On September 18, China cut off more than 3.2 million housing units? Insider advice: prepare in advance and pay attention to 4 questions
Recently, the news that the number of houses cut off in China's real estate market has exceeded 3.2 million has attracted widespread attention. This figure has raised concerns that it could adversely affect the real estate market and the economy as a whole. Faced with this situation, insiders have made some suggestions to help people prepare in advance and pay attention to the following four questions.
First of all, we need to understand what a disconnected house is. A house out of supply refers to a house that the developer cannot deliver on time for various reasons. These reasons may include broken capital chains, developer bankruptcy, policy adjustments, etc. These homes cannot be delivered as originally planned, and buyers risk not being able to move in or acquire titles.
In response to this problem, insiders advise buyers to prepare in advance. First of all, buyers should choose a developer with good reputation and strength to buy a home. Before buying a house, it is necessary to fully understand the developer, including its financial status, historical performance and project progress. Second, buyers should choose the way to buy a house carefully. If you are buying a property that has not yet started, you should pay attention to the delivery date and breach of contract liability clause in the contract to ensure that your rights and interests can be protected.
Second, insiders pointed out that the government should strengthen the supervision of the real estate market and avoid over-reliance on the real estate industry to pull the economy. Over the past few years, China's real estate market has been one of the important factors driving economic growth. However, over-reliance on the property market has also brought many problems, including high housing prices, real estate bubbles and the rising number of unqualified homes. The government should take measures to strengthen the supervision of real estate developers and prevent the risk of supply interruption.
Third, insiders stressed that banks and financial institutions should also strengthen risk control over real estate developers. When providing loans to developers, banks and financial institutions should strengthen due diligence to ensure that developers have sufficient funds to support the project. In addition, banks and financial institutions should also establish risk prevention mechanisms to detect and solve problems in a timely manner and reduce the increase in the number of disconnected housing.
Finally, insiders remind the government and home buyers to pay attention to preventing the economic impact of the risk of housing outages. The rise in the number of unpaid homes could adversely affect the real estate market and the economy as a whole. The government should strengthen macro-control, stabilize the real estate market, and avoid the spread of the risk of housing supply. Buyers should also remain rational, not blindly chase the heat of house speculation, and avoid falling into the risk of supply cut.
China's real estate market has always attracted much attention, and the recent problem of housing supply has attracted widespread attention and concern. According to statistics, the number of houses currently cut off in China has exceeded 3.2 million, which is a shocking figure. In the face of this phenomenon, insiders said that buyers need to prepare in advance, choose a powerful developer and choose a prudent way to buy a house.
First, for home buyers, prevention is better than cure when faced with the risk of supply cuts. Buyers should fully understand the reputation and strength of the developer before buying a house, and choose a developer with a good reputation for cooperation. In addition, buyers should also choose their home purchase method carefully and avoid choosing high-risk home purchase models. For example, avoid choosing between forward purchases and off-plan properties to avoid the risk of supply failure.
Second, the government's regulatory role in the real estate market cannot be ignored. The government should strengthen the supervision of the real estate market and strengthen the review and supervision of developers. Especially for developers with poor reputations, the government should make it mandatory to pay a guarantee or provide other guarantees to protect the interests of home buyers. In addition, the government should also improve the legal norms and regulatory system of the real estate market, clarify the responsibilities and obligations of developers, and reduce the risk of supply outage from the source.
At the same time, banks and financial institutions also play an important role in the real estate market. These institutions should strengthen risk control over real estate developers, not only to carefully assess the credit status of developers, but also to pay attention to the construction progress and sales of projects. If it is found that there are obvious risks for developers, measures should be taken in time to avoid causing greater economic losses.
Finally, both the government and home buyers should be aware of the economic impact of the risk of housing outages, and take corresponding measures to stabilize the real estate market. The government can introduce corresponding regulatory policies to curb excessive house price increases and excessive speculation. At the same time, buyers should also buy houses rationally and avoid blindly following the trend to reduce the impact of supply interruption risks on their own interests.
All in all, China's housing supply problem has become a major hidden danger in the current real estate market. The government, home buyers, banks and financial institutions all need to work together to strengthen the supervision and risk control of the real estate market to protect the rights and interests of home buyers and maintain the stability of the real estate market and the sustainable development of the economy. Only in this way can we avoid the spread of supply interruption risks and ensure the healthy development of the real estate market.