Insurance refers to the commercial insurance behavior in which the policyholder pays the insurance premium to the insurance company according to the contract, and the insurer shall bear the responsibility for reimbursement and payment of insurance money for the property or personal loss (illness, disability or death) caused by the insured due to an accident as agreed in the contract.
From an economic point of view:
Insurance is a financial arrangement that can share the loss of accidents and health risks.
From a legal point of view:
Insurance is a contractual act, which is a contractual arrangement between an insurance company and an insured.
From a social perspective:
Insurance is an important part of the social and economic security system and a "delicate stabilizer" of social production and social life.
From a risk management perspective:
Insurance is a method of risk management.
Insurance is not only the icing on the cake for a happy life, but also a relief in times of misfortune!
Insurance is a habit of thinking~ Don't forget the danger, be prepared;
Insurance is a kind of life attitude, which can not only experience the wind and rain, but also calmly cope with the uncertain future;
How should I buy insurance? Look at the risk first and then buy insurance, the risk is not clear, it is easy to misplace the insurance
The size of the risk should be understood: first of all, it is necessary to cover the big risk, common risks and multiple diseases, and it is too common to sell a house due to illness;
The biggest risk is death: buy life insurance to prevent accidents;
There are also health risks: it is difficult to be happy without health;
The risk of pension should not be forgotten: quality life needs money!
Friends: Before planning and configuring insurance, you must first consider it holistically~ What risks may you face in the future? Then according to the actual needs and income to buy the corresponding type of insurance, in short, the principle is to buy all first and then buy enough.
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