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As the saying goes: "Raise children to prevent old age, accumulate grain to prevent hunger." "For parents with only one child, it is especially important to plan ahead for the future as they get older. This is not only responsible for oneself, but also responsible for one's children, but also a guarantee for the future. Here are five things we should all prepare for in advance!
1. Preparation for health insurance
We are old, our bodies are like machines, and it is inevitable that there will be some small problems after a long time. Therefore, we have to go to the hospital regularly for a physical examination, just like doing maintenance for the machine, find problems in time, and solve them in time.
Usually, you should also pay more attention to your lifestyle habits, such as not smoking, drinking less, and eating more fruits and vegetables, which are the most basic. In addition, it is necessary to exercise more, run and do tai chi to keep the body active.
It is also necessary to have health insurance. This is like buying a "protective umbrella" for your body, in case you really encounter any serious illness, you also have a guarantee, you don't have to worry too much, and you won't burden your children.
2. Preparation for economic independence
You have to plan for your retirement. I have a little savings in my hand, and I don't panic. Usually you have to have the habit of saving money, even if you save a little every month, it is a lot of money over time.
In addition to saving money, you can also consider some prudent investments, such as treasury bonds and fixed deposits, which have low risks and stable returns, which can keep our money in value and appreciate.
With these preparations, even if we don't work after retirement, we can still have a stable income, and we don't have to always reach out to our children to ask for money. In this way, not only can you live a dignified life, but you can also reduce the burden on your children.
Besides, if you have money in your hands and a bottom in your heart, you can make your own decisions about where you want to travel and what good things you want to eat.
3. Preparation of living arrangements
The place where the elderly live, you have to choose carefully. If you live comfortably, your mood will be good. If the legs and feet are still neat and the home is spacious, then of course it is best to care for the elderly at home, after all, the golden nest and the silver nest are not as good as their own kennels.
But if there is something wrong with your body and there is no one to take care of your family, then it is not bad to consider a nursing home. Now many nursing homes are in good condition, there are professionals to take care of, and there are partners of the same age who can chat and relieve boredom.
The key is to look at your own situation, how comfortable and how to come. If you like quiet, find a quiet place, and if you like to be lively, choose one that is close to the city and has convenient transportation. In short, you have to live in a place that feels as warm as home and as comfortable as a vacation.
4. Preparation for emotional communication
The children have grown up and have their own jobs and families, and it is impossible for them to be with us all the time. Therefore, we old people have to learn to have fun by ourselves and build our own circle of friends.
You can participate in more community activities, such as dancing, playing cards, and playing chess, which are all good ways to socialize. Not only can you meet new people, but you can also move your muscles and bones and have a good mood.
Or, we can also join some interest groups, such as photography, calligraphy and painting, gardening, etc., to communicate with like-minded people, share and share, this kind of life is also quite interesting.
In short, it is to enrich your spiritual life and not always be alone at home. Make more friends, talk and laugh more, so that your later life will be happier and more fulfilling.
5. Preparation of legal documents
You have to prepare some important documents in advance, so that you don't have to wait for the children to have a headache for these things in the future. For example, wills, insurance policies, and real estate certificates are all related to the interests of children in the future.
The will must be clearly written, which house is given to which child, which deposit is divided and how to divide, so that the children can understand it and will not cause misunderstandings and disputes.
The insurance policy must also be kept, tell the children what they are insured, and how to pay for it, so that in case we have three long and two short, the children can also get the insurance money smoothly.
Not to mention the title deed, which is a big item in the house, it has to be put in a safe place, and the key or password must also be told to the children, so that they don't find it at that time.
In short, we have to prepare these important documents in advance and put them away, so that the children can also know one or two. In this way, we can rest assured that we ourselves and our children can also rest assured.
epilogue
As we move into our old age, preparing for the future is a responsibility and care for ourselves, our children, and even the whole family. Through health protection, financial independence, living arrangements, emotional communication, and the preparation of legal documents, we not only add peace of mind to our own lives, but also ease the burden on our children in the future.
In this process, we have learned to cherish our bodies more, pay more attention to spiritual enrichment, pay more attention to emotional communication, and understand the importance of responsibility. Every preparation is an investment in the future, and every choice is an attitude towards life.
Let's meet every upcoming tomorrow with a positive attitude. No matter what the future holds, we have done our best to build a solid fortress for ourselves and our families. May every elderly person have a happy and healthy old age and enjoy every beauty brought by life.
Thank you for seeing the end, if you can, please give a attention, writing is not easy, your attention is my continuous motivation. Thank you, good people have a safe life!!
Author: Lao Pang
The picture of the article is taken from the Internet