In "Love Apartment", Tang Youyou uses 18 credit cards to repay each other's debts, is it scientific to maintain balance?
Debt transfers can affect an individual's credit history. Borrowing new debt to pay off old debt is not the same as paying off debt. For the plot in the American drama "Love Apartment", Tang Youyou's use of 18 credit cards to pay off each other's debts seems interesting, but in real life, this method is neither scientific nor feasible.
It is not scientific and feasible to use multiple credit cards to pay off each other's debts. On the one hand, credit cards come with high interest and fees, which can lead to more and more debt if you don't pay off them in time. On the other hand, managing multiple credit cards at the same time is a very complex task that can be confusing and even more difficult for the general public.
Using multiple credit cards can lead to bigger financial problems. Debt transfers don't really solve the problem, they just push it to the back. When more and more debt is borrowed to pay off old debts, it can eventually lead to bigger financial problems. This kind of behavior will only create more trouble and stress for yourself.
It's better to have a reasonable financial plan, control expenses, and clear your debts. In the face of the debt problem, it should be solved at its root, not by adopting some seemingly clever approach. Only by formulating a reasonable financial plan, reasonably controlling expenditures, and actively clearing debts can we truly solve financial problems and maintain the health and stability of our personal economy.
In short, it is not scientifically feasible to borrow new debts to repay old debts. Debt transfers only make the problem more complex and troublesome. When facing financial problems, we should deal with them with a scientific attitude, and formulating a reasonable financial plan is the key to solving financial problems. Let's stay rational and calm in our daily lives and avoid getting caught up in unrealistic behaviors.