True story telling ~ Don't teach others how to behave, especially people who dissuade insurance

I remember that a few days ago, many people were discussing how to refund insurance, focusing on Ping An Fu or something.

Originally, I didn't feel much about this matter, until what happened in the recent month, let me feel:

Don't teach others how to behave, let alone encourage others to return insurance, when the real risk comes, can you help?

Surrender

Coordinates, Changchun, location, Eurasian car hundred.

Chun Mei and Xia Jie, are colleagues who are the pastry waiters of Zhongzhijie.

Chunmei bought a personal insurance, and half a year ago, when chatting with Sister Xia, she talked about paying the premium again.

Sister Xia is a few years older than Chunmei, she advised Chunmei, what is the use of your insurance, our company has five insurances and one gold, and there is also a physical examination every year.

The probability of illness is too low, you are only 35, what a hurry, now the child is in junior high school, it is the time to use more money, this insurance, you pay is in vain.

Sister Xia also gave Chunmei an example of her own insurance refund, indicating that insurance is a waste of money.

Chunmei was hesitant about insurance, thought about it, and returned the insurance with a fierce heart.

Among them, XiaJie's credit is not small:

Chunmei, you have just paid for a year, and you can't get back much money, but your loss is also small.

If this is paid for another two years and then withdrawn, the loss will be great at that time.

In this way, Chunmei successfully surrendered the insurance.

physical examination

The annual physical examination is arranged after the Mid-Autumn Festival, which is the busiest time of the year.

The results of the physical examination, Chunmei's breast examination is not very good.

Chunmei went to the First Hospital of Jida University for further examination, which was breast cancer.

The cost of surgery, nutrition costs, remove the basic municipal medical insurance reimbursement part, and personally have to bear at least about 80,000 yuan.

This is undoubtedly a fatal blow to Chunmei.

The pain of spring plums

Chunmei needs chemotherapy before she can operate.

Chunmei had no choice but to take sick leave, chemotherapy break, and continue to come to work.

She has no way to let herself rest, she and her husband are the pillars of the family, there are children who need to go to school, there are elderly people who need to be taken care of.

There is also a mortgage that needs to be repaid, and it is really a desperate situation.

Chun Mei helplessly asked the salesman who had done the insurance before, and the salesman said, You have already refunded, even if it is only a small fee, but the contract has been terminated.

If Chunmei pays the premium this year, she can get a serious illness and medical treatment for serious illnesses and medical treatment, and reimburse the money spent outside of medical insurance.

When Chun Mei heard this, she cried out in despair.

Chunmei complained that Sister Xia asked her to return the insurance, and Chunmei, who had no money for treatment, asked Sister Xia to borrow money, but Sister Xia avoided it.

As long as Sister Xia has a place where Chunmei is, she will find a way to avoid it.

Colleagues, out of sympathy for Chunmei, have donated some, and they are only a drop in the bucket.

Sister Xia, faced with chunmei's resentment that it was like a day, also chose to resign.

Don't use your experience and insight to teach others how to behave and how to do things.

When you talk about conclusions, do you avoid the important and light, and do not say your own faults?

So, don't always use people who have experience, for your good tone to persuade others.

Especially do not advise others to return insurance, really risk, illness, accident, please ask, can you help?

Insurance is good or not, check the information yourself, suitable for yourself, do not want others to say anything, is what.

If Chunmei had thought more about her own situation at that time, would she still worry about the treatment fee every day?

Description: I'm not selling insurance, I just have friends around me who have really experienced these things, and chatted with everyone like nagging.

Life is its own, such as people drinking water, cold and warm self-knowledge.