Led by the government, the food safety liability insurance covering nearly 5,000 food business households in the jurisdiction was officially "online" in Jiancaoping District. Moreover, under the impetus of government organizations, merchants can enjoy up to 150,000 yuan of food safety liability insurance compensation per year without paying fees. On October 24, the reporter learned from the office of the Food Safety Committee of our city that at the just-concluded symposium on food safety liability insurance, the innovative food safety liability insurance operation mode implemented by the city was affirmed by the participants.
Food safety liability insurance is a kind of insurance that bears the civil compensation liability of food producers and traders, and in the event of food safety accidents, it can bear risks for food producers and operators and protect the rights and interests of consumers. After preliminary market research and careful arrangements, on October 16, as a pilot of food safety liability insurance in our city, the Jiancaoping District Market Supervision and Administration Bureau, the Shanxi Branch of Tianan Property & Casualty Insurance Co., Ltd. and the Taiyuan Branch of Shanghai Pudong Development Bank Co., Ltd. officially signed the "Tripartite Cooperation Agreement on Food Safety Liability Insurance", and with the efforts of the three parties, it will provide strong food safety liability insurance protection for nearly 5,000 food business households in the jurisdiction.
Taiyuan is the first provincial capital city in North China to try the new food safety liability insurance operation mechanism of "government-led, financial assistance and enterprise benefit". Unlike the food safety liability insurance implemented in other cities in China, which is mostly funded by the government or insured by merchants at their own expense, the city's attempt this time is a new model led by the government, financially assisted, and enterprises benefit, and its biggest highlight is that the government does not have to contribute, and food operators do not have to spend money, funded by a third party, which does not increase the burden on business households at all. After successful insurance application, the insurance company will bear the insurance liability of the annual compensation limit of 150,000 yuan for a single store. Of course, food trading enterprises can also insure food safety liability insurance on this basis and increase the amount of compensation. At present, nearly 5,000 food business households in Jiancaoping District have all been insured and achieved full coverage, with a premium of 710,000 yuan and an insured amount of 696 million yuan. After the next step is stable, this method will be promoted throughout the city.
It is understood that the implementation of food safety liability insurance is an important measure for our city to create a "national food safety demonstration city". The introduction of food safety liability insurance, the initial establishment of a unified risk management mechanism between prior risk prevention, risk control during the event, and post-claim settlement services, which can not only ensure consumer safety, enable consumers to obtain treatment and compensation through effective channels in a timely manner; provide new ideas for market supervision departments to solve food safety disputes, effectively alleviate the pressure of mediation and complaint disputes, reduce liability risks, and improve regulatory energy efficiency; at the same time, it can also effectively prevent and control and resolve food safety risks, and reduce economic pressure for food business households. Ensure its normal and orderly operation, and further enhance its awareness of food safety self-discipline.
(Editor-in-charge: Wen Wen)