Finally relieved! 1654 per capita to get my and my parents' insurance
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🙋 ♀️ Last week, a 29-year-old sister approached me and said she wanted to get insurance for both her parents and herself
Although they all buy social security, it is far from enough if they have a serious illness
🔔 After studying with my sisters for half a month, I finally figured out the insurance for a family of three
With 1k+ per capita, the family's critical illness, medical treatment, accidents, life and so on are all complete
Sisters who consider insurance configuration can mark live
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✅ Let's start with the basic concept of home insurance allocation
⭐️ Adults: Critical Illness Insurance + Million Medical Insurance + Accident Insurance + Term Life Insurance
⭐️ Parents: Medical Insurance + Accident Insurance (Critical Illness Insurance is Considered after Sufficient Budget)
💰 Premium: No more than 10% of the annual household income
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⚠️Caution:
◻️ Each insurance type can be configured individually, so there is no need to bundle it
◻️ Refusal to return critical illness insurance, with average coverage and expensive premiums
◻️ Just choose a one-year accident insurance
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🌈 The configuration idea is shown in Figure 2, and you can see it in detail
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🌈 Here are the specific insurance options:
👴 Dad's Insurance (55 years old)
💎 Cancer prevention medical insurance: Golden Medical Insurance No. 1 Pro 847.2 yuan/year
💎 Huimin Insurance: 58 exclusive Huimin Insurance 168 yuan / year
💎 Accident insurance: 168 yuan / year for the senior version of the big armor No. 5
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👵 Mom's Insurance (54 years old)
💎 Million medical insurance: Changxiangan 1506.7 yuan/year
💎 Accident insurance: 168 yuan / year for the senior version of the big armor No. 5
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👩 Own insurance (29 years old)
💎 Million medical insurance: Changxiangan 220.4 yuan/year
💎 Accident insurance: Little Bee No. 5 156 yuan / year
💎 Critical illness insurance: Darwin No. 8 1443 yuan/year
💎 Term Life Insurance: Zhenai 2023285.5 yuan/year
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✅ I add the insurance of 3 people, and I only need 4962.8 yuan a year to buy it all, which is very cost-effective ✌
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👉 With these guarantees, I and my parents have taken care of them, and I am finally more relieved~
👉 Due to the different ages and physical conditions, the above plans can be referred to, and it is not recommended to copy the homework directly
🙋 ♀️ If you need to develop a personalized insurance plan, you can come to Tangtangha, and leave your [age] is OK~
