We ordinary people must understand a truth when buying a car, although the car is cheap, it is still a high-quality consumer product! The biggest cost of maintaining a car is the loss, not the price of the car itself. First of all, a family car that costs 100,000 yuan, the insurance may be about 4,000 in the first three years, and there may be more than 2,000 in the later stage, let's take a median value of 3,000, refueling according to 7 oil per 100 kilometers, running 10,000 kilometers a year, the fuel cost is about 6,000, and then counting the maintenance of 1,000 yuan a year, the annual cost is exactly 10,000.
And this 10,000 is still the minimum standard calculation, this account is already very clear, and 100,000 cars will be raised for 10,000 a year. Many people think that 10,000 yuan is nothing for a car, but you know that this 10,000 yuan may be two months' salary for ordinary people. So why do many people feel that they can't save money all year round after buying a car? Because a car is not only a high consumer product, but also a high consumable.
You have a salary of thousands of yuan a month, and you still want to save face, to buy a B-class car of more than 200,000 yuan, you deserve to save money, so I have always advised everyone to buy a car must be rational, especially in the past two years, buying a car can not bring you an increase in your own value, buy a car on demand, it is best to control it within the scope of ability. What price you buy and what level of car you buy depends on your subsequent disposable income.
Among the three major expenses of using a car, fuel consumption can only rank third, compared with the cost of fuel consumption, the biggest cost of maintaining a car is the loss. If you look at the three-year value retention rate of automobiles, you can understand that the first Toyota is 69%, the second is Honda 66.8%, the third is 62.1%, and the domestic car is about 50%, while the value retention rate of new energy vehicles is even less than 40% for three years. Take Volkswagen as an example, a 100,000 Volkswagen car is worth 62,000 yuan after three years of driving, and the annual stop loss is 13,000 yuan, which is still a high value retention rate, and if the value retention rate is low, the discount rate is higher. Calculated in this way, plus the loss and other expenses, more than 20,000 yuan a year, and more than 200,000 yuan in ten years.