People who participate in basic endowment insurance, more than 42 years or even to 45 years. What are their advantages in retirement? We all know that in the process of retirement, the general population can only be greater than 15 years of social security contributions. In this way, after reaching the statutory retirement age, they can retire normally and enjoy the treatment of receiving a monthly pension. But if you say that your length of service, and the actual payment period of your pension insurance, including your deemed payment period. Greater than 42 years, or even close to 45 years. This is a very long age. At the same time, it exceeds the level of the vast majority of the population.
So what kind of advantages will this kind of people have after retirement? First of all, we all know that the cumulative number of years of contribution to social security is direct and determines the level of our future pension treatment. The higher your accumulated contribution period, the higher the level of pension you will be able to obtain in the future. So you have more than 42 years of working experience, and finally get the initial pension treatment, it should be said that it is far more than the vast majority of people, and even your pension exceeds, the average pension in your region and the average pension in the country. This is a very good pension benefit income.
In fact, it can get more advantages, because our pension treatment is constantly adjusting every year. The adjustment of pension treatment adopts the principle of three combinations, mainly the principle of quota adjustment, linkage adjustment and tilt adjustment to carry out growth and adjustment. Among them, the adjustment of the linkage will depend on the number of years of participation in your own pension insurance and the principal of your pension. You yourself have been insured for a long time, reaching more than 42 years. In addition, your pension treatment level must not be particularly low, so after the adjustment of the linkage. Your own advantages can be highlighted, and you can definitely get a higher level of linkage adjustment than others.
Then there is another aspect, which generally has 42 years of service. Let's say you retire in 2022 and have 42 years of service, it means you started working in 1980. From 1980 to 1992, he had a deemed contribution period of about 13 years. Then the deemed contribution period of this period can be calculated as our transitional pension treatment. And because your deemed payment period is also relatively long. Therefore, the treatment of the final transitional pension must not be particularly low. That's the advantage we have.
However, most people, in fact, he wants to have more than 42 years of work experience is still relatively difficult. Because we all know the normal age of participation in the work, the youngest can not be lower than 16 years old. From the age of 16 to the normal statutory retirement age, retirement at the age of 60. It's just 44 years of service. It is also necessary to ensure that in the process of participating in the work, it is continuous work. Therefore, such probabilities and possibilities are relatively small, and only a very small number of people can achieve such an advantage. Then they, as a result, get a higher retirement pension, which is also what they deserve.
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#你支持养儿防老, or social security pension ##50岁下岗退休收入不足2千的人, what can be subsidized for the family is suitable for them to do ##已经满60岁领了农村退休金每月一百多, but also pay the employee insurance how to deal with it #