It is the most beneficial spring of the year, and it is the right time for Vientiane to renew. In order to thoroughly implement the requirements of the State Administration of Financial Supervision and Administration and practice the political and people's nature of financial work, Ping An Life Fujian Branch launched the "Inclusive Finance Promotion Month" action.
In view of the characteristics of low protection and weak anti-risk ability of inclusive public customers, the company is based on insurance protection, enriches the supply of inclusive insurance products and service innovation, and provides a variety of inclusive insurance products and services with close premiums, rich protection responsibilities, high protection amounts, wide coverage and low compensation thresholds, so as to meet the diversified protection needs of the public in various ways and allow more people to get benefits.
Ping An Cell Immunotherapy Medical Insurance, a medical "black technology", gives life a new choice
With the continuous development of science and technology, the treatment of diseases is constantly innovating, and in recent years, the new "black technology therapy" - cellular immunotherapy, has a remarkable effect on the treatment of cancer and other serious diseases. In response to customers' needs for high-tech therapies, our company has innovatively launched Ping An Cellular Immunotherapy Medical Insurance (hereinafter referred to as "Cellular Immunotherapy"), which provides protection for medical expenses incurred in the use of cellular immunotherapy for specific diseases in specific medical institutions, and also provides refined medical services to meet customers' needs for access to funds and resources for new therapies.
Features:
Insurance Liability:
Insurance Case:
Claim Process:
Service Description
Important:
1. Cellular immunotherapy is provided by Ping An Cellular Immunotherapy Medical Insurance, which is underwritten by Ping An Life Insurance Co., Ltd. and is responsible for claims.
2. The insurance age accepted in this main insurance contract is 18 to 60 years old, if you apply for this product between the age of 61 and 99 years old of the insured, you must meet the following two conditions: (1) you are not the first time to apply for insurance, (2) you re-apply for this product no later than 60 days after the expiration of the previous insurance period.
3. Waiting period: The effective date of this product includes a waiting period of 30 days, and if the insured is diagnosed by the hospital as a malignant tumor as defined in this main insurance contract for the first time within 30 days from the effective date of this main insurance contract, resulting in treatment, regardless of whether the above treatment time is more than 30 days from the effective date of this main insurance contract, we will not be liable to pay the insurance money, and the insurance premium will be refunded to you, and the main insurance contract will be terminated. There is no waiting period for the following two situations: (1) the insured suffers from an accidental injury, and (2) you re-apply for this product no later than 60 days after the expiration of the previous insurance period.
4. Treatment period: The treatment period of this main insurance contract starts from the first day of the first "apheresis" of the insured and ends on the earliest date of the following two: (1) the 365th day (including the day) after the first day of the first "apheresis;( 2) the 30th day (including the day) after the date of the first "CAR-T cell reinfusion" treatment.
5. Payment ratio: The company pays 100% of the insurance benefits for the medical expenses of cell immunotherapy.
6. Principle of compensation: If the insured has obtained compensation from other channels (including basic medical insurance, serious illness insurance for urban and rural residents, publicly-funded medical treatment, workplace, any commercial insurance institution including the company, etc.), we shall bear the corresponding insurance liability for the remaining part within the upper limit of insurance payment according to the agreement of this main insurance contract.
7. When the cumulative amount of insurance benefits paid reaches the limit of 2 million, the main insurance contract will be terminated.
8. Designated medical institutions: the general department, special medical department and VIP department of our recognized medical institutions, but excluding their international department, international medical center, VIP medical department and foreign guest medical department. The list of medical institutions is displayed on our official website, and the above list of designated medical institutions is subject to change, please pay attention to the "Customer Service - Common Tools Query" section of the https://life.pingan.com/p/#/attachment-page?disclosureChannel=ilifeCustomerService official website of Ping An Life.
9. Customers who have purchased other commercial expense medical insurance should choose to purchase it according to their own needs.
10. This insurance contract is not guaranteed to be renewed. The insurance period of this product is one year. At the expiration of the insurance period, the policyholder needs to re-apply to the insurance company for this product, and with the consent of the insurance company, pay the insurance premium and obtain a new insurance contract. If the product is no longer available for sale at the end of the insurance period, we will no longer accept your application for insurance, but we will provide you with reasonable advice on how to purchase other products.
11. The content contained in this information is only for you to understand the terms of the insurance, and in some cases, we are not responsible for paying the insurance money. For details of the specific insurance liability, exemption or reduction of liability, termination of contract and other contents that have a material interest in you, the insured and the beneficiary, please refer to the insurance provisions.