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Chery Little Ant: After the insurance rises by 500 yuan, it is equivalent to one month more car maintenance every year?

Chery Little Ant: After the insurance rises by 500 yuan, it is equivalent to one month more car maintenance every year?

In the current automotive market, the new energy micro-electric vehicle market can be said to be getting hotter and hotter, and the budget of tens of thousands of yuan can have a variety of brands and models to choose from. Among them, Chery Ant is a very popular mini car, as a family car for urban transportation, with its cute and small appearance, good endurance and other characteristics have been recognized by many consumers. So, in terms of the cost of raising a car, can Chery Ant be the same as its price, which is enough to save money and worry? Especially the release of new insurance some time ago, what impact will it have on the cost of car maintenance for Chery Ants? Let's investigate the cost of insurance, maintenance and electricity.

Insurance costs

Chery Little Ant: After the insurance rises by 500 yuan, it is equivalent to one month more car maintenance every year?

After the release of the new energy vehicle exclusive insurance, car owners are most concerned about the insurance cost of Chery Ants. According to the information we learned from the 4S store renewal staff, the "2022 Sweet Powder Model Micro sugar Version Ternary Lithium 30kW 301km" that is the most concerned among Chery Small Ants, the insurance cost required in the first year after the car purchase is about 4450 yuan, in addition to the fixed 950 yuan compulsory insurance, it also includes 3 million three liabilities, car damage insurance and deductibles. However, in general, the insurance cost of the first year will indeed be slightly more expensive, but if the vehicle does not have an accident after the accident, the insurance company will have a discount that decreases year by year, according to the standard premium of 20% in the second year, 30% off in the third year to calculate, then now after buying chery ant's hot-selling model, the insurance cost required for three years is about 11125 yuan, and the annual premium is about 3709 yuan.

As for the increase in the insurance cost of Chery Small Ant, before the insurance reform, it was also a hot-selling model, and the annual insurance cost was about 3200 yuan. Calculated, the insurance cost after buying a car is now nearly 500 yuan more expensive than before, and for this Chery ant, which is priced at less than 70,000 yuan, such an insurance increase is relatively large.

Maintenance costs

Chery Little Ant: After the insurance rises by 500 yuan, it is equivalent to one month more car maintenance every year?

In terms of maintenance, according to the official maintenance manual, Chery Ant carries out maintenance every 5000km or 6 months, of which the first maintenance is free. As an electric mini-car, Chery small ant in the maintenance of the oil machine filter replacement, small maintenance, only need to carry out safety inspection and replace the air conditioning filter, the cost of each time is about 190 yuan, but it is worth mentioning that the air conditioning filter can be replaced according to the needs, usually, every six months or a year can be replaced (depending on the filter situation, or every 10000km replacement), if in accordance with the standard of replacing once every 5000km, it seems to be somewhat frequent. In addition, chery small ant's medium-security need to replace the transmission oil, which costs about 260 yuan, and the large maintenance needs to replace antifreeze, brake fluid and other accessories, and the cost is about 350 yuan.

Chery Little Ant: After the insurance rises by 500 yuan, it is equivalent to one month more car maintenance every year?

We take the family car driving 60,000km for three years as a large car cycle, and the total maintenance cost that the small ants need to pay after driving for three years is less than 2400 yuan, and the average annual is about 800 yuan. Such a maintenance price is still very cost-effective, and if you can cherish the point of driving the car, the air conditioning filter can also be extended to replace once a year, in fact, the annual cost of maintenance may be less than 800 yuan.

Electricity

Chery Little Ant: After the insurance rises by 500 yuan, it is equivalent to one month more car maintenance every year?

In terms of electricity costs, because Chery ants are mostly used as urban transportation, most car owners generally charge with their own charging piles at home, and the current cost of household electricity is about 0.56 yuan / kWh. In addition, we calculated that the pure electric mileage of chery ant car is 301km, according to our survey, the average power consumption of this car for 100 kilometers is actually about 9.2kWh.

We can calculate that the family car can drive 20,000km per year, with the number of kilometers * electricity consumption per kilometer * electricity price, you can get about one year of electricity, then in the case of using household charging piles, the annual electricity bill of the little ant is about 1030 yuan, the average month is 86 yuan. Of course, we only consider the charging environment of household electricity here, in fact, the car will also be charged outside, but even so, but overall, Chery Ants can save a lot of money by not more than 100 yuan per month.

summary

We add up the above calculated costs, and we can conclude that the cost of Chery Ant's car maintenance for a year is about 5539 yuan. Among them, the maintenance cost is about 800 yuan, the electricity cost is about 1030 yuan, the insurance cost is about 3709 yuan, compared with the insurance reform before, Chery Ant's annual car maintenance cost is about 500 yuan, for the price of less than 70,000 yuan of electric mini-car, such an increase is somewhat large. But fortunately, when maintaining, we can appropriately extend the replacement time of the air filter, and the monthly car cost may be less than 462 yuan.

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