Rural cooperative medical care (referred to as "NCMS"), staff medical insurance, is currently known as the most valuable type of insurance, guaranteed by government agencies, worthy of people's trust to buy, and the hospitalization reimbursement rate of 70%; in the past ten years, the new rural medical insurance has risen from 60 yuan ten years ago to 549 yuan (Guangzhou as an example), according to the family of 5 people to calculate, need to support 2745 yuan to buy insurance, the economic pressure of the burden will make the masses abandon the insurance?
Image source: Internet materials
Recently, Deng Hongying, a representative of the Yunnan Provincial People's Congress, spoke actively for the masses: the amount of new rural cooperative medical payment has increased from 60 yuan in 2014 to 380 yuan in 2024, an increase of about 5.33 times in ten years, and the wage level in 10 years has increased by about 2.95 times.
Deng Hongying believes that the guarantee of primary medical services in rural areas is not in place, the professional level of grassroots medical staff needs to be improved, and the medical insurance is increasing year by year, which affects the enthusiasm of the masses to participate in insurance.
Image source: Internet materials
Speak for Ms. Deng Hongying, a representative of the National People's Congress, and give a "like"
From a personal point of view, the family also purchased the New Rural Cooperative Medical Care, and needs to pay 2,745 yuan per year for insurance. With the increase in contributions year after year, it does bring certain pressure to the family economy, which also leads to the fact that when it comes to paying the NCMS in September every year, I can't help but complain about the rise of medical insurance every year.
In addition, another problem is the relatively low level of professional skills in the county hospitals, as well as the incomplete availability of commonly used drugs. To a certain extent, these problems have affected the actual effectiveness of NCMS, so that we have to choose to go to big cities farther away for medical treatment when facing some complex diseases, which increases the cost of medical treatment and time.
However, despite these shortcomings, rural cooperative medical care and employee medical insurance are still high-quality insurance worthy of our choice. They can protect our interests to a large extent and reduce the economic burden caused by disease.
Taking Guangzhou as an example, the rural medical insurance in 2023 is 549 yuan, how much is it in your area?