In the corner of a high-end café in a bustling urban center, there are two old friends who have not seen each other for a long time, Lin Hao and Zhao Lei. The two once pursued their dreams together in college, but after graduation, they each embarked on different life paths. With his own efforts and wisdom, Lin Hao has walked step by step towards the road of financial freedom, while Zhao Lei has been crawling in the workplace, although stable, he has always felt that it is far from financial freedom.
As soon as the two met, Zhao Lei couldn't help but quip: "Lin Hao, you are now one of the richest people in our class, right?" When will you take me, a poor buddy? ”
Lin Hao smiled, waved his hand and said, "Where, I'm just a little better off than ordinary people." Have you ever heard of the nine levels of financial freedom? ”
Zhao Lei shook his head curiously: "There are nine levels of wealth and freedom?" I've only heard the difference between having money and not having money. ”
Lin Hao smiled slightly and explained: "Wealth freedom is not simply how much money you have, but it means that your wealth is enough for you to live the life you want, and you don't need to worry about money. According to the research of some experts, financial freedom can be divided into nine levels, each with different criteria. ”
Zhao Lei became interested and urged: "Then tell me quickly, what level am I at now?" ”
Lin Hao said unhurriedly: "First of all, let's take a look at the first level, that is, primary wealth freedom. People at this level can basically cover their daily expenses, including food, clothing, housing and transportation, but they do not have enough wealth to invest or enjoy a higher quality of life. ”
Zhao Lei thought for a while and said, "Then I should be at this level now." Although the monthly salary is enough to spend, there is not much money left over for investment or travel. ”
Lin Hao nodded and continued: "Next is the second level, the intermediate level of wealth freedom. In addition to covering daily expenses, people at this level can save and invest to a certain extent, but they have not yet reached the level of financial freedom. ”
Zhao Lei sighed and said, "Then I'm still a little far from this level, and it's good to save some money every month." ”
Lin Hao comforted: "It's okay, let's take our time." The third level is high-level wealth freedom, where people already have enough wealth to cover daily expenses, savings, and investments, and can also enjoy a certain quality of life, such as travel, shopping, etc. ”
Zhao Lei said enviously: "This level sounds very good, and I also want to reach this level." ”
Lin Hao encouraged: "As long as you work hard, you will definitely be able to." Next is the fourth level, financial freedom. People at this level have achieved true financial freedom, they have enough wealth to cover all their expenses, and they also have enough surplus to invest in order to earn more. ”
Zhao Lei sighed: "People at this level must be living a very chic life, right?" ”
Lin Hao nodded and said, "Yes, they are already free to choose the lifestyle they want, and they don't need to worry about money. ”
Zhao Lei took a deep breath and said, "Then I have to work harder and strive to reach this level as soon as possible." ”
Lin Hao smiled and said, "Don't worry, we still have the fifth to ninth levels." The fifth level is high level of financial freedom, where people not only achieve financial freedom, but are also able to invest in different areas and achieve a diversified allocation of assets. ”
Zhao Lei's eyes widened and said, "Wouldn't someone at this level become an investment master?" ”
Lin Hao explained: "Let's just say that. Not only do they have abundant wealth, but they also have a keen investment vision and rich investment experience. ”
Zhao Lei shook his head and said, "This level is too far away for me, I'd better try to reach the fourth level first." ”
Lin Hao encouraged: "Step by step, it will always be achieved." The sixth level is super financial freedom, where people at this level already have huge wealth and can enjoy life as much as they want, and are even able to influence the economic landscape of the entire society. ”
Zhao Lei exclaimed: "People at this level are simply winners in life!" ”
Lin Hao nodded yes, and then said: "The seventh level is legendary financial freedom, people at this level not only have huge wealth, but also have otherworldly wisdom and influence, and their names and deeds will be praised by the world. ”
Zhao Lei sighed: "People at this level are simply mythical existences. ”
Lin Hao smiled and said, "Yes, but it's not out of reach." The eighth level is extraordinary financial freedom, and people at this level have transcended the constraints of the material world and have begun to pursue spiritual satisfaction and growth. ”
Zhao Lei said thoughtfully: "People at this level begin to pay attention to the inner world and pursue a higher spiritual realm. ”
Lin Hao nodded in agreement, and finally said: "The last level is the financial freedom of the universe, people at this level have transcended the limitations of time and space, and can freely shuttle between the universes, pursuing the true meaning of life and the mysteries of the universe. ”
After Zhao Lei heard this, he fell into deep thought and did not speak for a long time. Seeing this, Lin Hao patted him on the shoulder and said, "These grades are just a rough division, and everyone's situation is different. It is important that we continue to work hard to improve our abilities and wealth levels, and gradually realize our dreams. ”
Zhao Lei raised his head and said firmly: "You are right, I want to work hard to improve my ability and strive to achieve financial freedom as soon as possible." ”
The two looked at each other and smiled, continuing to talk about their future plans and dreams. In this bustling city, they will continue to pursue their own path to financial freedom and step by step towards a better life.