"Relying on the 'Xinyi Loan' platform to carry out business is of great significance to enhance the economic capacity of financial service entities and effectively alleviate the financing problems of small and medium-sized enterprises."
On February 11, Gushi County, Xinyang City, held a press conference on "Business Environment to See Gushi". Li Yuru, secretary of the party group and director of the Gushi County Development and Reform Commission, answered reporters' questions on the significance of building a "credit and loan" platform at the meeting.
Recently, due to the needs of production and operation, Gushi County's local enterprise Nanlang Shangxing Ecological Fruit Industry Co., Ltd. urgently needs to purchase a batch of agricultural materials, but it is facing the problem of shortage of funds. After the company released its financing needs on the county's "Xinyi Loan" platform, it successfully docked with Gushi Rural Commercial Bank and obtained 2.8 million yuan of financial support, solving the "urgent need".
Since 2021, Gushi County has focused on alleviating the problem of information asymmetry between banks and enterprises, continuously improving the financing convenience and financial service efficiency of inclusive small and micro enterprises, and has held many "credit and easy loan" work promotion meetings to encourage enterprises to obtain financial support through the platform to release financing needs, and urge financial institutions to pay attention to the financing needs of enterprises in a timely manner and take the initiative to do a good job in docking services.
At present, the financial institutions in the platform have successfully docked 482 financing needs, solving the capital needs of enterprises of 1.066 billion yuan. The benefits of the "Xinyi Loan" platform have been continuously expanded, and the service quality and efficiency have been continuously improved. (Xue Xiaolei, Gan Yu)
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