#守护银龄世界 #
According to the new rules of the World Health Organization, people in their fifties are middle-aged. In reality, most 50-year-olds also think that they are still middle-aged and do not admit that they have entered the state of old age.
Mentality belongs to mentality, which is the psychological age. Over 50 years old, you must face your physical condition.
Health and longevity is everyone's wish, but with the increase of age, people over 50 years old, all aspects of our body functions have been on the road to decline, slowly will be plagued by various diseases.
Nature Medicine once published a study in which it was pointed out that aging does not occur at a uniform rate, and there may be a physiological turning point of sudden quantitative change to qualitative change. The researchers analyzed plasma samples from 4263 participants and looked at changes in protein levels in their blood and found that 1379 proteins changed with age. And these changes have nodes, 34 years old, 60 years old and 78 years old. These three ages are the turning points of aging. After the age of 34, the risk of various diseases will increase, and human beings will face not only aging, but also diseases.
Now with the high development of medicine, it is not too difficult for people to live to 100 years old now, but this is all vision.
If you can live another 50 years and live worry-free and high-quality, then you must implement the following six plans.
First: Exercise the physical exercise program
Zhong Nanshan once said in an interview: "There are 3 sports suitable for middle-aged and elderly people: walking, tai chi, and swimming, and persevering is both long and healthy." ”
Indeed, of the three sports, walking is arguably the best and simplest aerobic exercise, and it's free!
The World Health Organization has proposed:
"Walking is the safest, best way to exercise and lose weight."
Middle-aged and elderly people swim regularly, which can increase metabolism and improve the body's immunity level. And because the buoyancy of the water can support the body, it will reduce the burden on the joints, which is very suitable for people who cannot participate in jogging or walking because of joint injuries.
Other sports, such as square dancing, aerobics, baduanjin, fishing, tai chi, etc., are very good, very suitable for middle-aged and elderly people.
These sports will make your life colorful, happy, physical and mental comfort, can enhance the stability of the joints, make the body movements agile and flexible, and achieve the purpose of strengthening the body and prolonging life.
You can choose the amount of exercise and the difficulty of exercise according to your age and physical condition, and the premise of all exercise is safety. Some people with chronic diseases should be more cautious in practicing movements.
Second: wellness program
After the age of 50, you must pay attention to maintenance:
Usually pay attention to diet, it is best to eat eight points full, drink more water, eat less barbecue. Nutrition should be balanced, meat and vegetarian collocation, eat more fruits and vegetables, and appropriately supplement some vitamins such as calcium and minerals.
Pay attention to the details of life: do not take a long bath, have a peaceful attitude, do not rush in case of trouble, get up slowly when lying down, and add or subtract clothes in time with the temperature change. Our bodies are getting worse and worse, and if we don't take care of them seriously, the chances of getting sick will definitely increase.
Third: Financial planning
If you can live to be 100 years old, then there are 50 years, so how do you manage your money? Have you achieved financial freedom?
Middle-aged and elderly people, especially those over the age of 60 or 70, are very picky on the one hand, and on the other hand, they are willing to invest in health. For example, when you go to the street to buy vegetables, you can spend half an hour and bargain with people, but when you go to buy health care products, you are very generous.
Usually, more expensive off-season vegetables and fruits are reluctant to buy, but when you see a 20,000 yuan physiotherapy bed in South Korea, you can buy it without hesitation, and your eyes don't blink!
Splurge can not be directly equated with "happiness", to make yourself old age, the rest of your life worry-free, financial freedom
You have to learn to manage money, and you have to make money with your money!
People who reach retirement age generally have some savings. Suitable for middle-aged and elderly financial management methods are generally:
1) Treasury bonds
You can buy treasury bonds, because treasury bonds are bonds issued by the state, and its risk is very low, which is very suitable for the elderly to invest and manage money.
2) Bank time deposits
Bank fixed deposit deposits are also very safe, the interest rate is not bad, the longer the time, the higher the interest rate, the five-year interest rate is mostly around 3%.
3) Wealth management products
For example, fixed investment funds and monetary funds.
The flexibility of the monetary fund is very high, the elderly can choose to buy at the bank counter, you can also buy directly online, the current annualized return of the monetary fund is also very good, the annualized yield is about 2.5%.
At present, there are many low-risk wealth management products on the market, such as fixed investment funds, which can be purchased directly online and over the bank counter.
Note: As a middle-aged and elderly person, when facing the high-yield wealth management products promoted by some salespeople, you need to choose carefully and do not easily believe the fools of others. We need to consider our ability to take risks, and once we suffer losses, we have very few opportunities to turn over, because we are not young anymore, and the cost of our time is quite expensive.
4). Stocks
Stocks can only account for 10 to 15% of your capital at most, because this is a high-risk investment project, and the daily stock price fluctuates greatly, which will affect the heart and mental health. With age, our psychological endurance is greatly weakened, if we lose the principal, then it will affect our mood and health!
Fourth: If you have any wishes, hurry up and make a "wish list"
For example: people you want to meet; money to pay back; the latest SLR camera that you want to go to; new places to visit every year,...。
Write out the specific time to go, and then resolutely execute. Again!! The list mentions as much as possible to list positive conditions,
Resolutely execute on time!
When you really desire to accomplish something, send such a strong signal to yourself, and write down a plan, your whole person will work together in this direction, so these wishes will eventually come true.
Fifth: Look away from all the grievances, especially for children!
People are old to be the best of themselves, improve their self-cultivation,
Spend more money, spend less money, and be content and happy!
Convergence of stinky temper, can not only be the old and exclusive!
Be a kind, generous, benevolent and wise old man, and handle your relationship with your family and society.
If at this time, you have felt that no one loves you and is lonely, then you have to think about it, what do you want to change?
When people get old, they first put away their useless stinky tempers.
It is not easy for children to work hard outside, give children a good face, a kind word.
The feudal parents in your head, now the children don't eat that set.
Your phrase," "Son, go home, I miss you," trumps your majestic mask and teachings.
People should be like the sea when they are old, with a broad mind and a wide sea. Embrace children's mistakes and allow children to grow in tempering. Watching the child let it spread its wings and fly high, you can be a solid backing and wait for the tired bird to come home.
Sixth: Make a will, do a good job in retaining and dividing the property
Rather than preparing for a coffin or the like, we should prepare our will early.
Life is short, and sometimes the coming day is not long, because you never know which tomorrow and the accident will come first.
80% of people who have died do not think that they are going to die, they all think that there is still time. In fact, life is not dictated by money and ourselves, and there are too many examples of this.
At the end of last year, two of my friends passed away, both of whom were suddenly ill. One is a brain tumor and the other is a cerebral hemorrhage. One is 51 years old and one is 52 years old.
The students with cerebral hemorrhage did not have time to say goodbye to their families, let alone write a will.
Because, in the Chinese tradition, avoiding mentioning death and making it taboo to talk about death suppresses the ability of Chinese to think independently about death, resulting in a long period of rarely daring to discuss the subject of death.
Most of us are very taboo about talking about death, and rarely mention death. Too many of us are taboo about "four" or other similar words associated with "death." That's why ideas like "write a will in advance" have been so hard to spread in China.
Fortunately, the current educated post-70s can still think about this matter, and the two people around me, who are only forty-seven or eight years old, have already written down their wills.
Making a will does not hinder the rhythm of your life now, on the contrary, it is a guarantee.
The premise of making a will is that there must be capacity to make a will. That is to say, you must be healthy and have a third party to witness it before you can make a will. So, why not choose your current healthy situation and draw up a will?
When making a will, it is necessary to make a list of the property involved, which or several people will inherit it, which involves the division of property.
If you have a lot of money, leave it to your children and grandchildren, just stop at the right time. Excess goes in exchange for the warmest senior nursing home life, melts into the society, and the rest is given to the society.
Zeng Guofan, a politician and writer of the late Qing Dynasty, said:
"If the son is virtuous, he will not rely on the eunuch's pocket, and he will be able to find his own food and clothing; if the son is not shawn, he will accumulate one more money, and the canal will create one more iniquity, and then he will commit adultery and evil, and he will make a loud noise."
The Zeng family was strict in teaching and did not leave property to their descendants, so their families were full of talents and Yu Qingmian.
On the contrary, Li Hongzhang left all the family property to his descendants, and the result? The children and grandchildren smoked cigarettes, entered the casino, visited the brothel, and soon destroyed the family business, and Li Hongzhang's grandson Li Zijia finally fell into the river and committed suicide!
If you don't have much money left for your children, you don't have to blame yourself. Because, "cold door out of filial piety"!
~ This is almost an indisputable truth! Because poverty often motivates people to pursue upwards; too much money tempts people to fall.
Therefore, the best wealth left to the younger generations is ability and family style. If the younger generation is incompetent and morally corrupt, no matter how much money you have, it will eventually be someone else's.
In short, over fifty years old, the rest of your life wants to be worry-free, not without a plan! The above six plans, for reference only, do not like to spray! Thanks a lot!
Do not live without the planning of elderly students
Do not keep rich and get rich and save money
Do not lose dignity because of poverty
--Zhang Xueliang
Author: A bird of prey whose heart is higher than the sky
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