Since its establishment, the mainland's pension system has undergone many changes and decades of improvement, making the pension insurance system an important guarantee for countless elderly people to have a happy and healthy old age. Today, the per capita pension on the mainland has reached more than 3,000 per month, although it is not arbitrary, but it is enough for the basic living expenses of the elderly.
However, uneven distribution has always existed, for example, there are people in first-tier cities who have a monthly pension of six or seven thousand, and some people in rural areas who only have a pension of less than one hundred a month. The peasants had made great contributions to the development of the mainland, and at the beginning of the country's development, they had to develop through the method of agriculture feeding industry, and the peasants at that time paid a lot for the motherland.
The former peasants are old, but in their later years they only have a few eleven hundred pensions, becoming a vulnerable group in society. In this regard, some people suggested that it is better to pay a pension of 1500 yuan to farmers who have reached the age of 60, which can also help the disadvantaged elderly in rural areas and repay the hard work of farmers. Is this approach feasible?
Why is it proposed to pay a pension of 1500 yuan to farmers?
The peasants have the impression that their job is to cultivate the land, and the reason why the social welfare of urban residents is good is that the nature of their work is different from that of the peasants. In fact, farmers do not have a pension, pension should be issued by enterprises and institutions to retired workers, and farmers can hardly say who should pay the pension, therefore, farmers do not have the word retirement.
Second, because of the limited economic conditions, farmers pay less pension insurance, and there are often cases of cut-off payment. According to the criterion of long-term pension payment and overpayment, the actual pension received by peasants is very small. And urban retirees also have a part of the pension insurance paid by the company, so the pension of farmers will be very different from that of urban residents.
It is said that raising children to prevent the elderly, but the children of farmers also have huge pressure to live, it is difficult to support the elderly, most of the peasants and the elderly live very hard in their later years. They need more money than the urban elderly, but they are also more short of money than the urban elderly. This is also why some people have proposed to pay a monthly pension of 1500 yuan to retired old farmers, because farmers are indeed in a vulnerable group, and this 1500 yuan pension is a charcoal in the snow.
A monthly pension of 1500 yuan is a more reasonable amount for farmers, some people may feel low, but the level of rural consumption is low, the rural elderly are mostly frugal, 1500 yuan is enough for the elderly to live. If there is a wealthy, it is not bad to subsidize the family, you know, the peasants' children are not under little pressure.
It is difficult to pay a pension of 1500 yuan to farmers
The number of elderly people in rural areas is large, and the source of funds is difficult. Another reason for the low pension of farmers is that the rural areas are seriously aging, but there is a gap in funding. The pensions paid by residents are in the pension insurance account, and the pension after retirement also comes from this account. However, the amount of pension insurance surrender rate in rural areas is low, and the account funds are insufficient.
Coupled with the large number of peasants and elderly people, although 1500 yuan is not much, but so many elderly people are issued every month, it is definitely a big financial expenditure. Although the mainland economy is developing rapidly, it is still far from the developed countries, and many places need financial support. Therefore, there are difficulties in issuing funds of 1500 yuan.
The unpaid pension is unfair. If farmers are given pensions free of charge, then there is no point in urban residents paying pension insurance, and some people will feel unfair. This will also reduce the participation rate of residents, and it is easy to appear that the "state pays pensions without compensation, there is no need to pay fees" thinking, which is not conducive to the virtuous circle of endowment insurance.
Xiao Zhang said
Farmers are vulnerable groups, and their later life can be changed by 1500 yuan. Although the idea is beautiful, it is difficult to implement and the feasibility is relatively low. To really make the peasants' old age better, we must fundamentally solve the problem of farmers' difficulty in earning money, and further improve the pension system so that farmers can also enjoy the benefits of endowment insurance.