The greatest irony of reality: it is difficult to make money, it is easy to spend money, and it is simple to go into debt.
It takes a lot of time and effort to earn a small amount of money to support your family. If you want to make some savings, it is very difficult, because everything costs money, and you basically can't make ends meet. So much so that a significant part of the population will be in debt.
In addition, various routines and traps emerge in an endless stream, overdrawing the future of countless families. These families who have been overdrawn for the future are equivalent to being sentenced to death for their future.
These traps are emptying the wallets of ordinary families, so you should be more careful.
Trap 1: When one person gets married, the whole family is in debt.
Some time ago, I saw a very ridiculous post, somewhere, the "bride price loan" is already being implemented.
What is a "bride price loan"? It is to take out a loan to the bride price, go into debt, and thus get married smoothly. Could it be that the business of marriage is only a "bride price loan"? More than.
If ordinary people want to get married, they need to have a house and a car. If you can't pay off the car at once, you need a "car loan"; If you can't pay off all at once to buy a house, you need a "mortgage".
Can most families, who are working-class, really afford to take out so much money? Obviously unbearable. Basically, as soon as a young person gets married, he not only needs to empty his parents' coffin book, but also needs to be in debt.
"Marriage in debt" has become the norm in recent years. Young people who can choose to marry in debt have forgotten a little, if something happens to the family, or they are unemployed, won't the whole family eat the northwest wind?
What's more, the parents emptied the coffin book, do they still have money left over for the elderly? If they don't have money to provide for their old age, and young people are in debt, what should the elderly do? Waiting to die?
Don't let the impulse of the lower body ruin the future of two generations of a family. It's not a smart choice.
Trap 2: Being fooled by others and starting a business blindly.
There is a saying on the Internet that if you see someone who is not pleasing to your eyes, you persuade him to start a business, and you will get revenge for a month.
The so-called "entrepreneurship is risky, investment needs to be cautious" is this truth.
Especially in today's "stock era", it is obviously not suitable for investment and entrepreneurship. This is actually for ordinary people. If you have a backer, a background, then none of the above difficulties exist.
Why is it so difficult for ordinary people to start a business? I think there are three reasons for this.
First of all, the market is saturated, and there is not much oil and water; secondly, large companies have a monopoly and small companies cannot survive; Third, lack of connections, background, and backers, you will lose what you do.
A rich man, even if he loses some money if he fails to start a business, is just a drop in the bucket. An ordinary person, once the business fails and loses everything, he really can't turn over for the rest of his life.
Part-time job, really can't get ahead. can start a business blindly, and he was directly killed by the monstrous waves.
Trap 3: Desperately involution, overdrawing the body, and gradually returning to poverty.
We might as well think about a question, is it important to desperately involute, or is it important to maintain health and save life?
There is no doubt that it is definitely important to maintain health and life. Desperately involution, a great monthly income of more than 10,000. But if you overdraft your body and cause health problems, you may have a monthly salary of more than 10,000 yuan, which is not enough for medical expenses.
What's more, not everyone can get a monthly salary of more than 10,000 yuan. Most people basically earn four or five thousand a month. With a salary of four or five thousand, what are you fighting for?
You think that if you work hard and work hard, you can get a promotion and a salary increase and get the respect of others. This is a bit whimsical and wishful thinking.
In fact, if you work hard and roll in, you still have to face a wave of unemployment. The situation of "you don't do it, some people do it" will be even more serious. Wages are only going to get lower and lower.
This is not only a matter of money, but also a matter of small lives.
For the boss, if this employee is gone, then recruit a new employee, anyway, the job market is full of workers. But for this employee, his health is gone, his life is gone, and there may be no turning back.
Trap 4: Blind chicken baby, do useless work, get nothing.
Since we talk about involution, we have to talk about the "chicken baby" that parents are keen on.
In order to let their children win at the starting line, parents will invest a lot of time, money, and resources to cultivate their children. Not only adults involution, but even children involution.
It is understandable to invest a lot of time, money, and resources in raising children. The question is, how to properly chicken the baby and how to raise the child correctly?
Seeing this question, I believe that many parents are speechless and can't give an answer. Why? Because they follow the crowd too much, and blindly chicken babies.
For example, if you see other people's children learning piano, you will let your children learn piano yourself. Is your child really good at playing the piano? If a child plays the piano, is there really a way out in the future?
99% of children, including 99% of parents, are just ordinary people. In this case, in the matter of chicken babies, we must adhere to "pragmatism".
What is suitable for, what is cultivated, adhere to the longboard effect. Otherwise, the bamboo basket will be empty, and it will be in vain.
Text/Shushan has deer