Reprinted from the public number: worry-free landing planning
No matter how much money you owe, whether you have the ability to repay it now, tell the truth to all the debtors below.
When you're in debt and you're really unable to pay it back, you have to know what the worst outcome is? Whether it's a text message or a phone call, or a door-to-door, it's all just a normal collection process, don't worry.
The reason why you are afraid, fearful, and anxious comes from the fact that you have never experienced it before, and you don't know how to face it in your heart. Because he is a language professional, you are a small white, so you are very anxious. When you know how to face all kinds of phone calls correctly and play psychological warfare, in fact, your heart is already strong enough.
Remember, if you're a soft persimmon, they'll pinch you every day. When you are really not afraid, not afraid, then the collection is physically and mentally exhausted. Learn to show weakness, seize sympathy, move with affection, and understand reason. When you are temporarily unable to repay the loan, do not evade, do not escape, and face it calmly.
As for the worst outcome, it is actually to sue you. This is a normal process, go there and don't sign anything casually, as long as you don't limit your high consumption, it won't have much impact on your life and work. At present, from the perspective of comprehensive probability, the probability of limiting three high is not large.
It's also a relief to actually be sued, at least nothing has changed in the follow-up, but you've never experienced it, so you feel scared and scared. Because the entire group of debtors has been expanding in the past two years, in fact, as long as you know how to face it correctly and protect yourself, you will not become an old lai.
Even if you eventually become a lao lai, limit you to three highs, the impact is only temporary, and you can be lifted after you have money to pay back. Even if your account is restricted, you can use your loved ones, it will not have much impact, and it will not make you lose your freedom.
When you know this answer, why do you have to worry and worry every day? Isn't that embarrassing yourself? Let his heart become more and more uncomfortable, more and more afraid, resulting in no fear to face, the whole person does not have a little spirit.
Listen to my advice, it is not that we do not want to pay back, but we are forced by life and do not have the ability to repay for the time being. I believe that most debtors are willing to repay their debts, but they are temporarily unable to repay them.
Victory or defeat is a common thing in the soldiers, life rises and falls, do not talk about heroes with temporary success or failure, so I hope that all debtors must raise their spirits and believe that they can carry it, and everything will be light and breezy.