Zhaotong Radio and Television Station News Comprehensive Broadcast "Everyone Says"
Pay attention to "New Types of Illegal Crimes in Telecommunications Networks"
Aired: February 11, 2022
Venue: Zhaotong Radio and Television Station News Comprehensive Broadcasting Room
Moderator: Enron
Guest: Zhang Shiyu, deputy captain of a large team of criminal investigation detachment of Zhaotong City Public Security Bureau
Program Editor: Chen Minghong
Program Producer: Wang Zhihong
Left: Moderator Enron
Right: Guest: Zhang Shiyu, deputy captain of a large team of criminal investigation detachments of the Zhaotong City Public Security Bureau
Telecom network fraud
Telecommunications network fraud refers to the use of communication tools, Internet technology and other means to fabricate false information, set up scams, carry out remote and contactless fraud against victims, and induce victims to transfer money and remittances. Once the victim receives a well-disguised scam call or message, he will try it under the domination of various complex psychological factors, and the scammer will make up various seemingly reasonable demands, so that the victim will willingly take out his money again and again, and finally fall into the scam carefully designed by the scammer.
Zhaotong's high-incidence telecommunications network fraud cases mainly include the following categories: online loan fraud, online shopping refunds, online part-time brushing, impersonation of friends, online dating to induce gambling investment (pig killing plate), impersonation of public prosecutors, etc.
From January to December 2021, Zhaotong City established 1,922 cases of telecommunications network fraud crimes, causing economic losses of nearly 69.9 million yuan. Through unremitting efforts, the city's public security organs at all levels have cracked 836 cases of telecommunications network fraud, arrested 651 criminal suspects, cracked 160 cases of "running points", destroyed 49 "running points" dens, arrested and taken compulsory measures against 243 people, and seized 491 bank cards and 207 mobile phones. However, because most of the fraudsters hide in other places and abroad, use the virtual nature of the network to hide their real identities, and constantly update the means and methods of fraud to evade the crackdown, it brings many difficulties and challenges to the public security organs in investigating and solving cases.
The so-called "running points" is the act of using bank cards or WeChat or Alipay collection codes to collect money for others and earn commissions. In the process of operation, the running score platform requires participants to recharge a certain margin to the platform in exchange for corresponding points, of course, the amount corresponding to this point is greater than the amount of the collection, each time a collection is received, its account points are deducted accordingly, the running points behavior is not a real transaction, in fact, it is an organized fraudulent transaction, which is essentially to help illegal and criminal gangs such as cybercrime and online gambling to carry out money laundering activities, suspected of helping information network criminal activities, and participants have to bear criminal responsibility.
Case interpretation: On January 19, 2021, the Zhenxiong County Public Security Bureau conducted a verification of the suspected fraud case of Wu Mouwei's bank card found in the work, so as to obtain a collection and trafficking card and a clue to the "running points" gang that provided funds transfer for overseas fraud gangs. The Zhenxiong County Public Security Bureau immediately set up a special class to carry out investigation work, and after more than a month of unremitting efforts, finally found out a gang headed by Chang Moushan, wang Mouyue as the supervisor, Wang Moumin as the front desk manager, Yang Moumei, Jiang Mouchao, Gao Mouwei, and many other people as members of the collection and trafficking cards and "running points" gang, the gang mainly through QQ, bats and other communication tools to provide funds for the telecommunications fraud gang and the Internet gambling gang hiding in Cambodia, after preliminary estimates, the transfer of criminal funds of hundreds of millions of yuan. In the course of investigating the Chang Moushan criminal gang, another card collection and trafficking gang headed by Jiang Mouxin and composed of Cheng Moujin, Han Moulong, Luo Moudong, and many others was discovered; in addition to acquiring a large number of bank cards, the gang also led recruiters to open bank cards in Zhenxiong, Bijie, Guiyang, Kunming, and other places, and sent them to all parts of the country and the Philippines to provide funds for the fraudulent criminal gangs. After finding out the organizational structure of Chang Moushan Gang and Jiang Mouxin Gang, seeing that the time is ripe for collecting the network, on February 15, 2021, the Zhenxiong County Public Security Bureau carefully deployed, and at the same time carried out centralized network collection operations in Kunming, Zhenxiong District and a number of townships, successfully arrested 24 criminal suspects such as Chang Moushan and Jiang Mouxin, and seized more than 200 bank cards used in crimes, more than 20 U shields, more than 30 mobile phones, 4 account books, a card number register, more than 10 express mailing slips, and a tablet computer, successfully realizing the opening of the card, The whole chain of attacks on criminal gangs that collected, sold and used cards, initially checked, involved more than 40 cases of telecommunications network fraud.
At present, the Zhenxiong County People's Procuratorate has approved the arrest of 20 people, including Chang Moushan and Jiang Mouxin, and the case is being further investigated. With the continuous enrichment of payment service methods, the form of accounts with payment functions is also very diverse, such as bank cards, mobile banking, Alipay, WeChat pay, etc. These accounts require personal real-name registration, and a large amount of personal sensitive information will be involved in the account registration or use process. If you accidentally leak or buy, sell, rent, or lend accounts, you will not only lose money, but also break the law once they are used by criminals, which will have a serious impact on personal credit.
"Running score" is divided into two types, one is "network running score" and the other is "offline running score". "Network running points" refers to the links that fraudsters use their own "network running points" platform to post and disseminate links to participate in the "network running points" project through QQ, groups, WeChat groups, and forums. "Offline running points" refers to the use of words in some crowded places to package the "network running points" into an online earning project with a low threshold and fast money, so as to attract people who are greedy for profits and have a weak sense of risk to become agents, and deceive and induce them to buy, sell, rent, and lend personal bank cards, WeChat or Alipay collection codes. These agents pay a certain deposit to the platform, and then use their own network collection code to collect money for the platform agent, and can also extract a certain percentage of the commission. The deceived people continue to use their own network stop payment collection code for the network sub-platform to collect the commission, the deceived people are complacent and dream of making a fortune, they do not know that their collection code is helping the fraud gang to launder money, they have also become to assist money launderers, and have become accomplices in breaking the law and committing crimes.
Here, the police remind the general public friends: 1, do not buy, sell, rent, lend any form of personal financial accounts, including bank cards, online banking, mobile banking, "cloud flash payment" QR code, Alipay, WeChat pay QR code and other types of real-name accounts with collection, payment and transfer functions.
2. Do not expose your payment code in public places at will, and do not accept the scan code request of others at will, so as to avoid personal information being leaked or deducted by others.
3. Do not open suspicious websites and download suspicious APPS at will to prevent malicious virus traps and personal information from being stolen.
4. The transaction limit can be appropriately set for personal bank accounts or payment accounts, and the small amount of password-free payment business can be carefully opened.
Case interpretation
Ms. Xiao (35 years old, divorced, a company employee) in mid-October 2021, when brushing vibrato saw a dating APP advertisement called "Soul", Ms. Xiao downloaded the APP, in the process of chatting met a man, the man said that his wife died in a car accident three years ago alone with a 5-year-old daughter, running a foreign trade company, want to find a gentle and caring lady to give her daughter a warm home, this man often posted photos of his work and travel, Show off your luxury car, mansion, and greet Ms. Xiao with warm care. After several days of online chat, Ms. Xiao felt that this man had a lot of ideas to bring happiness to the rest of his life, during which the two talked very closely and talked to each other, and Ms. Xiao felt that the long-awaited Prince Charming had appeared. In a subsequent chat, the man told Ms. Xiao that she had made a lot of money on the "Ping An Financial Official Website", asked her if she was interested in trying it, "fishing for gold" together to make a lot of money, and sent the QR code of the website to Xiao Wang. After some consideration, Ms. Xiao decided to try, after she logged on to the website, the man began to teach Ms. Xiao to operate, and after investing 80,000 yuan, she earned more than 60,000 yuan in just a few days. Seeing that the profit is considerable, Ms. Xiao began to increase the amount of investment, and under the guidance of the platform customer service, transferred more than 700,000 yuan to the account designated by the customer service of the platform through mobile banking in 23 times.
Captain Zhang: In the above case, Ms. Xiao's experience was that she mistakenly fell into the infamous "pig killing plate" scam, and her Prince Charming was the "network butcher of ho ho who sharpened his knife". This kind of fraud is divided into two types: active and passive, the so-called active type is that the parties go to gambling websites, investment websites to gamble, and invest in the situation of being deceived in order to seek overnight wealth for free. The so-called passive type is the situation where the parties are simple in thought and make friends and are accidentally defrauded by scammers in the name of "love". The common features of online investment and gambling fraud are: return small profits in the early stage, reduce the vigilance of victims, and then continuously set up "withdrawal and refund difficulties" after victims gradually increase investment, and finally close the platform to block the victims.
"Pig killing disk" scam routine: 1, "looking for pigs", scammers through WeChat, QQ, dating sites and other social software to find "prey", and the victim to become friends, in the online chat slowly gain the trust of the victim; 2, "raising pigs", scammers in the chat will try every means to close the distance with the victim, quickly establish a relationship or friendship relationship, gradually turn the chat topic to investment to make money, induce the victim to invest, gamble, the early stage will let the victim get a certain income, wait for the victim to establish" Investment Ambition", continue to set up a set of tricks to invest more funds;
3, "killing pigs", when it is found that the "prey" has no money to continue to invest, the scammers quickly close the net, shut down the investment platform and gambling website, and at the same time "block" the victim and cut off all contact methods.
In ordinary life, we should keep these points in mind: 1, online dating is cautious and cautious, do not easily add strangers as friends, and can only be added after verifying the true identity of the other party.
2, encounter "extremely enthusiastic, short-term interaction requires the establishment of a couple relationship" strangers, to be vigilant, such people can basically conclude that they are liars.
3, beware of those "tortuous white rich beauty, rich and handsome" and other typical opposite-sex netizens, these types of netizens are often good at playing "emotional drama" scammers, when such netizens to "sudden accidents" as the reason, to you for financial support, or "investment and financial management" as the reason, guide you to a platform to invest, do not be gullible.
4, with strangers, do not involve money, those who let you pay money to fund or let you invest in the netizens, are scammers.
5, stop loss in time, do not carry the "wrench" gambler psychology, when you find that you accidentally mistakenly entered the "pig killing plate", do not invest a penny. In life, the general public and friends must guard against telecommunications network fraud. With regard to the current types of telecommunications network fraud crimes, we remind the broad masses of the people to heighten their vigilance.
Type 1: Online shopping refund scam
Recently, Ms. Zhou reported to the police station: On December 18, 2021, she received a call from a strange number calling herself a Jingdong merchant, saying that the clothes ms. Zhou bought in the Jingdong Mall were damaged by a traffic accident during transportation, and now she has to refund Ms. Zhou three times through WeChat. In the inducement of the scammers, next week, Ms. Download an APP called "Zhongmu" and enter the meeting number and password sent by the other party to enter the video conference, the other party asked Ms. Zhou to withdraw WeChat cash into the bank card to prevent the change after refund, and Ms. Zhou withdrew the WeChat change of 25,000 yuan to the bank card. Then, the other party said that due to system failure WeChat refund delay can only be refunded to the bank card, Ms. Zhou downloaded an APP called "Easy Speed Claim" according to the requirements of the other party to upload a bank card, ID card photo, the other party sent a so-called "refund" message and let you enter the verification code, Ms. Zhou will be SMS verification code after telling the other party, the other party will be the card in the 25,000 yuan all transferred away.
Case analysis: In the online shopping refund fraud, the fraudster obtains the relevant online shopping information of the owner through illegal channels in advance, and obtains the trust of the owner through this information, and uses various reasons to induce the owner to transfer money. Under normal circumstances, consumers will receive goods as scheduled after online shopping, and e-commerce customer service will not take the initiative to request refunds. Therefore, once you receive a refund request from customer service after shopping online, no matter what the reason, you must be vigilant, because this is likely to be a scam. In this case, you should communicate with your family and friends more, consult and confirm through the official customer service platform of the e-commerce company for the first time, and all the returns and refunds of the e-commerce platform have a certain process, and the entire process should be completed on the e-commerce platform. Regular shopping refund is not required to enter the ID card number, bank account number and other personal information, once received the so-called "customer service staff" refund call, to maintain calm, timely communication with the seller through the e-commerce platform. Don't easily believe what the other person says, and don't provide personal information at will. At the same time, the mobile phone SMS verification code is equivalent to the "one-time password", as long as it is a stranger calling for a TEXT message verification code, are scammers, do not believe, for those who often shop online, in the e-commerce platform to bind the bank card should be dedicated to the card, the bank card should not put too much money, in case of similar situations can also reduce losses.
Type 2: Online loan fraud
Online loan: October 2, 2021 someone through WeChat plus Mr. Liu as a friend, the other party said that the loan interest is low, no guarantee, do not check the credit, Mr. Liu recently urgently needed working capital, so on the other party's request to download and install the new orange installment mobile APP, Mr. Liu APP filled in his identity information and bind the bank card, apply for a loan of 50,000 yuan, Mr. Liu saw the APP prompt the loan approval success, Mr. Liu on the operation of withdrawal, but has not been able to mention, the system prompts the card number error, Mr. Liu contacted the customer service staff, the customer service staff said that Mr. Wu needed to pay 5,000 yuan as a deposit to modify the card number, after the modification will be returned together with the loan, Mr. Wu transferred 5,000 yuan to the other party still can not withdraw cash, and then was the other party to the transaction flow is not enough to pay 50% of the loan amount to verify the repayment ability, Mr. Liu according to the requirements of the other party to transfer 25,000 yuan after found that the APP has stopped, Mr. Liu was defrauded of 30,000 yuan.
Case analysis: "No threshold for loans, arbitrary charges before lending, and delay in lending" are the three common loan fraud routines! The choice of formal lending institutions is a necessary condition, and formal loans have a rigorous approval process, if there is a "hard injury" in personal qualifications, you cannot attempt to obtain loans through improper means. No matter what channels of obtaining loan information, we must not blindly believe it, we must protect personal information, and we must not transfer money in advance. The Spring Festival is approaching, the broad masses of people remember, please choose a formal loan route, do not believe any so-called "no threshold" loan information on the Internet, and it is fraudulent to charge fees in any name before the loan!
Type 3: Online part-time brushing fraud
On December 10, 2021, Ms. Yang's mobile phone received a message with the content of "Taobao brush single, as long as one step mobile phone, unlimited time, unlimited location, commission single settlement, easy transfer of money, suitable for Bao Mom, office workers!" "Part-time brushing information. Clicking on the link to brush a few orders have been commissioned, Ms. Yang gradually relaxed her vigilance, after transferring 13,000 yuan, the principal and commission can not be returned, Ms. Yang realized that she was deceived.
Case analysis: Brushing a single is itself an illegal act. For network information involving "paying the deposit" in advance, "easily earning hundreds of dollars a day", "requiring advance payment of funds" and so on, it should be done "not listening, not believing, not transferring".
Type 4: Impersonating public prosecutors and law fraud
Recently, Ms. Mao received a strange phone call, claiming to be a police officer from the Guangzhou Municipal Public Security Bureau, saying that Ms. Mao's ID card had been stolen and sold to a criminal gang, and that the criminals had used Ms. Mao's ID card to handle a bank card in Guangzhou for money laundering, and now they had to investigate the bank card under Ms. Mao's name. Then, the other party added Ms. Mao's WeChat and asked Ms. Mao to take a photo and upload the bank card, the other party said that it is necessary to freeze the bank card for investigation, and after the investigation is completed, a verification code will be sent to Ms. Mao, as long as the verification code can be unfreezed. The other party sent a text message, Ms. Mao told the verification code to the other party, and the 9,000 yuan in Ms. Mao's bank card was transferred.
Case analysis: 1, the public procuratorial and legal organs will show their documents or relevant legal documents to the people involved in the case, will not handle the case by telephone, QQ, fax, webpage and other forms, will not ask for your bank account, and will not let you download the so-called "security protection" APP. 2. The public procuratorial and legal organs do not have a secure account or verification account, and they will not allow citizens to withdraw cash and transfer money. 3. Protect personal information, especially the bank card number password verification code and U shield related information, and do not disclose it to strangers. 4. Telecommunications, medical insurance, public security, procuratorate, and court departments will not transfer calls to each other.
Type 5: Impersonating acquaintance scams
Recently, Mr. Zhang went to the police station to report that he had been defrauded of 4800 yuan. It is understood that a friend sent a message to Mr. Zhang through QQ that his father was in urgent need of money for hospitalization for falling injuries, and borrowed 12,000 yuan from Mr. Zhang to repay the money in two days. Mr. Zhang saw that his friend had difficulties and transferred 12,000 yuan to the bank account provided by the other party, and the next day Mr. Zhang met a friend who borrowed money on the street and asked about it, and the friend replied that his QQ number was stolen, and Mr. Zhang found out that he was deceived.
Case Analysis: By stealing the personal information, avatars and other identity information of other chat software such as QQ, WeChat, Weibo, etc., criminals disguise themselves as relatives and friends of the victim, and defraud the victim on the grounds that they urgently need money, purchase goods, and their bank accounts are limited, frozen, or lost. When you receive a request for remittance from a friend or relative through SMS, QQ, or WeChat, you must carefully confirm the identity of the other party and make a transfer after verifying the accuracy.
Here, the public security organs remind the general public that, on the one hand, they should strengthen self-protection, enhance their awareness of prevention, treat fraudulent telephone calls and network information, and persist in not listening, not believing, and not transferring money to prevent being deceived. On the other hand, it is necessary to strengthen the protection of self-information, and privately renting, lending, and selling one's own bank cards, telephone cards, public accounts, and third-party payment equipment may constitute a crime and will be prosecuted and punished by law.
Improving the ability to recognize fraud and prevent fraud is the key to preventing the occurrence of telecommunications network fraud cases, and now that science and technology are highly developed, the anti-detection awareness of scammers is gradually strengthened, and fraudulent means are continuously updated, telecom operators should actively deploy, strengthen the prevention mechanism, take multiple measures to ensure information security, continuously strengthen business source control and key problem governance, and curb the development and spread of new types of illegal crimes in telecommunications networks.
Small advertising special governance reporting telephone
Municipal Party Committee Cyberspace Administration, Contact: Hu Zuwei Tel: 0870—2159980;
Municipal Public Security Bureau, Contact: Wu Hao, Tel: 13908707916
Zhaoyang District Law Enforcement Bureau, Contact: Zhao Zebo Tel: 18869570635
The source | sorted out Enron
Review | Ni Na
Editor| Yang Chaoye
Platform contact information| 0870-2153979