As a part-time worker, you often face employment problems, some of which seem inconspicuous, but there are very different differences between knowing and not knowing, and even directly affect your own interests. Unemployment insurance is one of them, and many unemployed people have not applied for unemployment insurance in time after losing their jobs, resulting in great losses. If you find this article useful to you, please take the trouble to [like the collection] or [follow us], thank you!
1. What is unemployment insurance
Unemployment insurance refers to a social insurance system in which workers temporarily lose their jobs due to reasons other than their own, resulting in the interruption of wages and income, and lose their sources of livelihood, and when they seek new employment opportunities, they receive material help from the state or society to ensure their basic livelihood.
2. Entitlement to unemployment insurance
1.1. Receiving unemployment insurance money.
1.2. If you are sick or give birth, you can apply for a 70% medical expense subsidy according to the regulations when you go to a designated hospital.
1.3. If an unemployed person starts a private enterprise, engages in self-employment or organizes himself for employment during the period of drawing unemployment insurance money, he may receive unemployment insurance money for the remaining period at one time (plus the months already received after this approval, which cannot exceed 24 months) as support production funds.
1.4、If an unemployed person dies while drawing unemployment insurance money, his family members may apply for funeral subsidies and one-time pensions for supporting immediate family members.
1.5. If a female unemployed person gives birth during the period of drawing unemployment insurance money and meets the provisions of the State on family planning, she may apply for a three-month birth allowance, the same standard as the unemployment insurance money she receives.
1.6. Free employment services such as vocational guidance and vocational training.
3. Who can receive unemployment insurance
3.1. To participate in unemployment insurance in accordance with regulations, the unit and the person have fulfilled the payment obligation in accordance with the regulations for one year.
3.2. Interruption of employment not due to his own will, that is, the unemployed person is unwilling to interrupt employment, but is forced to interrupt employment due to reasons beyond his control.
3.3. Have completed unemployment registration and have job search requirements. The purpose of registering an unemployed person is to obtain the basic information of the unemployed person and confirm his qualifications.
4. Unemployment insurance benefits are available for several months
4.1. If the cumulative payment has been made for one year or less than three years before becoming unemployed, the maximum period of receiving unemployment insurance benefits is six months;
4.2. If the cumulative payment has reached three years but less than five years before becoming unemployed, the maximum period for receiving unemployment insurance benefits is 12 months;
4.3. If the cumulative payment of contributions before unemployment has reached five years but less than ten years, the maximum period for receiving unemployment insurance benefits is 18 months;
4.4. If the cumulative contributions have been paid for more than 10 years before becoming unemployed, the maximum period for receiving unemployment insurance benefits is 24 months.
5. How to receive unemployment insurance benefits
If the local Social Security Bureau has not opened an official account, you can go to the window of the Social Security Bureau to submit an application. For example, Shenzhen unemployment benefit application process:
Then click to start processing, you can enter the preliminary qualification stage, it takes about 5 working days, and it is basically no problem to pass the preliminary review.
6. How to check unemployment insurance benefits
After the application process is checked, the specific details of the issuance of unemployment insurance benefits can be inquired.
7. How to go through the unemployment insurance verification procedures
After receiving unemployment insurance benefits every month, you need to do the verification procedures, which is also done online.
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