College students are already using cash, what does this mean? The insider told the truth
China's overall development in recent years has been very fast, and from the perspective of the entire social development, the biggest impact on people's lives is probably WeChat and Alipay software. As the fastest developing technology product in the past 10 years, and also the fastest integration into everyone's life, online payment has a great impact on people's lives.
In the past, everyone had to have a wallet on their body when they went out, and they must bring some cash, but now everyone basically goes out with a mobile phone. Mobile payment does bring convenience to many people, do not need to often bring cash, and it is not easy to lose money on the body, and the overall advantages do outweigh the disadvantages. Nowadays, there is a discussion on the Internet that college students have begun to use cash, what does this mean? The insider told the truth.
So why have many young people begun to carry cash out in the past two years, often using mobile phone payments? And this situation is not an isolated situation, in recent years, some college students studying in many colleges and universities will begin to carry cash, and usually go out to buy things will also use cash to pay.
First, prevent moonlight
In fact, the reason why so many college students carry these cash every day is mainly because many college students are not particularly self-controlling. Mobile phone payment has one of the biggest drawbacks, that is, the concept of money has become weaker, in the past there was cash on the body, thousands of dollars is a thick pile, a pile of money one by one becomes less, and it will be more cherished when using money.
Now they all pay with mobile phones, many students and some young people usually like to buy things, sometimes messy things to buy, money expenditure, in fact, many students still have no idea. It feels like you bought a lot of things at the beginning of each month, and by the middle of the month you're stretched, and many students may feel like they haven't spent much yet.
Money is stored in bank cards, every day usually go out to buy something, may be a thing for dozens of dollars, it does not seem to be particularly much, buy a few clothes is hundreds of dollars, a month does not seem to buy a few, but basically at the end of each month there is not enough money. Coupled with some consumer festivals and various shopping festivals, many students also want to take advantage of these festivals and holidays to buy more things when there are discounts on activities.
Basically, a purchase is a large number, at this time to buy things through the mobile phone payment, there is a string of digital changes, not like cash is very visible, a thick pile of money spent, you can feel it immediately. When money becomes a string of numbers on the phone, although students can see that the numbers are slowly decreasing, the sense of substance is not strong.
Under these circumstances, young people who start eating soil at the end of each month are also aware of the seriousness of the problem. In order to prevent them from informing their parents of the next month's living expenses every month, some college students will go to the bank to withdraw a part of the cash first when they receive their parents' living expenses at the beginning of the month. Carrying this cash on your body is not commonly used in normal times, and when there is less cash, you can see it immediately, and you will be more cautious when using it. In this way, when there is no money on the card, there is still cash to resist for a while, and it will not be really moonshine.
Second, taking out cash can indeed save money
As mentioned earlier, today's electronic payments turn money into a string of numbers, slowly blurring the public's concept of money. Young people themselves are not particularly strong in self-control, some young people money is placed on bank cards, feel that they just buy some very simple small supplies every month, it seems that it does not use much money, but a dozen pieces of dozens of pieces accumulate a little, adding up to hundreds or thousands.
These college students, who have an increasingly vague concept of money, wait until the end or middle of each month to find that the bank card balance is suddenly insufficient, but there is still a long time to pass. And the money in the card may no longer be enough to support their normal life in the future, continue to ask their parents for money and feel embarrassed, in this case, these college students are bound to come up with other ways to leave themselves as much as possible for the basic living expenses at the end of the month.
The biggest advantage of using cash payment is to visualize money, and when the money is still relatively abundant, it is still normal to use mobile phone payment. The cash withdrawn from the bank at the beginning of each month is basically placed in their wallets, and they will not be easily withdrawn and used unless they are forced to do so.
When the bank card balance is found to be insufficient at the end of the month, the cash in the wallet can at least support their basic life at the end of the month, and some college students may even take out the cash directly, do not use mobile phone payment to directly use cash, this type of students will be more economical in daily life.
In fact, this situation is also a self-restraint behavior of many college students for individuals, coupled with electronic payment and mobile Internet payment, although it brings convenience to people, it actually has a lot of negative impacts. One of the biggest impacts is privacy leakage, and now more college students are indeed beginning to have a higher sense of privacy, which is actually a good thing.
epilogue
More and more college students, young people are starting to use cash, which is actually a good thing. Electronic payment currently penetrates into all aspects of everyone's life, in the short term, it is unlikely to be completely canceled, but if young people consciously self-discipline, more use of cash, or use a combination of cash and online payment, it is also helpful for the circulation of market money.
