The Banking and Insurance Regulatory Commission proposes new regulations: strengthen the control of excessive credit card credit 丨 Xiaomi's Tianxing Digital Branch responds to rumors of layoffs

Guided tour ZFZJ.CN today

●The China Banking and Insurance Regulatory Commission proposes to stipulate: Strictly regulate the collection of credit card interest charges

● Chongqing Wanda Small Loan was dissolved

● UnionPay mobile phone flash payment officially launched the credit card installment function

●.....

PAY NEWSZFZJ. CN

No.1

Sichuan Province further increased the preferential ETC toll for trucks

It is reported that from 0:00 on February 18, 2022 to 24:00 on December 31, 2023, the SICHUAN truck ETC toll concession will be increased from 5% to 6%, that is, trucks use ETC to pass through the Sichuan Expressway network, and the toll will enjoy a 9.4 discount.

Previously, 10 departments such as the Sichuan Provincial Department of Finance, the Sichuan Provincial Department of Transportation, and the Sichuan Provincial Taxation Bureau of the State Administration of Taxation jointly issued relevant policies, clearly pointing out that the preferential rate of etc tolls for trucks should be raised, and the reduction and reduction of the standard should be subsidized by the provincial finance.

No.2

The China Banking and Insurance Regulatory Commission proposes to strictly regulate the collection of credit card interest charges

According to the news on the website of the China Banking and Insurance Regulatory Commission on the 16th, the China Banking and Insurance Regulatory Commission issued the Notice on Further Promoting the Healthy Development of Credit Card Business Regulations (Draft for Comment) (hereinafter referred to as the "Notice"). The Notice focuses on addressing the following areas:

The first is to strictly regulate the collection of credit card interest charges.

The second is to strengthen the control of excessive credit granting of credit cards.

The third is to supervise and change the extensive development model of credit cards.

The fourth is to effectively strengthen the protection of consumer rights and interests.

Fifth, seriously regulate the management of external cooperation behavior of credit cards.

No.3

Xiaomi invests in supply chain finance and technology service provider Zhongnuo Digital

According to the enterprise inspection APP, recently, Beijing Zhongnuo Chain Jie Digital Technology Co., Ltd. has undergone industrial and commercial changes, and the new Xiaomi affiliated company Hanxing Venture Capital has, and its business scope includes: basic software services; enterprise management consulting; design, production, agency, advertising, etc. According to its official website, Sino-Nuo Digital is a supply chain finance and technology service provider.

No.4

Chongqing Wanda Small Loan was dissolved

It is reported that Chongqing Wanda Microfinance Co., Ltd. has recently resolved to dissolve, and the company has entered the deregistration stage. This means that Wanda's highest-registered online small loan license will withdraw from the market. According to industrial and commercial information, Chongqing Wanda Microfinance has a registered capital of 2.5 billion yuan, which is wholly owned by Shanghai Wanda Network Financial Services Co., Ltd., and its loan platform is Wanda Loan. The small loan license contracted, the payment license was sold at a price, and Wanda Finance withdrew across the board.

No.5

Monetary Authority of Singapore: There is no regulation of NFTs and related activities for the time being

On 15 February, Thalmán Shanmugaratnam, head of the Monetary Authority of Singapore (MAS), answered parliamentary questions on NFT regulation. Tharman Shanmugaratnam noted that NFTs are digital tokens, each with unique features and can be verified and secured through blockchain technology. In the field of technology, NFTs are still a relatively new concept. While NFTs can be used to represent any underlying asset, currently they are primarily used to mark digital art and other collectibles. MAS does not and cannot regulate all the things or products that people choose to invest in.

No.6

The "Counting East and Counting the West" project was officially launched

On February 17, the National Development and Reform Commission and other departments jointly issued a document agreeing to start the construction of national computing power hub nodes and plan 10 national data center clusters in Beijing-Tianjin-Hebei, yangtze river delta, Guangdong-Hong Kong-Macao Greater Bay Area, Chengdu-Chongqing, Inner Mongolia, Guizhou, Gansu and Ningxia. At this point, the national integrated big data center system has completed the overall layout design, and the "East Number West Calculation" project has been officially launched.

No.7

UnionPay Mobile Flash Payment officially launched the credit card installment function

UnionPay mobile phone flash payment is a mobile Internet payment product launched by China UnionPay, including multi-brand mobile phone Pay. UnionPay Mobile Flash Payment Installment refers to a convenient payment method that completes installment payment through Mobile Flash Payment based on the installment function of UnionPay Mobile Flash Payment Superposition.

Up to now, the mobile phone flash payment installment function has been piloted on more than 20 head merchant APP such as JD.com, Ctrip, Suning Tesco, NetEase Yanxuan, China Eastern Airlines, Xiaomi Youpin, etc., supporting 5 mobile phone manufacturers such as Huawei, OPPO, VIVO, Samsung, Meizu, etc., and opening up 12 large banks such as Agricultural Bank of China, Bank of Communications, China CITIC Bank, Everbright Bank, Pudong Development Bank, Minsheng Bank, Huaxia Bank, Ping An Bank, Industrial Bank, Guangfa Bank, Bank of Beijing, Bank of Shanghai, bank of Jiangsu, Chang'an Bank, There are 9 regional banks, including Zheshang Bank, Zhongyuan Bank, Dalian Bank, Jinzhou Bank, Beijing Rural Commercial Bank, Shanghai Rural Commercial Bank, and Weihai Commercial Bank. Subsequently, combined with the pilot situation, more accepted merchants and all commercial banks will be opened successively.

No.8

The Mercedes-AMG Petronas F1 Team Online Shop now supports FTX Pay payments

Mercedes-AMG Petronas F1 team officials posted on social media that the team's online store now supports users to pay using FTX Pay. FTX Pay is a service offered to merchants for accepting payments in digital assets or fiat currency. For digital asset payments, the relevant user's FTX account will deduct the amount in the selected digital asset, which is equal to the amount due to the merchant.

No.9

Some likes mini programs announce the promotion of functional upgrades

Recently, youzan Micro Mall Mini Program announced that the promotion function has been upgraded again. According to reports, merchants can promote WeChat Mini Programs to Platforms such as Toutiao and Douyin through Mini Program links. In addition, within the WeChat ecosystem, the promotion link of the Youzan Mini Program also supports merchants to promote products in scenarios such as circle of friends, communities, and WeChat public accounts. In today's headlines, douyin and other ecosystems, there are links to small programs that can be embedded in the content of headline articles, the comment area of headline articles, the headline personal center, and the private messages of headlines and douyin.

No.10

Finally, the transaction fee agreement was reached, and Amazon re-accepted Visa payments

Amazon reportedly said it had reached a payment agreement with Visa to no longer charge additional transaction fees to Visa users in Singapore and Australia, while its UK website would continue to accept Visa credit card payments. Amazon and Visa have been arguing over consumers paying swipe fees for using Visa credit cards at checkout since last year, and Amazon said in November that it decided to discontinue visa payment options in January because Visa insisted on charging high transaction fees, which prevented customers from getting the best prices.

No.11

Alibaba will reduce Keruyun's shareholding

Alibaba's wholly-owned catering, retail, and beauty saas platform, Keruyun, will operate independently, while Alibaba's shareholding will be reduced. In 2020, Keruyun became a wholly-owned subsidiary of Alibaba Local Life.

No.12

Xiaomi's Tianxing Digital Branch responded to the layoff rumors

In response to the media report that "the news said that the business line of Tianxing Digital Branch was reduced and the team was reduced", the official response of Tianxing Digital Technology, a digital technology service platform under Xiaomi Group, said that there was no reduction in the team. Tianxing Digital Said that the relevant business lines in line with the principle of 'focusing on the main business and serving entities', in the fourth quarter of 2021, the organizational structure was adjusted, and the relevant business lines were integrated into the Digital Industry Finance Department and the Digital Retail Finance Department, and the Digital Retail Finance Department consisted of the Credit Technology Business Department, the Integrated Business Department, the Payment Business Department and the International Business Department.