Another right-of-use apartment, officially named!
Recently, the Baiyun District Housing and Urban-Rural Development Bureau issued the "Risk Tips on Leasing "Jinshazhou No. 1 Commercial Building"":
The general meaning is as follows:
Jinshazhou No. 1 Commercial Building, the land owner is Shafeng Village, Jinsha Street.
The developer who signed the contract with the buyer, Guangzhou Haotian Real Estate Co., Ltd., is the partner of the lessee. The transfer of the right to use the property signed with the buyer is essentially a leasing act. The maximum lease term must not exceed 20 years.
The purpose is to remind the majority of buyers to carefully purchase the products of the project.
First-line river view + subway superstructure
"Jinshazhou No. 1 Commercial Building", that is, Jinsha Binjiang No. 1, was put on sale a few years ago.
Sands Binjiang No. 1 @ Demolition God shooting
The project is located north of Jinshazhou Road, close to Shabei Station on Metro Line 6, across the river from Huawei's Guangzhou R&D Center.
It is surrounded by residential projects such as COFCO Vanke Golden Mile Blue Bay, Poly Xizi Bay, China Overseas Jinsha Xinyuan, as well as large-scale commercial projects such as Sands Metropolis.
From the geographical point of view, in addition to the congestion of the Jinshazhou Bridge, other aspects can be called excellent.
Project location map
The project itself plans 7 commercial buildings + 1 office building (T1 building), of which the office building is planned to be 150 meters high, which will become a regional landmark building in Jinshazhou.
The general floor plan of the project @ demolition god shooting
A demolition site visit learned that the project is currently selling 23, 30, 44, 68 flat duplex products, the height of the floor is 4.98 meters, the decoration is handed over, in addition to the north to the outside, can look at the river.
At present, the project is still in the construction stage of the foundation pit and has not obtained the completion acceptance procedures.
Sands Binjiang No. 1 status quo @ demolition god shooting
As for the price, the unit price is 16,000-22,000 / flat, and the total price does not exceed 2 million. According to the project poster, the minimum total price starts from 490,000.
As it is a commercial project, the down payment is 50%, the loan is 6-8 years, and the interest rate is about 6%.
This price is also quite advantageous compared with the surrounding projects.
The closest apartment to the project, Guangzhou Chengtou Poly Sands Daduhui, the previous large apartment price of 26,000 yuan / square meter, is expected to be delivered in August 2024 with decoration.
The surrounding second-hand houses are priced at 30,000-48,000 / flat; as for the first-hand houses, only Yuexiu Tianyue Jinsha is currently for sale, mainly pushing 95-143 square meters of three to four bedrooms, the price is above 40,000 / square meters.
Project renderings, source @ Sands Binjiang No. 1
The reason why Sands Binjiang One is cheap is related to the fact that it only sells the right to use.
In this regard, the project sales are also not shy about it: "This project sells the right to use the apartment, and the right to use it for about 30 years can be understood as renting an apartment without a land certificate for 30 years, and it is expected to be closed after 2-3 years." ”
The sale said the buyer could sign a 30-year lease contract directly with the developer.
When Ah Xie mentioned whether the contract for the next 10 years would not be guaranteed, the sales said: "If there is a contract, there is a guarantee, and if you are not at ease, there is no way." ”
Acha here reminds you that if you want to rent a right-of-use apartment, this knowledge point, to keep in mind:
Article 705 of the Civil Code states that "the term of the lease shall not exceed 20 years. If it is more than twenty years old, the excess part is invalid".
A 30-year lease contract, beyond which it exceeds 20 years, will not be protected by law.
Right to use the apartment five big pits
The so-called right to use the apartment is an apartment with only the right to use and no real estate certificate.
In recent years, many developers have cooperated with village committees to build projects with the right to sell and use on collective construction land.
These projects are often much cheaper than the prices of the surrounding projects, and they are also close to the subway entrance, attracting many buyers to buy (rent). For example, Jinsha Binjiang No. 1, A demolition visited today, and saw 4-5 groups of tenants at the scene.
But such projects are often accompanied by high risks.
Regarding the case of the thunderstorm of the right to use the apartment, Acha has also written a lot before, such as: Baiyun Shating Village "Holy Land Cloud Cube", there are a large number of tenants can not collect the building on time, but can not check out the refund situation.
No delivery, no refund, Baiyun well-known project thunderstorm, the owner is homeless
Holy Land Cloud Cube @ Demolition God Shooting
Therefore, the Baiyun District Housing and Construction Bureau specifically reminded you in this briefing to prevent entering the pit:
1. Cautiously sign a lease contract with a lease period of more than 20 years, and the relevant rights and interests beyond the statutory period will not be protected by law.
2. There is a risk that the lease of the house that has not been completed and accepted cannot pass the completion acceptance and cannot be delivered on time.
3. Cautiously sign a lease contract to collect the rent for the whole lease period at one time, and be careful to prevent the risks caused by "long collection and short payment".
4. Pay attention to identifying "rent loans" and "cash loans" as credit loans, not "housing loans", and be cautious against being used to arbitrage credit funds with personal credit.
5. Pay attention to check whether the lease purpose is consistent with the purpose stated in the property right certificate; whether the reconstruction and decoration have obtained relevant approval procedures.
In fact, the government encourages the circulation of collective operation land into the market, the purpose is to improve the development and utilization value of collective land, build commercial office buildings, attract enterprises to settle in, and give play to their commercial value.
However, the developer's motivation to pursue profits in the market has caused the collective operation construction land that was originally a commercial land to be illegally converted into an apartment that can be self-occupied and investable.
At present, there is still a regulatory blank space in the use right apartment market, and the problems caused by it are gradually exposed.
For example, the developer runs away after collecting the money, resulting in the end of the project, or the developer goes bankrupt and mortgages the apartment, and you have no property rights, it is difficult to defend your rights.
Tenants who usually choose to buy condominiums or small property rights, in addition to investors, are also a large number of people who do not have the qualifications to buy a house or have a low income level. For most of these tenants, every penny is hard-won.
Therefore, when investing in major assets, we must polish our eyes and do not be greedy and cheap to eat big losses.
Judging by the law, it is recommended to consult more professionals to prevent getting into the pit.