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Some experts, scholars and professors have put forward suggestions and suggestions after the number of flexible workers in the mainland has shown an obvious trend of increasing day by day: low-income people should rent out their idle houses and use private cars to increase and expand their income.
The aim is to expand consumption and ultimately promote economic growth. I have to say that these remarks really cannot be said to be rooted in the common people. Because ordinary families still need to dedicate their lives to housing loans and car loans, where can they get idle RVs?
However, the intensification of population aging has attracted more and more attention and attention. Therefore, the leaders were heartbroken for the pension life of the elderly, and put forward a quite attractive and reasonable pension plan: that is, go to the south in winter and go to the north in summer.
It can not only increase knowledge, but also expand consumption to drive the growth of domestic demand. It is not difficult to see that the ultimate starting point and end point of these remarks and suggestions are to expand consumption and stimulate economic growth. In short, they are all trying to get people to spend money.
Because the expert team believes that the per capita savings amount of the mainland is getting bigger and bigger. This means that the wealth in the hands of the common people is accumulating more and more. If we blindly hoard and do not consume it, and do not let the currency circulate in the market, it will be very harmful.
As everyone knows, in the troika that used to pull the economy, the force of domestic demand was not very large. This is because the common people on the mainland have Xi the practice of thrift and have cultivated the fine character of thrift and thrift. What's more, there is not so much money in the hands of ordinary people.
The development prospects of the pension industry
However, it has to be said that the current situation is that the degree and trend of the aging population on the mainland are constantly intensifying and expanding. And many elderly people have extremely large pensions in their hands. In addition, young people suddenly changed their concept of life and became unmarried and infertile.
This makes the retirement life of the elderly suddenly become expected, because the three major elements of the formation of an industrial chain have been gathered: a large amount of idle funds, rich and sufficient time and a very large population base of the audience.
Therefore, from this point of view, the prospects of the pension industry are very broad. Moreover, there are many people in Japan and South Korea who choose to immigrate to China to live a simple and comfortable retirement life.
As a result, there are many kinds of remarks about the elderly retirement life, and they emerge in endlessly. For example, the elderly can choose a new mode of living for the elderly, and the elderly should choose to live in different areas in different seasons to enhance their mood and physical recuperation.
However, we should also pay considerable attention to the outstanding problems of the elderly group: for example, how to facilitate the travel conditions of the elderly with weak legs and feet; whether the special care policy for cross-provincial medical treatment has been introduced; and whether the reimbursement of medical insurance in other places has been coordinated.
The climate issue cannot be ignored
For the elderly, it is good to increase their knowledge and travel around. However, it is also important to note that the climatic conditions are different, and the phenomenon of soil and water adaptation may be incurred. For example, some elderly people have allergic skin diseases and cannot go anywhere.
Second, we should also note that the difference between the north and the south in the same season is getting smaller and smaller. The meaning of this sentence is that the south is very hot in the summer, but the north is not always cool. With the exception of the three northeastern provinces, it is also hot in most areas.
In winter, although the provinces along the Yangtze River do not have the low temperature in the three northeastern provinces, the long-term wet and cold situation will also make many elderly people unbearable. It would be worse if the elderly with rheumatism were left in this environment for a long time.
Therefore, in order to make the tourism and residential pension model can be carried out smoothly, it is also necessary to adapt measures to local conditions and comprehensive analysis. You can't just say it in general terms and then leave it behind. For the retirement life of the elderly, we should not only see idle funds.
Rather, we should see how this real experience of retirement life is and what problems may exist at a glance. After all, people are old, but there are time differences and sequences. If other people's experience is not very good, will you choose such a way of retirement?
The first starting point for boosting consumer confidence is to increase incomes
We all know that in the current economic situation, the general lack of money is a word that is frequently mentioned. The common people do not dare to consume without money in their hands, and producers do not dare to expand production without money in their hands. But it's strange that producers and consumers don't have money.
Because the currency circulating in the market will either continue to circulate between the two, and then show more and more benign characteristics, or there are other unknown circumstances that hinder the circulation of money, such as capital outflow, withdrawal of funds, and so on.
Therefore, from this point of view, the prominent problem in the current social situation is to solve the problem of insufficient circulating funds in the market. Only by getting money in motion can we promote a virtuous and sustainable cycle. And after the continuous cycle, the two parties can significantly increase their revenue.
Consumers tend to expand their consumption after increasing their incomes, and producers tend to expand their production after increasing their incomes. Only in this way can we achieve the ultimate goal of stimulating consumption and promoting economic growth. And there is another issue that should not be overlooked.
That is, most of the pension of the elderly at present comes from fiscal transfers. A large number of young people on the mainland have entered the tide of lying flat, and the number of newborns has been cut in half. Under the influence of various factors, there may be a large gap in pensions.
Therefore, the idea of allowing the elderly to be the main force driving consumption and growth is somewhat unrealistic and unrealistic. Moreover, the elderly are more attentive to thrift, and even if they have the ability to spend, then their scale is not much larger.
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