In the late 90s and early 2000s, the mainland carried out the restructuring of state-owned enterprises, extricating the mainland's state-owned enterprises from difficulties, causing the state-owned enterprises to lose their burdens, and the state retained a number of high-quality large-scale profitable state-owned enterprises. As a result, most of the personnel of state-owned enterprises have been reduced, and the current state-owned enterprises have been revitalized, all at the expense of tens of millions of employees of state-owned enterprises. Looking back over the past 20 years or so, only this large-scale layoff has caused some cadres and workers of state-owned enterprises who are over 50 years old to be so-called internal retirement, and the assets of state-owned enterprises are offset to private bosses, and they are paid more than 300 yuan of living expenses, but the average social wage at that time has reached more than 1,000 yuan, and then gradually rose to more than 2,000 yuan, and the pension fees paid by private enterprise bosses to them are purchased at a minimum of 60 percent. For laid-off workers with less than 30 years of service, only a few thousand yuan, or at most 10,000 yuan, will be used to forcibly buy out their seniority, so that most of them cannot be employed because of their age, and they must pay pension insurance premiums at a rate of 20%~24%, and only after retirement can they have pensions. This approach is also a policy set by the government, and it is unprecedented, and it will not be in the future.
On the other hand, during the same period at that time, even if the units were self-supporting institutions, such as closed secondary schools and income-generating institutions, they were also bankrupt, laid off, and had no units to pay wages and social security, but when they retired, the government treated them differently.
They are elderly, and when they retire, they are calculated according to 90% of the file salary, and they also add subsidies and subsidies that they have never received, subsidies for cabbage, professional titles, and bonuses for all public institutions, and then calculate their pensions, why are they so preferential? Because they are old people in public institutions. After the merger in 2014, these bankrupt institutions, even if they were later restructured and retired as enterprises, also overturned their cases in 2020, and the Social Security Bureau treated them as old machine insurance personnel, and recalculated and reissued their retirement pensions according to the pension calculation method of public institutions.
What is the difference between retiring according to a business institution and retiring according to an enterprise?
Can they more than double their pension after the case is overturned? And more than 100,000 reissued?
In the past, many people did not understand, but now many people gradually understand.
Since after 2014, the pension is calculated according to the formula after the merger of the business and the enterprise, but why fight for the calculation of the cause? Because there are many businesses, 18~22 years of enterprises are regarded as the payment period. The formula for the cause is:
Transitional pension = calculation base ×deemed index× deemed number of years × (0.012~0.014),
More than 20 years of enterprises are regarded as the same index as 3.6 times the transitional pension of more enterprises, and the enterprise has been reformed for 20 years, which is a disadvantaged group caused by artificiality, and the number of years of the enterprise is less than that of the transitional pension of the cause is more than 3 times, and there is no occupational annuity.
In addition, the deemed index is different from the formula for the main matter, and the transition fee is calculated based on the deemed index and the average index for enterprises, but the deemed index for enterprises in the rules is 1.3~2.5 times that of enterprises. Therefore, the transitional pension of the same length of service, the same index, and the same place of retirement at the same time is 8 times that of the enterprise.
In addition, the actual contribution index calculation value is different. Why is the actual payment still different? First, we say that laid-off workers pay 20% ~ 24% of the cost (the individual pays the overall plan), only according to 8% of the accounting, the on-the-job workers pay 8% and also calculate according to 8% (the overall unit pays), 1/3 of the cost of the laid-off workers pay into the personal account, with 1/3 of the payment ratio to calculate the payment index, can this actual index be high? Of course, it is only counted as 0.3~0.5, assuming that if you are laid off and pick up a bag of money with 300,000, you pay it all, there is an index of 1.8, which is equivalent to the cost of the on-the-job index 5, then the index is overpaid, but the same index 1 will also reduce the high index you pay to 1.2 to calculate the pension with the average index, of course, this is just a dream, unless after being laid off, it is a senior worker who has a high and stable income in technical work or a small number of workers become the boss, but they will not pay a high proportion of contributions, because it is not cost-effective, they will not pay too high an index. Therefore, the paid-in index of laid-off workers is generally 0.3~0.5, and the average index is generally 0.6. Most of the employees whose paid-in index is greater than 1 are employees of enterprises that have not been restructured. Therefore, the pension of laid-off workers is very low, because their contributions and calculation methods are very unreasonable.
Why are they all state employees, and their careers are not laid off and bought out, and they still get high pensions when they go bankrupt, while enterprises are forcibly restructured and bought out, and the pension calculation is still a double standard. Over the years, the government also knows that it owes them and keeps saying that it wants to compensate them, but they actually do not get the real compensation they deserve, and the 4050 subsidy is also done to make Xiangzi, and there is no compensation in place at all, and they are not treated as employees, and they are treated the same as citizens and migrant workers who have no jobs.
I believe that we should start from the following aspects on how to effectively compensate the retired and laid-off workers in the restructuring of state-owned enterprises and increase their pensions:
1. Formulate a method to recalculate their pensions, re-determine their deemed index, and change the deemed index from 1 to the initial payment index or average index before the establishment of accounts. The cadres and technical personnel of the enterprise restructuring should be determined in the same way as the personnel of the same kind in the enterprise.
2. Distinguish the restructured enterprises from the central state-owned enterprises that have not been restructured, and recalculate the paid-in index and personal account balance after the restructuring. Laid-off workers pay 3 times the cost of on-the-job workers (including overall planning) only 1/3 of the index, 1/3 of the personal account balance, so the restructuring to retirement of the payment period, should be multiplied by 3 recalculation, considering the pressure of government expenditure, should be multiplied by 2 recalculated, for example, the restructuring of the laid-off payment index 0.5 multiplied by 2 is 1, such as the highest self-payment of 1.3 multiplied by 2 is 2.6, (laid-off people can rarely pay so high), the actual payment of unrestructured enterprises on the job remains unchanged. Because the on-the-job employees are paid by the unit, the efficiency of the unit is not good, and the individual only pays 0.5 less than the same of course. Personnel transferred to enterprises, whether they are transferred before or after the reform or account establishment, as long as they are cadres who are transferred by the organization, should be treated the same as the cadres who are transferred to the enterprise after the establishment of accounts stipulated by Hubei Province, and the transitional pension should be increased by 4 years and 9 months for the same period of time. The retirement of engineering and technical personnel of enterprises should be implemented [2011] No. 97 document after being laid off, and the pension should be calculated according to the professional title and the career regarded index.
