"Abundant Wealth"
"Big Order"
Such a word for a self-employed shopkeeper
Definitely the most favorite to listen to
And in the near future
A gold merchant operating somewhere in Xianyou
made a "windfall"
Criminals use ill-gotten funds
Buy high-value items such as gold in large quantities
Use this channel to "run points" to launder funds
This is not direct
Fraud against individual merchants
But these illegal funds
Once it has been deposited into the merchant's bank card
will result in the merchant's bank account
Payment is stopped or even frozen
Causing huge losses and troubles to merchants
Case review
Mr. Lin, who runs a gold store in Xianyou County, received an application to add a friend from a stranger on WeChat one day, who claimed to have visited his store, and the purpose of adding WeChat was to buy online because it was inconvenient for people to go offline to buy in other places. Mr. Lin adheres to the service concept of "customer first", and has no doubts, and readily accepts this "potential customer".
During the exchange, Mr. Lin sent pictures of the selected styles to the other party, and the other party not only quickly confirmed his purchase intention, but also showed his bold spending power, and took the initiative to choose additional gold jewellery with higher value and heavier weight.
When Mr. Lin saw that the other party not only paid generously, but also enthusiastically recommended his girlfriend to continue to buy gold jewelry in the store, he had a false impression for a while, thinking that he had ushered in a succession of "big customers", and he couldn't help but be secretly happy in his heart, feeling that today's business was very prosperous.
When Mr. Lin was still immersed in the joy of earning this "big order", the sudden bank card freezing notice was like a cold water pour, which made him wake up suddenly. When Mr. Lin tried to contact the "bold" customer through WeChat to ask why, he found that the other party had quietly disappeared, and the WeChat conversation became an empty "one-man show".
After panicking, Mr. Lin hurriedly sought help from the bank and the police, and after some investigation, it suddenly dawned on him that the seemingly lucrative purchase money was actually the illegal proceeds of a fraud case in other places, which were transferred to his account, causing his account to be frozen urgently in accordance with the law.
Analysis of the characteristics of money laundering routines
Characteristics of offline buyers
"Gold commodity buyers" are usually multi-person, multi-frequency, and multi-card transactions. These buyers usually wear masks, hats, glasses, etc., to cover their faces, are less recognizable, and remain silent during communication in order to avoid leaving too much personal information.
Characteristics of online buyers
Online buyers usually introduce multiple people to make purchases, forming a chain of promotion. When trading online, such people are generous and make quick decisions on high-priced goods, and the amount of consumption can easily cross tens of thousands or even millions of yuan.
Anti-fraud gentleman reminds
All merchants and friends should pay attention to the fact that when encountering strange buyers with serious facial covering, little speech or online in the process, and those who purchase valuables at one time and do not use their own accounts in the transaction, they must be vigilant.
When an abnormality is found, keep the identity information and surveillance images of the other party, and call 110 to report to the public security organ as soon as possible.
Source: Nantong Anti-Fraud