Xiaomi SU7 tens of thousands of premiums caused controversy, netizens: It's really fuel-efficient but not insurance-saving
Recently, when everyone buys a car, they are struggling with whether to buy an electric car or a petrol car. Everyone says that trains save money, but they don't know where they can save money. After all, you have to say that although the tram is not subject to purchase tax, and then charging will save some fuel money, but in some other places, it is more expensive than fuel cars. This is not the recent fact that Xiaomi SU7 is expensive, which has caused a lot of controversy on the Internet.
From Xiaomi's 299,000 top version of the insurance plan, we can see that if you buy the basic version, it will also cost more than 6,000 yuan. And if you choose the premium version with more comprehensive protection, then the price will be 9066.39 yuan. Of course, if you are buying a few additional insurances, it will really break through 10,000 yuan. The price of this insurance is indeed much more expensive than that of fuel vehicles. To put it simply, the price of your 300,000 Xiaomi car insurance is as expensive as those more than 500,000 fuel cars. The most annoying thing is that the insurance company still looks unwilling to sell, and even does not want to give rebates.
Of course, there is a reason why tram premiums are expensive, and the media has reported on this matter before. At present, the premium of new energy vehicles is generally 21% more expensive than that of fuel vehicles. And many small insurance companies also refuse to sell tram insurance. At the same time, there is generally no rebate on the insurance of the tram. And nowadays, the premium of the tram is gradually rising every year. Even if you don't get insurance once a year, the price will go up a lot. Even so, the insurance company is still crying there, saying that the profit of selling tram insurance is low, even to the point of losing money.
So some netizens couldn't help but complain that this is really saving gas, but it doesn't save insurance money. But the reason why tram insurance is expensive nowadays is because the accident rate of trams is higher than that of gasoline vehicles. On the other hand, after a tram accident, the cost of maintenance is higher than that of a gasoline car. However, it may be said that when the tram technology becomes more mature and the accident rate becomes lower, this premium will gradually decrease.