In 2024, 170 million retired employees will usher in good news!
Although the recent press conference held by the Ministry of Human Resources and Social Security did not clarify how much the pension will be raised this year, no matter when the pension adjustment notice is announced, it is almost a sure fact that the pension adjustment this year will be adjusted.
A few months ago, in this year's government work report, it has been made clear that we will continue to increase the basic pension of retirees and continue to raise the minimum standard of basic pension for urban and rural residents by 20 yuan, so we have got a very clear news: in 2024, the pension of corporate retirees will continue to rise!
According to relevant statistics, there are 170 million retired employees in the mainland, and the news of the increase in pensions is undoubtedly good news for them.
Moreover, since the implementation of the mainland pension in 2005, this year has been the 20th year of pension rise, which means that in the past 20 years, the pension treatment enjoyed by retirees has risen year by year, because it reflects the care and care of retirees.
By the end of 2023, the average pension of retired employees has reached more than 3,300 yuan, and such a pension level can fully meet the changes in soaring prices.
And referring to the pension increase in the past few years, it is expected that the pension increase in 2024 is very likely to be around 3.5%, when the pension of retirees may achieve an increase of about 125 per month.
However, it should be noted that after all, each person's payment period is different, and the amount of payment is also different, so once the pension ratio is raised again this year, there will be a certain difference in everyone's increase. However, it is basically clear that under normal circumstances, the increase in the pension of retired employees will be higher than that of flexible employees.
This is mainly related to the generally low payment grade of flexible employees, coupled with the vast majority of flexible employment personnel payment period is also relatively short, generally according to the minimum 15 years of payment, the way to one, flexible employment personnel personal account pension is relatively small, the final pension amount will be generally low, generally their monthly pension income is about 1500 yuan, although there will be a proper increase in pension every year, but because their pension principal is low, so the increase will be lower。
So the question is, for the elderly who are in their 70s, will the pension rise be higher this time?
First of all, it must be clear that if the personnel of enterprises and institutions want to enjoy the basic pension insurance benefits after retirement, they must meet two prerequisites at the same time:
(1) It is necessary to reach the national statutory retirement age, which mainly includes three age groups, one is that male employees need to meet the age of 60, the other is that female employees need to meet the age of 50, and female cadres need to meet the age of 55.
(2) The insurance payment period (including the deemed payment period) must be accumulated for 15 years.
This also means that due to the different retirement times, when they reach the age of 70, there will be a large difference in the number of years and the amount of pension received by each person.
So, how much difference will there be between those over 60 and those over 70 in terms of pension increases, and will they be able to enjoy more welfare policies?
01.
The elderly will be able to enjoy it
Special pension growth amounts
The current pension adjustment on the mainland adopts the method of combining fixed amount adjustment, linked adjustment and appropriate inclination.
(1) Quota adjustment, that is, everyone increases the same amount of pension;
(2) Linked adjustment, mainly including adjustment according to the level of pension and adjustment according to the number of years of payment, of which, according to the number of years of payment, also known as according to the length of service or according to the length of service. Moreover, it is worth mentioning that the proportion of linkage adjustment in each province is not the same, and the proportion of adjustment in some places is higher, and in some places it is lower, which is mainly related to the economy of each province and city.
(3) Tilt adjustment, mainly for the elderly and retirees in difficult and remote areas.
Combined with 2023, the pension adjustment plan of 31 provinces across the country learned that the elderly tilt policy in most provinces is to set the age threshold at 70 years old and above, such as Jiangsu Province for the elderly aged 70 to 74 years old 19 yuan per month, 75 to 79 years old annual increase of 35 yuan per month, 80 years old and over 80 years old monthly increase of 45 yuan.
For example, Yunnan Province stipulates that people between the ages of 70 and 79 will receive an increase of 30 yuan per person per month, and those over the age of 80 will receive an increase of 50 yuan per person per month.
Anhui Province stipulates that people between the ages of 70 and 79 will receive an increase of 10 yuan per person per month, those aged 80 to 89 will receive an increase of 20 yuan per person per month, and those over the age of 90 will receive an increase of 70 yuan per month.
In addition, there are only a handful of provinces that have implemented a preferential policy for people over 60 years old.
Last year, there were two regions that stipulated that people over the age of 65 could also get the tilt adjustment: Beijing and Zhejiang.
Beijing's rule is 40 yuan per person per month for those between the ages of 65 and 69, while Zhejiang stipulates an increase of 25 yuan per month for women over the age of 65 and under 80.
Therefore, from this point alone, the elderly over 70 years old should receive a pension of about 10 yuan more than the 60-year-old at least every month.
02.
Some provinces will subsidize the elderly
The age of eligibility has been lowered to 70 years
In fact, according to the relevant documents of the superiors, generally speaking, the age of receiving the old age allowance is 80 years old, and each province and region can make appropriate adjustments according to the actual local situation.
However, across the country, Shanghai and some cities in Shandong Province have lowered the conditions for old-age subsidies to 60 years old.
Among them, the old-age allowance in Shanghai is 75 yuan per month for those aged 65-69, 150 yuan per month for those aged 70-79, 180 yuan per month for those aged 80-89, 350 yuan per month for those aged 90-99, and 600 yuan per month for 100 years old.
In addition, Dongying City, Tai'an City, Rizhao City and other places in Shandong have also lowered the age of the old age subsidy to 60 years old, and the specific old age subsidy is: 80 yuan per month for 60-79 years old, 100 yuan per month for 80-89 years old, and 200 yuan per month for 90-99 years old.
Therefore, at this point, many 70-year-olds can not only enjoy the old age tilt part of the pension, but also enjoy the relevant old age subsidy. This can be said that the older you are, the more preferential the policy you enjoy!
In the end, with the continuous improvement of local policies, we have reason to believe that more and more provinces and regions will formulate relevant preferential policies for the elderly in the future, so that the elderly can spend their old age in peace!
Ziwen said: Every word of the article was typed out by me, and I clicked "watching" to let me know that you are also "doing your best" for life.