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UnionPay mobile flash payment is developing at full speed.
【Version 1.0】
And
In the first half of last year, in the "Yujian Finance" "Payment for the People" Shouzheng out of the new: China UnionPay, how many surprises do you have that we don't know? In the article, for the first time, I introduced the newly debuted UnionPay mobile phone flash payment product. We remembered the saying: "Double-click the power button, click twice and pay directly." ”
The "easy to use" of UnionPay mobile phone flash payment comes from three dimensions:
- First, integration: it integrates offline NFC flash payment, QR code and app online payment, so it can integrate personal collection code, ride code, credit card repayment, marketing and rights services.
- The second is fast: the whole process does not need to download or open any APP, nor do you need to turn off the APP you are using, such as you are chasing a drama, playing a game, or using navigation, etc., are not affected; even, you do not need to connect to the Internet, you can complete the payment.
- Third, it is affordable: UnionPay Mobile FlashPay can bring together the rich rights, preferential and value-added services of banks, mobile phone manufacturers and UnionPay itself.
【Version 2.0】
At the beginning of January this year, UnionPay mobile phone flash payment directly realized the digitization of the whole process of payment such as tied cards, card use, repayment, and inquiry on the basis of the previous "double-click power key quick payment".
In terms of credit card business, you can check the bill at any time, just add the credit card bound in the mobile wallet to the repayment fast app. It is understood that UnionPay mobile phone flash payment supports nearly 100 bank credit cards.
【UnionPay mobile phone flash payment installment】
On this basis, a few days ago, UnionPay mobile phone flash payment officially launched the credit card installment function, that is, through the mobile phone flash payment can complete the installment payment, the current installment function has been in JD.com, Ctrip, Suning Tesco, NetEase Yanxuan and other more than 20 head merchant APP pilot application, support Huawei, OPPO, VIVO, Samsung, Meizu 5 mobile phone manufacturers, opened the Agricultural Bank of China, Bank of Communications, China CITIC Bank and other 12 large banks and Jiangsu Bank, Chang'an Bank, Zheshang Bank and other 9 regional banks.
When the user uses the mobile phone flash payment on the merchant APP, select the supported bank credit card, select the corresponding installment number, and click Pay. (Detailed operations can be found at the end of the article process example)
In fact, UnionPay has previously launched the "UnionPay Installment" product, covering major e-commerce and other scenarios online, and relying on UnionPay's vast acceptance network offline, such as Apple direct stores, Huawei direct stores, One Trillion Wade Gym, Red Star Macalline Furniture City and other merchants, which have reached the majority of consumers.
The credit card installment function of UnionPay mobile flash payment is actually to integrate advantageous products and resources to bring consumers a better payment experience, further facilitate the people and benefit the people.
Grasp the hot spots of the staging consumer industry
The "Payment Encyclopedia" observation found that as the indigenous people of the Internet, the post-90s generation has a high acceptance of concepts such as installment consumption, first payment and then buying. Installment consumption smoothes the cycle of income and consumption, meets their urgent needs to improve the quality of life, and post-90s are generally willing to accept related payment methods when consuming. At present, the post-90s generation has become the main social labor force, and the development of consumption patterns that meet their needs is also one of the trends in society.
In 2018, the China Banking and Insurance Regulatory Commission published the "Notice of the General Office of the China Banking and Insurance Regulatory Commission on Further Improving credit work and improving the quality and efficiency of the service entity economy" on its official website, proposing to actively develop consumer finance and enhance the pulling effect of consumption on the economy.
From a macroeconomic point of view, the pattern of installment consumption is also an important way to stimulate domestic demand. In 2020, the contribution rate of consumption to GDP growth will reach 54.4%, and in 2021, this figure will reach 65.4%, and the hot consumption staging will play an important role in it.
UnionPay mobile phone flash payment installment operation process
STEP 1
Select a mobile payment method such as HuaweiPay at the merchant app cashier
STEP 2
Payment Method Select the designated bank credit card, the number of installments
STEP 3
Verify your fingerprint or face and enter your payment password
STEP 4
Successful completion of installment payments
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