In 2024, the "wave of comprehensive interest rate cuts" is coming again! A number of banks are about to cut their deposit interest rates, and even if the enthusiasm for lowering residents' deposits is still not stopped.
Some people say that as long as the interest rate is not negative, I will still choose to save money.
Some people also say that from the bank's interest rate cut, we can judge that next year's economic situation is not optimistic, money is becoming more and more difficult to earn, and no one dares to blindly do business investment, so that no one in the bank will lend, and the interest rate will be lowered again and again.
In the face of an uncertain future, it is understandable that most people choose to deposit.
Wu Xiaoping, an expert, said: It is inevitable that the deposit interest rate will be continuously reduced, and it is not surprising that it will drop to zero one day.
The problem is that even if there is zero interest rate, there will still be people who save money seriously.
So what to do about the liquidity trap and admit that there is nothing to be done?
Maybe one day the bank rate will really be lowered to -2%, and then you will still keep your money in the bank?
#天南地北大拜年#
#多家银行即将下调存款利率#
