Just last week, the Lincoln Z officially ushered in the listing. This car has really not come down since its debut, not only because the appearance and interior of the whole car are very top-notch, but also because this starting price has really made many consumers feel a little moved. In terms of overall price-performance ratio, the attractiveness of this car is really not small. That as a new player who has just entered the game, friends who have the desire to buy a car should also be quite concerned about its maintenance costs, right? Don't worry, today Xiaobian will take the 2022 i cool premium version (269,800 yuan) as an example, give you an inventory, see if this car is good or not?
1. Fuel costs
The comprehensive fuel consumption of this model is 7.36L, but this is only an ideal state, and the measured fuel consumption of most car owners is about 8.5L/100km, and Xiaobian here is calculated based on 8.5L. Because the average annual mileage of each car owner is not fixed, Xiaobian here is based on its own annual driving distance of 20,000km to calculate, this car is added to the 95 gasoline, the current oil price of Xiaobian is 8.52 yuan / L, and the fuel cost of that year is about 14484 yuan.
Second, maintenance costs
The maintenance interval of the vehicle is 7500km, the oil and oil filter are replaced every 7500km, the air conditioning filter is replaced every 22500km, and the air filter, spark plug, transmission oil and brake oil are replaced every 60000km. The cost of small maintenance (10000km) is about 661 yuan, and the total maintenance cost of the first 60000km is about 6489 yuan, an average of 2163 yuan per year. Of course, this price is calculated according to the official maintenance items set by the 4S store, and consumers can also selectively maintain according to the actual practical situation of their own vehicles, plus if there is a purchase of maintenance packages, the cost will be further reduced.
3. Insurance costs
The cost of insurance actually varies from person to person, and it is normal to buy some basic insurance. Then if you are not careful in driving, it is not impossible to buy a full insurance. Insurance costs vary according to regions and car prices, taking Xiamen as an example, here Xiaobian calculates based on their own habits of buying insurance, recommended to buy: a third party one million (1630 yuan) + car damage insurance (3394 yuan) + compulsory traffic insurance (950 yuan), a year's insurance cost is about 5974 yuan (the first year). If you buy the same insurance and do not take care of it, the cost will also decrease year by year, and the average annual insurance cost will be about 3584 yuan.
4. Miscellaneous expenses
In addition to the basic cost, there must be high-speed fees, parking fees, car wash fees and so on throughout the year. Similarly, these costs also vary from person to person, so here Xiaobian takes the cost of their own car as a standard, and everyone can add or subtract fees according to this cost combined with their own car habits. A year's high-speed cost is calculated according to 500 yuan; a month to wash the car, the car wash fee is 30 yuan, a year is 360 yuan; if you do not buy a parking space, if you rent it every month, the average monthly rent of the Xiaobian location is about 400 yuan, 4800 yuan a year, and the cost of all miscellaneous items in that year is: 500 + 360 + 4800 = 5660 yuan.
If the car does not have scratches and violations, all the above expenses add up to: fuel costs of 14484 yuan + maintenance costs of 2163 yuan + insurance costs of 3584 yuan + miscellaneous expenses of 5660 yuan = 25891 yuan, the average monthly cost of 2158 yuan. I have to say that if this is a full payment to buy a car, if there is no loan worry, then it is really not very difficult to raise this car.
For friends with tight budgets, they will also choose to buy a car in installments, and I personally suggest that you can choose a three-year repayment plan if you do installments. The down payment is calculated by 30%, the loan is calculated by the three-year loan, the annual interest rate is 4.75%, excluding the down payment, the repayment amount of each month is about 6751.08 yuan, that plus the average monthly car maintenance fee, the monthly vehicle expenditure will be 8909.08 yuan. If you add a loan, this cost does go up, and for most working people, this is already a relatively high cost of car maintenance. Don't know the cost of such a car, which is not within your expectations?
Edit = Jian Linlin
Producer = Lin Jing