Mutual treasure refund turmoil: Yin Ming, the former vice president of Ant, revealed the truth, and lost nearly 5 billion yuan without making a profit
Recently, a news on the Internet about the refund of Mutual Treasure has aroused widespread attention. At the same time, Yin Ming, former vice president of Ant Group and president of Ant Group's insurance business group, revealed on social media that Hubao has rescued more than 200,000 patients since its establishment to its closure, but it has not achieved profitability until the closure, but has fallen close to 5 billion yuan due to handling follow-up matters. This news not only added a bit of complexity to the refund turmoil of Hubao, but also triggered people's in-depth thinking about the future direction of the Internet mutual aid platform.
1. The beginning and end of the mutual treasure refund turmoil
Hubao is an online mutual aid platform owned by Ant Group, which aims to provide financial support for users suffering from serious illnesses through mutual assistance among members. However, due to the recent adjustment of the platform's operation strategy and changes in regulatory policies, Hubao announced its closure and started the refund process. The news quickly sparked heated discussions on social media, with many users posting screenshots of their refunds, expressing regret over the closure of the platform and concerns about the refund process.
Second, Yin Ming reveals the truth about mutual treasure
As the turmoil over Mutual Treasure's refund intensified, Yin Ming, the former vice president of Ant Group, posted on social media, revealing the truth about Mutual Treasure's operation. He revealed that since its establishment, Hubao has helped more than 200,000 patients, bringing hope and warmth to many families. However, due to the high cost of investigation and claims, Hubao has never been able to achieve profitability. After the closure of the platform, in order to ensure that the rights and interests of users are not harmed, Ant Group also assumed the responsibility of paying the three phases of mutual aid after the shutdown, with a cumulative amount of up to 1.7 billion yuan. In addition, in order to properly settle the members of Hubao, Ant Group also spent nearly 5 billion yuan in additional expenses.
3. The future direction of the Internet mutual aid platform
The shutdown and refund turmoil of Hubao has aroused people's concern about the future direction of the Internet mutual aid platform. In today's rapid development of science and technology, the Internet mutual aid platform, as an emerging mutual aid model, has brought a lot of convenience and benefits to the majority of users. However, with the tightening of regulatory policies and the intensification of market competition, these platforms are also facing more and more challenges and dilemmas.
For the future development of Internet mutual aid platforms, experts pointed out that on the one hand, it is necessary for the platform itself to strengthen risk management and compliance operation to ensure that the rights and interests of users are not harmed; On the other hand, it is also necessary for the government and all sectors of society to strengthen the supervision and support of Internet mutual aid platforms to promote their healthy and orderly development. At the same time, with the continuous progress and innovative application of Internet technology, the Internet mutual aid platform will also usher in more development opportunities and challenges in the future.
IV. Conclusion
Although the mutual treasure refund turmoil has come to an end for the time being, the thinking it has triggered is far from over. In this era full of changes and opportunities, we need to maintain a rational and objective attitude, not only to see the convenience and benefits brought by the Internet mutual aid platform, but also to pay attention to its potential risks and problems. Only in this way can we jointly promote the healthy development of the Internet mutual aid platform and bring hope and warmth to more people.