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Xiangning Sun Guoqing: The help of the Rural Commercial Bank does not stop

author:Shanxi Yellow River network

Every morning at about 6 o'clock, at the entrance of the Guoqing Aquatic Products Store in Changning Town, Xiangning County, two busy figures kept shuttling between the truck cars and the shop, moving the aquatic products and various vegetables to the store. The two figures are Sun Guoqing, the owner of The National Day aquatic products, and his father. After a short break, Sun Guoqing began to work in the store again, "to do the hygiene in the store, and then put the goods back into the classification, when the customer chooses to buy, you can quickly find out the goods that the customer wants." ”

  Sun Guoqing, 32, previously worked in the south. Five years ago, after working for many years, he began to be dissatisfied with the work of three o'clock and one line every day, thinking of doing something on his own. In 2017, Sun Guoqing returned to his hometown after resigning and thought about starting his own business, "When he first returned home, there was no clear development goal. One day when I was out shopping for vegetables, I found that there was no vegetable shop nearby. If you want to buy vegetables, you must go a long way, which is very inconvenient. So I came up with the idea of opening a vegetable shop in front of my home, which can not only ensure that the surrounding residents can buy fresh dishes, but also realize their entrepreneurial wishes. Sun Guoqing said that since the opening of the store, relying on honest and trustworthy, high-quality and inexpensive operation, surrounding residents are willing to come to his store to buy vegetables.

  How to run your own business? Sun Guoqing said frankly: "Everything is difficult at the beginning. Although the store has been opened to do business, the most important thing in the early stage is that it needs to be constantly explored, the placement of the goods, which products sell fast... All kinds of situations must be well understood in order to do a good job. In order to ensure the quality of vegetables, Sun Guoqing directly purchases goods in the farmers' fields. After a long period of observation, he understood the daily demand for each vegetable, so that each vegetable could meet the needs of customers without much leftover. It is precisely because of the guarantee of the freshness of vegetables, favored by customers, ushered in more fixed customers. The surrounding residents praised: "There are many kinds of dishes in this restaurant, and every day it is quite fresh and satisfied." ”

  Opportunities are always left to those who are good at seizing them. Near the Sun Guoqing store, there was originally a fish market, which was later moved away. Sun Guoqing found that there was a great demand for aquatic products in the market, and he thought that he could also do some water to produce ideas. When all is said and done, Sun Guoqing contacted the source of aquatic products and began to sell aquatic products in his shop.

  Under the meticulous management of Sun Guoqing, the water production intention is also getting more and more prosperous, so he thought of building a small cold storage to store some meat products. "When I rented the façade at that time, I rented two floors at once, one floor sold goods, and the second floor was always vacant, just enough to build a cold storage." Sun Guoqing said that after some planning, he found that the family's savings could meet the needs of building a cold storage, but considering that the operation of the shops also needed working capital, so the funds were somewhat insufficient, so he applied for a loan at the Chengxi Branch of the Xiangning Rural Commercial Bank.

  After receiving Sun Guoqing's loan application, Wang Qiang, president of chengxi sub-branch, and the account manager came to investigate. After the investigation, Wang Qiang put forward his own suggestions to Sun Guoqing: "I think that it is of little practical significance to build a cold storage in your current situation, and it is better to sublet the house to increase some income." After some consideration, Sun Guoqing adopted Wang Qiang's suggestion and decided to suspend the construction of a new cold storage. Subsequently, with the help of Wang Qiang, the second floor was rented out to do a beauty shop. Sun Guoqing said: "President Wang's proposal is very objective and practical, which reduces investment and has a fixed income every year. At the same time, customers who do beauty work on the second floor sometimes buy some vegetables, aquatic products and other things from us, which also increases the number of customers. ”

  After the investigation and review of Sun Guoqing, the Xicheng sub-branch handled a credit of 50,000 yuan for him, so that Sun Guoqing had a "reserve fund". At the same time, Wang Qiang also actively contacted some customers for Sun Guoqing, he said: "For the sake of customers, only when they develop well, we can establish a good cooperative relationship and our work is easy to do." When visiting merchants and entering enterprises, Wang Qiang will pay attention to collecting various information and use every opportunity to "match" and provide business opportunities for customers. Under the introduction of Wang Qiang, Guoqing Aquatic Products has become the main supplier of vegetables for an enterprise in Xiangning County. Sun Guoqing said happily: "At present, this enterprise orders about 300,000 yuan of goods in our store every year, which greatly improves the operating efficiency." Due to the increasing number of public business, Wang Qiang helped Sun Guoqing prepare various procedures and opened a basic bank account in the Chengxi branch to meet the development needs.

  Under the meticulous management of Sun Guoqing, the development of National Day aquatic products is getting better and better. Sun Guoqing said with emotion: "At first, I simply wanted to apply for a loan for turnover, but in the end, because I met the rural commercial bank, I ushered in more development opportunities. "Liu Wenjun