The difference between a bank Class I card and a Class II card
Bank cards are a payment tool that we often use in our daily life, but did you know that bank cards can be divided into two types: Class I cards and Class II cards, which differ in their functions and scope of use. Let's take a closer look at the differences between these two types of cards.
A type of card, also known as a type I account, is suitable for scenarios such as large-value fund management, payroll, and large-value transfers. To determine whether a bank card is a type of card, it is not judged by appearance, but by checking the bank's internal system to confirm.
The first type of card is a full-featured debit card that can be used for almost all financial services. There is no limit to the amount of transactions it can take, which facilitates the management and transfer of large sums of money. However, each person can only open one type of card per bank.
The second-class card, also known as the second-class household, is suitable for daily online shopping, small-amount consumption and fund segregation management. It mainly serves our needs for daily consumption and micropayments.
The transaction limit of the second-class card is generally 10,000 yuan, which is lower than that of the first-class card. But in contrast, we can open multiple Class II cards with the same bank, which gives us more flexibility in managing and controlling our money.
In addition, the design of the second type of card pays more attention to the safety of users' funds, and takes into account flexibility and convenience. Its permissions are limited and can provide users with more security.
In general, there are some differences between Class I and Class II cards in terms of functionality and scope of use. The first type of card is suitable for large-value money management and transfers, while the second-class card is suitable for everyday purchases and small payments. Different card types can meet our needs in different scenarios. Therefore, when choosing a bank card, we can choose the right type of card according to our needs.