In recent years, with the development of the economy, the term middle-class family has begun to become popular in China, and this group has slowly become the backbone of promoting social consumption and development, so what kind of standard can be regarded as a middle-class family?
In fact, the definition of the middle class has always been different, but the general condition criteria have finally been determined, accumulating 4 standards, within the scope of such standards, it is expected that in 2025, the domestic middle class households will add 24 million to reach the size of 82 million households.
The first is to divide according to the income standard, the income of middle-class families must be able to maintain a relatively high level, after calculation, every year, middle-class families, in addition to eating and drinking, but also have to maintain an annual income of 70,000 can be.
According to this standard, there is a balance of 5833 yuan per month in addition to eating and drinking, and if this standard is not met, it cannot be defined as the middle class.
Of course, there is also a ceiling on the income of middle-class families, that is, the maximum income per year is not more than 420,000 yuan, that is to say, in addition to eating and drinking, the monthly balance is 35,000 yuan, if it is exceeded, it means that it is a high-income wealthy family.
I believe that many people feel incredible about this figure, after all, many people's monthly salaries are less than 5800, not to mention eating, drinking and repaying various loans.
But it is precisely because of this that the size of middle-class families is not so large that there will be only 5,800 households in the country in 2020, and even if it is a family of three, only 174 million people will meet this condition.
The second condition for dividing middle-class families is the total amount of assets, if a family earns 420,000 yuan a year, but has no fixed place to live, it is not a middle-class family, so if you want to be shortlisted, you must at least have a house.
According to the housing ownership rate of domestic urban residents, at least 96% of people have their own houses, so this is generally satisfied.
As for the third condition, it is the age limit, and everyone should not be surprised, because if you want to become middle class, you do not rely on abnormal means to accumulate wealth, and you must rely on your own efforts to be recognized.
Therefore, the age of middle-class families is between 25 years old and 45 years old, and those who can still have asset strength below 25 years old are basically inherited by their families or inheritance, while those above 45 years old may rely on children's support or social welfare subsidies, so they are not considered middle-class families in the strict sense.
The last condition is the level of education, the domestic education level has been more in-depth popularization, so if you want to enter the scope of middle-class families, you must reach the level of college and above.
Perhaps everyone does not think much of this standard, thinking that as long as there is money, it can be called the middle class, but due to the increasing importance of high-quality talents in China, rich people are no longer the decisive force for social progress, and talents are more favored by society, so academic requirements are also a necessary one.
Of course, in addition to these 4 hard conditions, the country has drawn a portrait of the group that has become middle class, telling everyone what kind of people these middle-class families are.
According to the survey, most middle-class families not only have a relatively high pursuit of material aspects, but also have stricter requirements for spiritual life.
First of all, in terms of family education, parents of middle-class families often pay great attention to their children's diversified quality education, in addition to the necessary subject counseling, they will also enroll their children in some extracurricular interest classes.
According to statistics, 59% of middle-class families are most enthusiastic about giving piano and dance classes to their children, and more than 19% of the remaining ones prefer guitar and Go classes.
Many parents of middle-class families said that if their children can have a skill in the future and choose to develop art or other types of interests, the family will choose to support them if they have the conditions.
Secondly, one of the living habits of middle-class families is to be keen to travel and vacation, and throughout 2019, when public health events have not yet broken out, nearly 68.77% of middle-class families in China will have at least one travel experience every year.
Among them, 44.6% of middle-class families travel more than twice a year, and 15% of middle-class families have 3 or more trips.
It can be seen that the pursuit of quality of life by middle-class families is relatively high, and even some people have formed a special tour group between friends, and every year during the holidays, they will take their children and group tours around the world.
With the expansion of the scale of domestic middle-class families, there will be more and more such people in the future, how far is there a gap between everyone and middle-class families?