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3 years ago, 2 million bought a second-hand house, but it has fallen by 500,000, should I live in it or replace it?

Qian reported Hangzhou real estate

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3 years ago, 2 million bought a second-hand house, but it has fallen by 500,000, should I live in it or replace it?

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- I love to ask Jiajun -

The 2 million 59 square meters house bought in Harmony New Village in 21 years, now with a monthly mortgage of 6,300 yuan, the house can only be rented out to 3,000 income, and it can only be sold for about 1.5 million.

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- I love to ask Jiajun -

The rent-to-sale ratio in Hangzhou is really not high, even when the market is relatively good, I do not recommend buying an old house to collect rent, which is a very unwise investment behavior.

The location of Harmony New Village is the core area of Shenhua, and the businesses of Yintai, Joy City, and Blue Diamond Tiancheng in the west of the city are all supporting, and the bus and subway are also very convenient, but the house is a little older, and in the old community of Hangzhou, it is considered to be a good environment in all aspects, including parking. 3 million new houses, if your life circle is in the north of the city, you will retreat to Sandun, see if you can accept it.

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- I love to ask Jiajun -

Mr. Jiajun, what is the development prospect of the Changmu plate? Is there any need to continue to hold the property?

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- I love to ask Jiajun -

As far as the main urban area of Hangzhou is concerned, Changmu is a decent plate, and its biggest advantage is that its housing prices are the lowest price in Shangcheng District, but the supporting facilities are relatively ordinary.

If you own a house in the Changmu sector, and then you have an investment mentality, I think you can sell it. First, all the houses invested, regardless of profit or loss, should be fast in and out most of the time; Second, in terms of the last round of house price increases, Changmu is not a sector with more increases.

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- I love to ask Jiajun -

Teacher Jiajun, at present, he and his family are repaying the loan, considering the economic pressure, I want to sell one of the Yongtao Mansion (the purchase price is more than 300, the low floor, and the 2 will be full in May next year), I want to ask whether I can sell it now or wait for 2 to see if it picks up? Thank you!

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- I love to ask Jiajun -

There is already economic pressure, so it is recommended to consider selling as soon as possible, the second-hand housing market has been hot recently, and the success rate of sincere sales is high. You can list it first, and if you have customers, prove that taxes are not a big problem, and it is equivalent to waiting for nearly 1 year until May next year. The transaction price of the low floor of Yongtao Mansion should be hundreds of thousands more expensive than the price of the new house, which is a relatively value-preserving real estate.

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- I love to ask Jiajun -

Teacher Jiajun, a set of old and dilapidated in his hand has come out, considering the convenience of going to work in the future, he plans to buy a townhouse near the future science and technology city, it is estimated that 160 square meters of hardcover is less than 11 million, is this situation suitable for now? Thank you, teacher!

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- I love to ask Jiajun -

Yes, in the past two months, the transaction volume of the Future Science and Technology City has rebounded significantly, and the reason is actually very simple, that is, it has fallen into place, and the average transaction price of most communities has dropped by at least 30% compared with 2021.

There are many transactions in Yingyuetai bungalows, and the townhouses are relatively scarce, and I see that there is only one set of listings for 160 square meters, so if you think it is suitable, you can start.

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- I love to ask Jiajun -

Hello Mr. Jiajun, I want to replace a three-room to four-room elevator room at the subway entrance in the center of the city, with a budget of about 6 million, and I want to renovate and move in as soon as possible, and I don't want to wait for a new house. Husband and wife go to work near Huanglong Sports Center and Cheng Station, and currently fancy Fengqi Urban Garden/Fengqi Garden near the subway on Jianguo North Road, or Modern Home/Modern Garden near Tieguan Metro Station, but I don't know which lot and community is better in the whole? Thank you!

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- I love to ask Jiajun -

In terms of location, the vicinity of the Jianguo North Road subway station is more lively, but Fengqi Urban Garden is a commercial house in 2004, and Fengqi Garden is older around 2000. Compared to Wild Breeze Modern, the house after 2006 is a little older. In comparison, it should be wildwind modern better parking.

The prices of new houses in the city center are high, and the budget of 6 million can buy three rooms in the Wenhui plate and the lower floors, but the living environment is better than the old community in all aspects. It is recommended that you consider your needs before making a decision.

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- I love to ask Jiajun -

Hello teacher Jiajun, I want to buy a house near Xiaoshan Yucai Primary School in the near future, and I am interested in Zhongtian Yunwang near Xiaoshan Traditional Chinese Medicine Hospital and Rongwang City near Xiaoshan Yintai. Where are the supporting schools for the latter? Thank you!

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- I love to ask Jiajun -

This is more unfair, Yunwang is better than Rongwang City in all aspects, but the price is also higher, the unit price of 99 square meters is about 34,000, Rongwang City is about 24,000, and Rongwang City School District is Huitong Primary School. I think it's better to consider your budget before deciding which neighborhood to buy.

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3 years ago, 2 million bought a second-hand house, but it has fallen by 500,000, should I live in it or replace it?

Wang Jiajun

-I love to ask Jiajun-

This article is the original manuscript of "Qian Bao Hangzhou Real Estate".

Reproduction without permission is strictly prohibited

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3 years ago, 2 million bought a second-hand house, but it has fallen by 500,000, should I live in it or replace it?

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3 years ago, 2 million bought a second-hand house, but it has fallen by 500,000, should I live in it or replace it?

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3 years ago, 2 million bought a second-hand house, but it has fallen by 500,000, should I live in it or replace it?

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