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Case comment: Bank employees participated in the "bridge" and accidentally fell off the "flyover" of life

author:The former leader talks about finance

Hello everyone, I'm the former president!

Continue to share the case with you today!

Also from a judgment published online from the legal judgment document, the url is attached below, interested friends can turn it out and take a closer look.

https://wenshu.court.gov.cn/website/wenshu/181107ANFZ0BXSK4/index.html?docId=2541e226ec494d518aa4aab10013b094

Roughly speaking, it means that a loan customer of a joint-stock bank has a loan when it is due and cannot be repaid, and the bank employees help it to "cross the bridge" with the borrowed funds.

In the process, there were illegal facts, and the court found him guilty of contract fraud, and was sentenced to four years in prison and fined 200,000 yuan.

"Crossing the Bridge" believes that many bankers are not strangers, and some people have participated in it.

But it is these "bridge" businesses that make some people accidentally drop the "flyover" of life.

Ruin the future and leave a stain.

This case, which has a certain representativeness, can play a certain warning role.

1, do not covet the so-called "introduction fee", in the "bridge" too deep

Loan customers who are willing to use usury to bridge the bridge often have more serious problems themselves.

Some bank employees covet some "referral fees" and take the initiative to borrow funds for these customers, even at the expense of personal signatures.

I often walk by the river, and there are shoes that don't get wet. Often participate in the "bridge crossing", fall too deep, it is inevitable that you will let yourself fall into it, can not pull out.

2, do not cover up or deal with bad loans, put yourself in

Some bank employees can't withstand bad pressure and worry about affecting assessments and income.

Or be fooled by the risk line department, and will definitely renew the loan after crossing the bridge.

Sometimes the leader may also hint to you that as long as you solve the bad loans of so-and-so, they will entrust you with a heavy responsibility.

As a result, the head was hot, forging contracts, signing guarantees, modifying approvals, and tricking lenders into transferring funds to banks.

By covering up and handling badly in this way, the bank and your leader are fine, but you yourself are in a big deal.

Don't expect banks and leaders to unwind for you, they will say in unison that this is your personal behavior and has nothing to do with the bank.

3, do not treat others as fools, you treat others as "fools", others may want your "brain"

Banks "cross the bridge" as few as hundreds of thousands, and as many as hundreds or tens of millions.

This money, the person who lends it, is not floating in the sky.

Don't think you're smart and pretend it's not your business.

Don't even answer the phone, don't meet, hide from them.

Can't get it back, forming a loss, no one will break the teeth and swallow into their stomachs.

Calling the police to arrest people, that is the basic operation.

Some people even spend hundreds of thousands of dollars to ask for your "claws", "legs" and even "brains".

Life is a long road, and walk and cherish!

Thanks for reading!

I am the former president, welcome to comment, forward, like and exchange!

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