Every week, "Standing Questions and Answers", we offer exclusive reviews of popular real estate projects and answer the most representative questions about buying houses. Fans are welcome to leave a message at the end of the article to ask questions. Number of issues: NO.239
Text | Su Yang, editor-in-chief of "The Little Prince of Real Estate"
Lottery hot real estate short review
▶ Hangfang, Shouwang Lancui Mansion
▷ Project Address: Fuyang District Dongzhou Jiangbin East Avenue, the northwest side of the first outlet 50 meters
▷ Opening information: Add 70 sets of buildings 34, 38 and 44, with apartment types of 112-136 square meters
▷ Price situation: the average price is 19090 yuan / ㎡, rough delivery
▷ Traffic tips: Along Jiangbin East Avenue can quickly reach the main city
Short comment: Dongzhou is currently in the entire Sanjianghui, which belongs to the absolute price depression, and the layout threshold is relatively easy. Next door is the first outlet, and other packages have followed. Dongzhou is also a low-density plate in Hangzhou, and the first Lancui Mansion has directly made a low-density residential area for bungalows, stacked villas and courtyards. This time to push bungalows, the total price of 2 million level, in the Hangzhou market is very scarce, you can go to shake.
▶ Junnan Province(Junnan Province)
▷Project Address: No. 2988, Science and Technology Avenue, Qingshan Lake Street, Lin'an District
▷ Opening information: Add 384 sets of Building 108, 110, 111 and 114, with a unit type of 99 square meters
▷ Price situation: the average price is 25,000 yuan / ㎡, hardcover delivery
▷ Traffic tips: The straight-line distance is about 600 meters from Line 16 Qingshan Lake Science and Technology City Station
Short comment::As the only unlimited purchase area in Hangzhou's ten districts, Lin'an has many opportunities this year. Qingshan Lake Science and Technology City + Line 16 + surrounding commercial complexes, Lin'an to buy a house elements have been gathered. Zhongtian's products are actually very good in quality and reputation, and self-occupation or investment can be considered.
▶ Silver City, Aoyama Lake
▷Project Address: Shengyuan Road, Lin'an District
▷ Opening information: Add 114, 117, 124 buildings, apartment type 125-140 square meters
▷Price situation: the average price of the townhouse is 33,000 yuan / ㎡, rough delivery
▷ Transportation tips: The straight-line distance from Line 16 Agriculture and Forestry University Station is about 2.4 kilometers
Short comment: Just by Qingshan Lake, the lake view should be great. Unfortunately, the subway is too far away and there is a lack of commercial facilities around it. Self-occupation is OK, investment is calculated.
Selected questions and answers
Question 1
Questioner ▷lxc
When can gemdale free city Qixiaju be sold? It is estimated that the second phase of Line 4 will be opened at the end of December, and the subway mouth will be about 200 meters, thank you.
Su Yang: When the overall market of second-hand housing is sluggish, it is difficult for individual markets to get out of the independent market, unless there is an explosive positive. The opening of the second phase of Metro Line 4 is not enough for the benefit of Gemdale Free City. Although Zicheng is far from the Line 2 station, it was not completely untouched by the subway before. Moreover, the station planning of Line 4 has long been determined, so the overall benefits are limited.
Gemdale Free City sold well in the first half of this year, and I personally feel that it mainly comes from three aspects: one is the industrial radiation of Yungu to the Sandun area, the second is the value of the liberal arts primary school district, and the third is that the total price is placed in the surrounding sectors.
Compared with grasping such a favorable node as the opening of the subway, selling second-hand houses now should be more in the rhythm of the big market. House prices in the first half of the year have risen a lot, and the overall policy suppression of school districts is particularly obvious. That is to say, you have actually missed the best time to sell gemdale in the first half of the year, and it is now more difficult to sell the second-hand house, unless you are willing to make a profit.
Question 2
Questioner ▷ Autumn Words
Hello teacher! The first set bought Guiyu Chaoyang and wanted to buy the second set of investments. If the regional development is higher, you can live by yourself and take Guiyu Chaoyang as an investment. Cash on hand 2 million, consider Xiaoshan Science and Technology City, Lin'an or something else when shaking the number? Ask the teacher for better advice. The child is still in college, is it in the name of the child, or is it our own second set of shakes?
Su Yang: College student mortgages now basically require a 60% down payment, and the unmarried age is less than 30 years old is not a houseless family, social security is zero, and there is no advantage under the current lottery rules. The significance of using the name of the child to shake the number is not great, but it wastes 30% of the opportunity of the first set of loans. It is recommended to use the two sets of places for the husband and wife to draw the number.
2 million cash to buy two apartments, the total price of about 3.3 million. Near your current residence, plates such as Xiaoshan Science and Technology City, Southern Wocheng, and Ningwei can participate in the lottery. When lottery, first consider the purchase restriction area, and then consider the non-restricted purchase area such as Lin'an. Some plates that meet the budget, such as the main urban area, Yuhang District, and Linping District, can be shaken.
Question 3
Questioner ▷ Light as water
Trouble ask, can affordable housing on the north side of Sandun be bought? Because it is the first suite in Hangzhou, I don't know whether to buy affordable housing in Sandun North, or to participate in the lottery of new houses in Yuhang District at the same price. Also consider going to school plus live by yourself, thank you.
Su Yang: If you just need the first set of anxious self-occupation, the affordable housing in Sandun North can also be bought. At present, Yuhang Xiaoshan and the main urban area do not take the middle school entrance examination together, if you want to consider the problem of children going to school, or try to buy in the main urban area.
Like Jingxi North Garden in the Jia Luyuan Primary School District, it is a suitable housing community, and the transaction of second-hand houses has always been more active. And the price is more favorable, about 60 square meters of small apartments, basically less than 2 million can be done.
If it is an investment, it is not recommended to buy affordable housing, and it will be weaker in terms of growth rate, and the probability will not be able to run through the new houses of the same price on the market. Since your situation is self-occupied + considering a school district, it is still possible to buy.
Question 4
Questioner ▷ Zhao Fei
Under the name of the existing southern sleeping city 127 square four-bedroom, their own use, no other room tickets. Now should we sell the real estate around the north of the city, or wait for the fourth phase of the subway plan to land or zhejiang ii to build it before replacing it?
Su Yang: I don't know when the house in the southern wocheng under your name was delivered to the community? If it is a sub-new house delivered within 3 years, there is no need to toss and can continue to hold. If it is an old house and you do not see the potential for appreciation, you can boldly sell it to shake the number.
Your situation if you sell the house after the lottery, does not belong to the houseless households, according to the current market, there is an investment value of the powder plate, or more difficult to shake. The overall second-hand housing transaction is sluggish, and it is difficult to sell at a good price at this stage. At this time, it is better to continue to hold the second new house in the southern wocheng.
Question 5
Questioner ▷ Huang Wei
So the first 20,000 1, can I get on the bus now?
Su Yang: If you are a self-occupied buyer, as long as you meet the budget and meet the needs of commuting and living, you can start boldly. After all, new houses are subject to price limits, which is equivalent to giving self-occupied buyers a bottom.
At present, the main new housing supply in the front of the firm are Country Garden Qianchenfu, DXN Jinke Bo'an Jiangchenxuan, DXN Wenchenwangfu and so on. Anyway, basically don't shake the number, you can choose the product you like.
However, if it is an investment, it is not a good choice before, and it is recommended not to touch it. There is no new plan for the sector, there is currently no definitive subway plan, and there is a lack of large commercial complexes.