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Why does this technological innovation company in Shanghai mainly promote surgical accident insurance products?

author:Wenhui.com
Why does this technological innovation company in Shanghai mainly promote surgical accident insurance products?

Recently, the "Armor Health" brand founded by Shanghai Xingchuan Health Technology Co., Ltd. officially launched the "Kang Jiao Yisheng • China Hospital Safety and Security Project". The project aims to provide better solutions for hospitals' medical dispute handling through medical accident insurance, so as to protect the rights and interests of patients, doctors and hospitals, and build a good doctor-patient relationship. At the same time, the project will provide exclusive on-the-job accident insurance protection for medical workers in cooperative hospitals, as a supplement to the compensation for work injury recognition, and to protect medical workers from death disability and sudden death from overwork caused by violent injuries. At present, a number of hospitals have expressed their intention to cooperate.

"The state has made it clear that medical accident insurance is one of the important means to resolve doctor-patient disputes." Zhang Jiayun, CEO of "Armor Health", told reporters that on July 31, 2018, the State Council issued the "Regulations on the Prevention and Handling of Medical Disputes", which pointed out that it is necessary to establish and improve the medical risk sharing mechanism, encourage medical institutions to participate in medical liability insurance, and encourage patients to participate in medical accident insurance. According to incomplete statistics, in 2018, the number of medical disputes reported by hospitals nationwide exceeded 100,000, of which 30% involved medical accidents, and the rest were caused by technical limitations, risk objectivity or patient particularity, "For such risk events caused by non-doctors' faults, it is more necessary to improve the social sharing mechanism, and medical accident insurance such as surgical accident insurance will play a more important role in the future." ”

Since 2015, many hospitals in China have tried to carry out surgical accident insurance. According to the statistics of Beijing Anzhen Hospital, after the surgical accident insurance was launched, the medical dispute rate dropped from 43% to 8%. At present, there are still a few hospitals in China that carry out medical accident insurance. Zhang Jiayun introduced that one of the original intentions of the opening of the KangJiao Yisheng • Chinese Hospital Safety and Security Project is to promote the popularization of surgical accident insurance. "Armor Health" has cooperated with a number of domestic insurance companies to launch a variety of patient insurance products with protective value, one of the main products is surgical accident insurance products.

It is reported that Shanghai Xingchuan Health Technology Co., Ltd. is a domestic professional innovative technology company that collects and studies patient data through patient health insurance and clinical projects.

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