Beijing, June 25 (Xinhua) -- China's insurance industry is based on the layout of the pension ecology and seeking to solve the problem of pension.
Wang Jianjun, a member of the party group of the National Health Commission of China, executive deputy director of the National Office on Aging, and president of the China Association on Aging, said at the first China Insurance and Pension Integration and Development Forum on June 25 that to cope with the aging of the population, we must first change our thinking, and the elderly who enter the second half of life should not exert their residual heat, but explore their potential.
The forum was co-sponsored by the People's Daily Health Client and Everyone Insurance, with the theme of "Half Life, Companion", in the context of the era of accelerated aging, hoping to bring together the wisdom of many parties to explore the path of the insurance industry to help the construction of China's old-age service system.
Wang Jianjun said that to carry out the cause of aging, one is to establish a positive concept of aging, explore and develop the resources of the elderly, and develop the silver economy; the second is to practice healthy aging, integrate health into the entire aging work and the whole process of coping with population aging; the third is to coordinate the development of the aging industry, and integrate the development of the aging cause and the pension industry. To cope with the aging of the population, the first major measure is material preparation, individual family society must be prepared, insurance is one of the important forms.
Xing Wei, secretary of the party committee and president of the China Insurance Industry Association, pointed out that in the process of integrating insurance and pension, commercial pension insurance should find a good positioning. The first is to clarify the positioning of the pension in commercial insurance, clarify the focus of consumer demand, and match the supply according to the demand; the second is to find the positioning of commercial pension insurance in the entire pension insurance system, do the increment outside the scope of the "first pillar" of basic pension insurance, and at the same time do a good job of docking with related businesses such as enterprise annuity and occupational annuity "second pillar"; the third is to seek opportunities and positioning of insurance institutions in pension finance, give play to the account management advantages, actuarial advantages and sales advantages of insurance, and focus on long-term development. Establish a pension system with standardized operation, stable operation, and orderly competition, and create a pension health platform for the insurance industry.
He Xiaofeng, chairman of the insurance group, said at the forum that as an important part of the modern service industry and one of the three pillars of the financial industry, the insurance industry has an innate advantage in supporting the development of the pension industry. More than 10 insurance institutions in the market, including Everyone Insurance, have invested in nearly 60 pension community projects, providing more than 80,000 beds in more than 20 provinces and cities across the country, giving full play to the role of commercial insurance as a catalyst and glue. We take the pension as the core strategic direction and breakthrough, create a multi-level product service system, and strive to let more families enjoy high-quality pension services.
Zhao Anping, deputy editor-in-chief of the People's Daily health client, pointed out that aging has become and will become the basic national condition of China for a long time to come, and a new industry will inevitably arise around the old-age medical and health care. Insurance plays a very important role in coping with the aging of the population, and the scale and systematic participation of insurance in medical reform is one of the necessary conditions for the success of the Healthy China Strategy.
Yang Yansui, a double-employed professor and doctoral supervisor of the School of Public Administration/Hospital Management Research Institute of Tsinghua University, delivered a speech around the "'heart' and 'road' of a hundred-year-old life" and pointed out that China entered the "aging society" under the definition of the United Nations as early as 2000 and will enter the "deep aging society" before 2025. With the development of medical technology, the combination of medical and nursing care model will lay a new pattern of longevity finance. Before the arrival of the deep aging society, we should establish a healthy pension cognition as soon as possible, actively embrace the upcoming silver economy, and make early plans for the pension life.
Zhou Yanmin, professor and doctoral supervisor of the School of Architecture of Tsinghua University, delivered a speech on the "key points of development and construction of pension projects from the perspective of operation" and stressed that pension projects should have a clear customer group positioning, and the clearer the customer group positioning, the more confident the early investment and later operation. The core difference between pension projects and real estate projects is "whether there is operation or not", as early as the design stage of pension projects, the operation team should intervene to provide designers with design basis based on operational concepts and use needs. In the architectural design stage, the close combination with operation management is the best solution to complete the "combination of soft and hard", which can not only improve the operational efficiency of the pension project, save costs, but also enhance the living experience of the elderly.
During the forum, Xu Jinghui, general manager of The Insurance Group, was interviewed by the media on the integration of insurance and pension development. Xu Jinghui told reporters that the original intention of the insurance industry to lay out the pension ecology is to integrate the pension service resources, organically combine multi-level pension services with insurance products, and at the same time use the customer and capital resources of the insurance end to feed the pension service end. "Integration" and "development" are the core logic of the insurance industry to tell the story of the elderly.
The results of the seventh national census show that the aging problem in China is becoming increasingly prominent, and helping to solve the problem of social pension has become a consensus of many industries. In recent years, the central government has issued a number of programmatic documents such as the Outline of the Healthy China 2030 Plan and the Medium- and Long-term Plan for the State to Actively Cope with the Aging of the Population, focusing on consolidating the social wealth reserves to cope with the aging of the population and creating a high-quality old-age service and product supply system. (End)
Source: China News Network