I am Lou Jie in Guangzhou, a senior real estate investment expert. The home buying mentor you hate late has provided the best solution for 1,000 people to buy a house. Lou Jie is not like other self-media, which makes you confused! Sister Lou belongs to the practical school and only says the most useful operations and suggestions for you.
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The following selected Q&A content comes from the "Guangzhou LouJie" knowledge planet
Question: Sister Lou, I am from Huizhou, is Boluo's house worth getting on the bus? Will house prices rise in the future?
Answer: From the perspective of just need, it is cheap to buy Boluo's house, and there is no problem in buying a house and getting on the car.
Shiwan, Yuanzhou, Luoyang, these three places, the closest is Dongguan, especially in Yuanzhou, Boluo for example, the closest is Dongguan's Shilong and Shipai.
Boluo's house price has risen from an average price of 7,000 / flat to an average price of 12,000 / flat.
If you want to expect Boluo to rise to 20,000-30,000 / flat in the future, unless Dongguan's Shilong and Shi Pai have a substantial increase to drive Boluo, the probability is very low.
Question: Sister Lou, is there still investment value in Nansha, Guangzhou?
Where will it rise in the future?
Answer: The house in Nansha also has investment value.
According to the land data of Nansha that has sold land this year, Nansha has sold 5 plots of land, and the floor price of one of the plots sold at a price of 23604 yuan / flat, directly setting a new record.
Due to the increasing price of land year by year, the house prices in Nansha are in a double situation of passive rise and active rise, and the increase in house prices is optimistic.
Question: What are the regulations on the policy of buying a house and settling down in Guangzhou?
Answer: Buying a house and settling in Guangzhou, detailed instructions, introduction, description; for details, see the internal information of knowledge planet "Breaking through the purchase limit, a variety of methods to perfectly avoid all risks"
Question: Hello Sister Lou. Guanggang South District, how much space is there in the future?
Answer: In the short term, the premium space of Guanggang steel depends on the unpaid 234 plots on the one hand, and on the other hand, on the Guangzhou ship next door.
The biggest highlight of the land is Guanggang Central Park, in addition, a high school and a junior high school.
It is also reported that 6 internal roads will have to be built, and the investment in these public facilities may reach more than one billion.
The point is that these hard conditions will not only promote the southern district of Guanggang Steel to enter another period of transformation, but also bring Guanggang New City to a new height and directly boost the value of the plate.
The next development of the South District is no worse than that of the North District, and even brings more imagination.
Question: Sister Lou, Guangzhou is now so strongly regulated, many bank loans are also particularly long, I am afraid of dragging and dragging, the more I drag, the more I can't afford to buy a house. Is now a good time to bottom out?
Answer: At present, the first set of interest rates of major banks in Guangzhou is generally broken by 5.8%, and the second set of interest rates is generally broken by 6%. At the same time, some banks said that they would only lend next year, and even suspended the second-hand housing loan business.
This means that the more you buy a house, the more difficult it is to get a loan and the higher the cost.
Under the price limit policy, the down payment pressure to buy a new house is reduced.
After all, the price limit of the new house means that the price is controlled, which is equivalent to the official bargaining for the buyer.
The window period brought about by regulation is a good time to read the bottom.
Question: Hello Sister Lou, the total price is 4 million, Guangzhou investment to buy a house, which lot to buy, which real estate is better! Thank you!
Answer: According to your housing needs, the recommended location: Sino-Singapore Knowledge City, the recommended new housing real estate: Yuexiu TOD Xinghui City, the average price: 27,000 yuan / flat.
Yuexiu TOD Star City, the sales volume of new houses in the past month is 535 sets, which is the first place in the sales list of new houses in Guangzhou in the past month, and the sales of new houses are twice that of the second place "Evergrande Yuefu", the investment value is obvious, and it is the best choice for your investment.
Question: Sister Lou, my account is in Guangzhou, no house and no loan; my boyfriend's account is in Beijing, no house and no loan.
After marrying my boyfriend, and he bought a house in Beijing, did it affect my qualification to buy a house in Guangzhou and my qualification to make a down payment of 30%?
Answer: After getting married, your boyfriend bought a house in Beijing and used a loan, which will affect the down payment ratio of your house in Hangzhou, and other aspects have no impact.
Question: Sister Lou, the area I want to buy in Guangzhou at the moment is Baiyun or Liwan, I see that baiyun has some disk prices that have risen a bit, can I buy it?
Answer: Lou Jie believes that if you only consider new houses, hot concept areas such as Tianhe and Huangpu, you can still buy them at this stage.
After all, the price official has been pressed for you, and now the hand house VAT exemption period has been increased from 2 years to 5 years, holding more than 5 years believes that most people can accept it, do not have to think too much about the cycle.
If you consider second-hand housing, in fact, you don't have to take over the market in order to chase the high level of the popular area, so the risk will also increase greatly.
Question: Hello Sister Lou, what is the current rental price of the house in the northwest of The Sunshine Garden in Haizhu District? Is it worth holding in the future? For investment. Thank you
Answer: Rental price: Not specified.
Price: Around 4.2 million.
Sunshine Garden, the appreciation space is small, it is not recommended to hold for a long time.
Question: Hello, Sister Lou, I have two houses in the field, both have loans. Now I want to buy a house of about 3 million yuan in Guangzhou, but I only have 1 million in hand, is there any way to make a down payment of 30% in Guangzhou?
Some time ago, I asked the intermediary, he said that he could take the way of full capital verification, is this way reliable?
Answer: The intermediary means that you buy a second-hand house in Guangzhou, you find an intermediary to advance 2 million, you pay 1 million, make up 3 million, and buy 3 million second-hand houses.
After you buy it, you mortgage the house to the bank, the bank gives you the mortgage money, and you return the 2 million yuan advanced by the intermediary to the intermediary and pay the corresponding service fee.
Question: Hello Sister Lou, I am from Wuhan and would like to ask a question. How about the Hanyang and Zhongjiacun plates on the Wuhan side? What about future house price increases? Please analyze it.
Answer: The core area of Hanyang has obvious location advantages, access to the main urban area of Hankou Wuchang, and superior educational resources, which is the first choice for many Hankou Wuchang families to improve their homes.
At present, the projects sold in the region include the world view of the ocean oriental realm, the pleasure of investment promotion, the impression of Wudi Hanyang, etc., and the overall average price ranges from 20,000 to 25,000.
In the first half of the year, the increase in house prices did not change much, which showed that the overall house price changes in the Hanyang area would not be too large.
Question: Sister Lou, Dongguan has also come out of the property market regulation, oh my God. What is the impact on the property market?
Answer: This time, the "Eight Articles of Guan" regulation and control of the new policy was introduced.
Dongguan has adopted measures to adjust the tax adjustment and the restriction period, adjusting the exemption period from 2 years to 5 years, increasing the transfer cost.
In addition, Dongguan is also ready to start to establish a second-hand housing guide price.
In terms of real estate sales management, Dongguan for the first time included the subscription of commercial housing into supervision and established a registration system for house purchase intentions.
Question: Hello Sister Lou, how to buy a good house in Guangzhou?
Answer: A good house must have an environment suitable for living, considering the needs of daily life, the supporting facilities around the house must be complete, and the supporting facilities of a community are an indispensable part of the entire life of the property.
The most cost-effective real estate for investment in Guangzhou has been inventoried, see the internal information of knowledge planet "Exclusive! Guangzhou 2021 comprehensive analysis of the property market
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