In 2019, Yang Chunyan, a post-90s master's student, was taken away by the police as soon as she was halfway through her dissertation.
The teachers and students of the whole school were in an uproar: "You must have caught the wrong person, right?" ”
The police said: "She is not a good girl, she is a female boss of the underworld, and so far, she has killed 40 families." ”
He has also been severely beaten by society
Yang Chunyan was born in Hefei, Anhui Province in 1991, and her parents are ordinary workers.
Since she was a child, she has been excellent in character and learning, obedient and sensible, and she doesn't need to worry about anything at all.
After the high school entrance examination, she was admitted to the honor class of a key high school, but she was in the middle.
In the first test at the beginning of the semester, she actually got the top few, which made her very puzzled: why is there such a big difference between the classmates?
Later, after chatting with her classmates, she learned that many of her classmates came in by virtue of their connections, which devastated her.
I worked hard to get good grades, and as long as they have a good parent, everything will be solved, which is too unfair.
Since then, her three views have undergone some changes, and she has made up her mind: she must be admitted to university, work hard to make money, and live a life of a superior person as soon as possible.
After graduating from high school, she was admitted to two universities in a small city. After graduating from university, she came to Shanghai to work hard.
She submitted one resume after another, and almost all of them were lost.
Later, she really couldn't, so she could only work as a small clerk in a company, who would have thought that her first job would bring her a bad life experience.
Every day, he was either called by the leader, or he was made difficult by his colleagues, and finally he resigned passively for no reason.
This work hit her hard, but she didn't have much money in her pocket, and she couldn't afford to be sad.
In order to "pay well", he was willing to dismount
One day when she went out for a walk, she saw a recruitment notice for a loan company recruiting operators on a telephone pole, not that she had never heard of the news such as the loan company's fraud, but the words "good salary" in the advertisement grabbed her lifeline, so she did not hesitate and immediately made a phone call.
A few days later, she joined the company as a telemarketer.
Next, she studied speech skills seriously, delved into various speaking skills, and in a few months, she became the company's "sales celebrity". From the initial minimum salary of 3,000 yuan to the salary of 1-20,000 yuan later.
In the face of such "achievements", her parents felt that she was very promising, and people around her said that she was very powerful, but she was not satisfied: the majority of the company was earned by the boss, and her salary did not exceed 20,000 yuan.
At that time, she didn't realize that behind her tens of thousands of yuan commission, she didn't know how many people were coaxed to sign loan contracts, and then she was burdened with high interest, and even forced people to finally go bankrupt and die.
In 2016, she and several colleagues went out to work alone, came to her hometown of Anhui, and established "Taohui Finance", and the business is the same as before, that is, to do "routine loans".
At the beginning, she went to the gate of the hospital to find those old people with sad faces, but after having the list, they couldn't pay it back, so that the company didn't make money but lost money.
Then, she found a few gangsters and asked them to help them come to the door to collect the accounts, and in a few days, she asked for a few bad debts. Although the means are a little simple and crude, they are better than easy to use.
This success made her decide to expand her underworld team and reach out to the unworldly youth.
In order to make her image more "positive", she also studied hard, obtained a graduate qualification from a local university, and wore the coat of Kochi to do vicious things.
Simple and crude means, very easy to use
One day, she met an unlucky guy: Mr. Han, who originally only needed 10,000 yuan, signed a loan contract under Yang Chunyan's rhetoric.
Because he was in a hurry to use the money, he didn't read the terms carefully, and left with the money.
At that time, he didn't know that the loan of 10,000 yuan, excluding various expenses such as "service fees" and "information fees", was only 7,700 yuan.
After that, he had to repay 1,500 every month, and a year later, the loan of 10,000 yuan had become more than 30,000 yuan.
At this time, he knew that he had been fooled, so he told Yang Chunyan that he was unwilling to pay back the money. Yang Chunyan was not afraid that he would not repay the money, and a few days later, he brought the debt collection hooligans to the door to collect the debt, and brought his children to the company.
Later, when she met someone who had no money to repay, she did the same.
For example, a debt of 70,000 yuan was operated by her to 350,000 yuan, and the other party couldn't pay it back, so she went directly to occupy his house.
Another example: a breakfast shop owner borrowed 50,000 yuan, which later became 700,000 yuan.
In this way, under the operation of Yang Chunyan, a professional and professional collection team composed of idle people in the society was created.
Everyone in the team is extraordinary, and the means are ruthless, every time they borrow money, they use coercion and inducement to force the other party to repay the high interest, many people are overwhelmed, bankrupt, and even find a short-term view.
However, as the saying goes: often walk by the river, how can you not get your shoes wet, and soon after, her old bottom was overturned by his boyfriend.
In the end, he was reduced to a prisoner
In 2018, Yang Chunyan had a boyfriend. first asked the other party to buy a lot of high-end gifts for himself, and when he saw that the other party's savings were almost spent, he proposed a way to let him borrow.
From tens of thousands of yuan, it has become 1 million.
She learned that her boyfriend's parents died early, he had been living with his grandparents, and the family had a house worth millions, so she proposed that the other party sell the property to pay off the debt.
As a result, when the boyfriend was stealing the real estate certificate, he was caught red-handed by his grandparents, and after the grandfather knew the ins and outs of the matter, he reprimanded:
"She's breaking the law, and we have to call the police."
So, the family went to the Public Security Bureau to sue Yang Chunyan, and the Public Security Bureau immediately set up a special case team after receiving the case.
In just two years, Yang Chunyan's gang used the method of "routine loans" to defraud more than 3 million people, involving more than 40 families, which is an organized and premeditated fraud.
Then, they collected evidence everywhere, and after collecting enough evidence, they arrested everyone including Yang Chunyan in one fell swoop.
In November, Yang Chunyan was sentenced to 25 years in prison, and the others were sentenced to 25 years in prison or two years and three months on charges of fraud, illegal detention, and extortion.
Write at the end
Her parents knew that Yang Chunyan, who was less than 30 years old, had become a "triad boss" and a "trick loan swindler", and was sentenced to 25 years in prison.
"Daughter, why are you so confused? What will you do in the future? ”
Looking at the painful appearance of her parents and the contemptuous eyes around her, Yang Chunyan shed tears of remorse for the first time.
It's just that no matter how remorseful it is, it's too late.
Although the courts have compensated the victims who have suffered financial losses before, what about those who have lost their families and found short-term sights? Who will pay for their losses?
Yang Chunyan, as a person with academic qualifications and talents, finally fell into the abyss of sin because she did not keep her desires and bottom line.
Our tragedy should be taken as a warning, dear friend, what do you say?
(Information source: Elephant News Network "Illegal Lending and Debt Collection, Post-90s "Female Black Boss" Sentenced to 25 Years in Prison)