Anxiety after Ben Five
The day before his fiftieth birthday, Amin sat alone on a park bench in a daze. Time is like an arrow, and in a blink of an eye, he is no longer young, but has entered the ranks of middle age.
Once upon a time, Amin was also a high-spirited young man, full of infinite longing and expectation for the future. However, the years are unforgiving, the blood of youth is gradually cooling, the hair is beginning to turn gray, and the old ailments in various parts of the body are sounding the alarm bell, reminding Armin of the fact that he is no longer young.
Ah Ming suddenly looked back on the past, he fought for his career wholeheartedly, and spent the most precious time of his life busy. In order to obtain a sense of accomplishment and material rewards, Ah Ming worked day and night, even without a good rest for many years.
He suddenly realized that this is the true meaning of "the post-70s generation of Benwu, no matter how capable you are, if you don't have these five plans, you just haven't lived to understand". My current state is the price of over-investing in my career and neglecting my life.
The white-haired self in the mirror made Ah Ming's eyes red. He began to reflect on what he had left behind besides his career? Parents are at the end of their twilight years, but they are not by their side.
Thinking of this, Amin's heart was full of guilt and self-blame. I have gone through most of the road of life, but there are too many things that are really important that I have not experienced and cherished.
Armin took a deep breath and wiped the tears from the corners of his eyes. The past is a foregone conclusion, but he still has time to plan for the rest of his life. We must retire to provide for the elderly, care for our parents, inherit our careers, pay attention to our health, and learn to forgive ourselves...... Ah Ming silently made up his mind in his heart, he believed that as long as he planned carefully, he would still have time to make up for his mistakes and live a life without regrets.
Timely retirement planning
Ah Ming flipped through the 15-year pension insurance payment records and bank statements, frowning and falling into deep thought. In the first few years of work, in order to buy a house and repay the loan, I did not pay enough pension insurance.
It's too irrational to think about it now, which invisibly increases the financial pressure after retirement.
In order to remedy this problem, Amin decisively went to the Social Security Bureau to make up the pension insurance premiums for those years. Although there is a late fee, Amin knows that it is a necessary investment to secure his retirement.
At the same time, he also consulted with the HR of the unit and joined the enterprise annuity plan. A corporate annuity can be used as an additional income from a retirement pension and is very important for stabilizing your retirement life.
Next, Amin assessed his retirement goals. He hopes to maintain his current standard of living at about 70% after retirement, so that he can afford basic food and lodging and medical expenses, as well as some small money for travel.
Based on his income and expenses, Amin estimates that he needs about $500,000 in retirement savings. That's a lot of money for him at the moment.
To achieve his retirement goals, Amin has a detailed savings plan. He decided to limit normal spending, stop extravagant spending, and save 30% of his monthly income for retirement.
At the same time, Amin also started to invest in some moderate equity and bond funds to grow his retirement funds through compound interest. He is also ready to pay off his mortgage 10 years ahead of schedule and free up funds for his pension account.
Retirement planning can't wait until retirement is approaching, and Amin understands that. He needs to start now to ensure a carefree life in retirement. Planning early is a sign of responsibility for oneself and can also avoid many unnecessary financial pressures.
Amin believes that as long as he accumulates his pension step by step, he can live a rich and dignified retirement.
Moderate social life
Armin began to realize that he was running around for his career and socializing too much, which not only exhausted him physically and mentally, but also alienated his family. There are always one or two occasions every month when you need to accompany the leader to play cards and socialize, although he is unwilling, but Amin has to go, because it is related to performance and promotion.
Gradually, Amin felt that his life was filled with all kinds of meals and food, but he lost himself.
On this day, Armin attended a drinking party as usual. During the dinner, colleagues talked about stocks and real estate, showing off their wealth. Ah Ming watched everyone calculate the benefits word by word, and felt empty and bored in his heart for no reason.
He suddenly figured out that excessive socialization was nothing more than a disguise, and he should not get lost in the impetuousness of chasing fame and fortune.
Since then, Amin has chosen meaningful social activities, reduced the frequency of socializing, and focused on family and leisure life. Occasionally, on weekends, he would take his wife and children to the park for a picnic and enjoy the family.
Amin also actively participates in some public welfare activities and meets like-minded people, which brings him positive energy. Dimin gradually learns to maintain an independent heart and not let outside interests drive him.
Now Amin looks much more energetic because he lives a simple and meaningful life. He began to enjoy his free time outside of work, cooking with his family, reading books, and getting away from the hustle and bustle.
Ah Ming knows that exercising an independent personality and controlling social needs is the key to improving his long-term life. Socializing in moderation allowed Armin to find inner peace.
Caring for the elderly
It had been a long time since Amin had returned to his hometown to visit his parents. Outside the window, it was pouring rain, and looking at the rain curtain, Amin remembered his father and mother. The father suffers from low back disease and has difficulty moving, and the mother has osteoporosis; Although Amin sends money home every month, he feels guilty for not being able to take care of his parents himself.
When he returned home this time, Ah Ming saw that his parents were full of gray hair, and his movement became more and more inconvenient, and his heart was pinched. Ah Ming took the initiative to help his father walk slowly around the village, and his father had a long-lost smile on his face.
Although her mother couldn't hear her clearly, Ah Ming patiently chatted with her, peeling oranges and pinching her shoulders from time to time. Ah Ming also took his parents to the county for a physical examination, asked the doctor to prescribe some calcium and vitamin supplements, and told them to pay attention to their diet and moderate exercise.
When he returned home this time, Amin realized that it was his bounden duty to be filial to his parents. He decided to take time out of his month to visit his parents at home, to understand their physical condition and living conditions, and to provide timely living and medical help.
Amin also showed respect and concern in front of his parents, hoping to influence his children to learn filial piety Xi by example.
We all grow old, and when we get older, we need to be cared for by our families. Ah Ming doesn't want his parents to face the twilight of life alone on his own, he wants his parents to feel the comfort and happiness of raising children and preventing old age.
Caring for the elderly is a traditional virtue of the Chinese nation, and it is also the responsibility of Amin's generation. He will lead by example and be a good son who is filial.
Business inheritance
Ah Ming's shoe store for 30 years is the brainchild of his hard work. But he also realized that his limit was approaching, and he needed to inherit the business as soon as possible, and he couldn't let the store stop there.
Ah Ming's son Xiao Yu has just graduated from college and is interested in taking over the shoe store, but after all, he is young and inexperienced, and Ah Ming does not dare to directly hand over the affairs of the store to Xiao Yu.
So Ah Ming decided to start training Xiaoyu from a simple position. He asked Xiaoyu to become a salesman in the store, in order to adapt to the store's operation mode first. Although Xiaoyu's sales skills are not skilled enough, his sincere attitude has won praise from customers.
Seeing that Xiaoyu's foundation was solid, Ah Ming began to put him in charge of the store's purchase, sale and inventory management, including purchasing goods and inventory. Xiaoyu was still a little rusty when calculating the demand for goods, but he carefully reconciled the accounts and made no mistakes.
Seeing that Xiaoyu performed well in all aspects, Ah Ming decided to let him try to participate in the operation and management of the store. He began to teach Xiaoyu how to do product planning, store decoration, staff training, etc., and assigned Xiaoyu some practical Xi.
At first, Xiao Yu made mistakes in goal setting and resource allocation, but Ah Ming did not blame him, but patiently guided and analyzed the cause of the problem with Xiao Yu, so as to enhance Xiao Yu's ability.
Under Ah Ming's careful training, Xiaoyu knows the operation and management of shoe stores well. Half a year later, Ah Ming officially handed over all the affairs of the store to Xiaoyu. The son took over his father's business, and Amin was sincerely gratified.
He believes that as long as he guides step by step, Xiaoyu will definitely be able to succeed and even run the shoe store better.
Health first
When Amin was 50 years old, a health check-up revealed that his blood sugar was high and he was suffering from prediabetes. He has always paid attention to exercise, but he also began to have back pain.
Amin realized that health was the most important asset to him, and he had to act early.
First of all, Amin began to adjust his diet, adding and decreasing many unhealthy eating Xi habits. He limited sugar intake, increased the proportion of vegetables and fruits, and consumed only a certain amount of starch within a controlled range.
Then, Amin made a workout plan, insisted on getting up early every day in the community, and also regularly swam and played ball. As long as it's not raining heavily, Amin will definitely go out and move.
In addition, Ah Ming learned simple stretching and relaxation movements to help him stretch his muscles and bones and prevent low back and shoulder pain.
In order to have a thorough physical examination, Amin also goes to the hospital once a year for a comprehensive physical examination. He asked the doctor to check the physical indicators that he might have problems and to check them regularly.
After discovering the problem, Ah Ming will take medicine and treat it in time, strictly follow the doctor's instructions, and dare not slack off. Ah Ming knows that only by paying enough attention to health can we prevent problems from becoming problems and identify and treat them in a timely manner.
Now Amin is full of energy, and his physical condition has improved significantly. The people around him complimented him on how energetic he looked. Amin lamented the preciousness of health, and that there is nothing without health.
He hopes that he can live to the age of 90 in good health and enjoy the beauty of life.
Face it with joy
On Amin's fiftieth birthday, friends joked that he was already "half a hundred years old". Instead of getting angry, Amin laughed and accepted the joke.
Amin found that as he got older, his perspective on many things changed. When I was a child, I was most afraid of thunder and rain, but now I feel that the sound of rain washes people's hearts; The arrogant and domineering personality of his youth has now become steady; In the face of birth, old age, sickness and death, it has also changed from fear to acceptance.
Amin understands that worrying about life in advance does not change the cycle of life, but rather accelerates aging. He began to learn Xi face life optimistically and cheerfully, and maintain a relaxed mood so that he could live a long life.
Amin also learned to be tolerant of his own faults and those of others. The world is inherently met by fate, and no one can achieve complete merit.
Now, Amin finds time with his family to go hiking outings and enjoy the beauty of nature. Breathing in the scent of green grass, he felt that life was so beautiful. Amin enjoys every moment, joking with his wife, tossing and playing with his grandson, and having fun with the people around him.
He understands that when he lives and learns, he still has a long way to go in life, and he can slowly cultivate and become good.