From March 1, the "new rules" for deposits and withdrawals were introduced, and taxpayers also have good news? Please tell each other
The pleasant New Year's holiday passed quickly, and after the Spring Festival, all walks of life also began to work for the new year. Recently, the state has also begun a new year of liquidation. According to the relevant notices of relevant departments, starting from March 1, 2022, the state will begin to "refund money".
According to people familiar with the matter, some people have now received 12,000 yuan from the state. So, what is the country's wave of "money refund" boom? Below, Xiaobian will explain it to you in detail. If you meet the conditions, be sure to remember to handle it in time!
According to past practice, after the New Year's holiday every year, various departments of the state will successively introduce some new regulations. After all, as the saying goes: the plan of the year lies in the spring. Any new regulations and new changes will be officially implemented in February and March after the Spring Festival.
As early as January 19 this year, the Department of Regulation and Law of the Bank of China had issued relevant notices. Starting from March 1, 2022, major banks across the country will begin to implement new regulations on personal cash deposit and withdrawal: once the amount of personal cash deposit and withdrawal exceeds 50,000 yuan, it is necessary to register and report at the bank accordingly.
Many people feel confused about such new regulations. The amount of 50,000 yuan is not big, not small, but in any case, the business of individuals handling cash deposits and withdrawals is ultimately a matter for depositors themselves, so why should they report to the bank? In the final analysis, the ultimate reason why the state does this is to safeguard the tangible interests of each of us.
In recent years, with the continuous popularization and development of Internet technology, more and more people have begun to handle corresponding deposit and withdrawal business in online banking. Although this has provided corresponding conveniences for many people, at the same time it has also given criminals an opportunity to take advantage. Under such circumstances, many lawless elements have used telecommunications fraud, illegal pyramid schemes, and other means to infringe on the interests of the broad masses of the people, thus satisfying their own private interests.
The relevant state departments must also severely crack down on such illegal acts. The new regulations requiring registration of more than 50,000 yuan have been introduced today, which is also to effectively crack down on the illegal acts of these lawbreakers. However, in addition to this news, starting in March this year, the State Administration of Taxation also needs to settle the comprehensive income of individual income tax in 2021. Simply put, the state wants to refund a tax to the tax-paying individual.
Paying taxes according to law has always been the obligation of every Chinese citizen. However, unlike western capitalist countries, Chinese citizens pay taxes to maintain the government's fiscal needs in public services, not to satisfy the selfish desires of a certain class. It is precisely for this reason that the refund of taxes to taxpayers will occur.
At present, according to the relevant laws and regulations of the state, once the monthly salary of Chinese citizens exceeds 5,000 yuan, they need to pay taxes to the state according to the law in the proportion of 3% to 45% of the specific wage. This kind of tax is called personal income tax, and there is a certain ladder in the process of actually paying taxes. In short, the higher the monthly salary, the higher the tax amount.
In addition to this principle, the relevant departments have also been adhering to the principle of "more refunds and less compensation". In general, taxes do not require us to pay them in the name of an individual. Each company's finance department helps employees deduct the portion of the tax they pay before sending out the money. In the end, the funds actually sent to us are actually the actual income after deducting a series of expenses such as social security and personal income tax.
Usually, the country's finance department calculates the amount of funds needed for the current year at the outset. Then when the tax is paid, the standard will also be raised appropriately. After all, compared with the secondary tax payment, the majority of the people are generally more willing to accept the refund rather than pay the money again.
At present, according to the relevant data and statistical results of relevant institutions, when liquidating in 2020, the per capita tax rebate amount of the mainland reached 581.61 yuan. Of course, some of the high-income groups have refunded more amounts. Before that, a netizen posted his tax refund bill on the Internet, with an amount of up to 12,000 yuan. It is precisely for this reason that Xiaobian should once again remind everyone not to neglect the handling of annual accounts. The amount of tax refund refunds from the state may be more than we think.
Nowadays, there are three ways to refund taxes: the first is handled by the unit where they work, the second is handled by a third-party organization entrusted by the unit, and the third is handled by the individual. If we encounter a self-handling situation, we only need to download the personal income tax APP to fill in the relevant information, and the system can help us carry out the corresponding liquidation.
It is worth mentioning that the annual accounting also has a certain time limit. If this is the first case, then we need to confirm with the relevant department of the unit before April 30. In the case of the second case, the final time given by the principal shall prevail. In the case of the third case, the application cannot be made until after March 16.
