Nowadays, the material conditions of society are better, and many people have begun to pursue a spiritual life, and climbing Mount Everest is a very popular choice.
They use the summit of Mount Everest to challenge themselves and achieve a sense of personal fulfillment. Climbing Mount Everest has become a popular trend that inspires a sense of adventure and encourages people to challenge themselves and push their limits.
If there is a souvenir of climbing Mount Everest in the circle of friends, it will also gain everyone's admiration and admiration.
However, climbing Mount Everest is not as easy as climbing a small hill as we usually do, it requires a lot of money and physical strength as a premise, and the risks are also very large.
Because of the high altitude of Mount Everest, climbers face a series of altitude sickness such as hypoxia, cerebral edema, and pulmonary edema, as well as extreme weather conditions such as high winds, heavy snow, and icy temperatures, as well as the risk of avalanches and falls.
To date, climbing Mount Everest has killed hundreds of people. Despite the risks, Mount Everest remains a popular destination for mountaineers after the rapid growth of commercial mountaineering, including Fudan graduate student Lu Wen.
Event Overview:
According to media reports on April 16, on February 3, 2024, Lu Wen, a 26-year-old graduate student at Fudan University, sent a WeChat message to his father Lu Huaimin after packing his last luggage for a trip to the Everest region of Nepal:
"Dad, don't worry, travel insurance has been bought"
Then I sent a screenshot of the insurance policy of "Meiya Le Travel Asia Travel Insurance (Asia Upgrade Plan)" purchased by Lu Wen.
We can see from the insurance policy that Levin spent 356 yuan, but in the red box it is clearly written that the coverage area: Asia (except Nepal), it is obvious that Levin did not carefully check the policy payment after buying the insurance.
On the afternoon of February 11, Lu Wen had an accident on the way back.
900 meters from the hotel, Ruben slumped on the side of the road after sending a distress signal.
Then about six or seven enthusiastic travelers supported Leven and carried him into the hotel. After several twists and turns, Mr. Huang, an enthusiastic traveler, got in touch with the insurance company, but the other party said that the insurance product purchased by Ruben did not include Nepal's rescue, and Mr. Huang was directly stunned after hearing it.
Mr. Huang asked the insurance company to arrange a helicopter rescue first, but the insurance company refused.
Lu Huaimin, Lu Huaimin, Lu Huaimin, received a call from Meiya and said that Lu Huaimin's insurance did not cover emergency rescue, and asked Lu Huaimin to remit US dollars to their company's account.
His father, Lu Huaimin, hoped that the insurance company would pay the expenses in advance and find a way to remit the money himself, but he was still rejected by Meiya Company.
The two sides were at a stalemate until 16:29 on February 13, when the helicopter finally took off, however, at 0:30 local time on February 14, Ruben stopped breathing, and he finally did not wait for the helicopter to rescue him.
Lu Wen's father, Lu Huaimin, said that he would spend the rest of his life seeking an explanation for his son's death.
I checked on a treasure that Meiya's insurance has been taken off the shelves, and I can only see the insurance information promoted by the marketing account on it.
Suspicious points of the incident:
1. The policy of Lu Wen's purchase of "Meiya Le Travel Insurance in Asia" clearly states that Nepal is not included. However, there is no emphasis on the leaflet of this insurance that it does not include Nepal, Syria, etc. Does the insurance company need to bear the responsibility of laxity?
2. When Lu Wen's father asked the insurance company to rescue him first and immediately wanted to remit money, but he refused, does the insurance company have the obligation to immediately rescue and put life safety first?
Netizens hotly discussed:
Many netizens said that the ordinary insurance purchased by Lu Wen definitely does not cover the extreme area of Mount Everest.
Lu Wen spent more than 300 yuan on insurance to get the idea of Everest rescue, which can only be said to be too naïve, whether it is goods or insurance, "you get what you pay for".
Some netizens also said that when ordinary people see the Asia Plan, they will basically default to the whole of Asia, who would have thought that except for Mount Everest?
Netizens from Liaoning pointed out sharply, what should be discussed? The son of a daughter can't sit down, no matter how valuable climbing Mount Everest is to life, there is a high probability of clearing zero, do people who have the conditions to climb Mount Everest need to gamble?
Indeed, if the money is in place, Mount Everest is not unattainable now, after all, the base camp is located at an altitude of 8,847 meters, and the rest of the height can be cushioned with money.
There are also some netizens who maliciously speculated that they bought insurance in advance and sent the policy to their father, and there was another accident......
However, I think that this is never a malicious insurance fraud, not to mention that the insurance policy is not insured at all, and people who are not healthy will use their lives to cheat the insurance, they are all using other people's lives to do this, I love to tell the truth.
Of course, there are also many netizens who question why the father didn't find rescue as soon as possible, and why he had to hold on to the insurance company? There are many rescue units on Mount Everest, because they are obsessed with a little money, and they delay the child's life! There is also a suspicion of moral kidnapping.
There is something to say:
To be honest, in fact, this matter is more inclined to the insurance company's side, Fudan high-achieving students did not read the policy carefully after buying the insurance, and the policy clearly stated that Nepal was not included. After the accident, my father asked for rescue from an insurance company that did not provide emergency rescue services.
As far as the facts are concerned, this move is suspected of moral kidnapping. But intellectually speaking, it is also necessary to consider that the father may not know how to rescue and rescue Mount Everest abroad, so he put all the weight on the insurance company that his son is insured.
As a result, the loss of the child's life due to the delay in rescue is indeed unacceptable for a father, he can only seek an outlet, then the insurance company has become this outlet, what do you think?