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Mutual Fund Association: By the end of 2021, 1800 mobile financial APPS have passed the record

On February 11, the China Internet Finance Association (hereinafter referred to as the "Association") held its 2022 annual work conference. The meeting deeply studied and implemented the spirit of the People's Bank of China work conference, summarized and analyzed the work in 2021 and the development of party history study and education, deployed and arranged key work in 2022, and put forward clear requirements.

The meeting pointed out that in 2021, the association will resolutely implement the work deployment of the People's Bank of China, faithfully perform the self-discipline management responsibility of the Internet financial industry, and achieve new results in various work.

First, actively guide the high-quality development of the industry. Cooperate with the rectification of the financial business of supporting online platform enterprises, issue the relevant initiatives of "Strictly Implementing Financial Regulatory Requirements and Jointly Promoting the Healthy Development of Industry Norms" for the first time, organize network platform member institutions to hold self-discipline management forums, and effectively build a communication bridge between supervision and the market. Do a good job of member management through means such as registration and disclosure, risk warning, interviews and punishments, and cooperate with relevant regulatory departments to orderly resolve the risks of Internet financial stocks.

Second, the construction of the industry's self-discipline management mechanism has been steadily advancing. Continue to improve the functions of the Internet financial anti-money laundering network monitoring platform. Orderly carry out self-discipline filing management of mobile financial APP, optimize and improve the mobile finance trusted public service platform, and by the end of 2021, 1800 APP of 622 institutions have passed the record. Actively cooperate with and participate in the supervision of financial technology innovation, and coach 52 application projects with both innovative attributes and inclusive orientation.

Third, Internet financial data statistics and risk monitoring have achieved remarkable results. According to the relevant requirements of the National Bureau of Statistics, complete the review and submission of Internet financial statistics in 2020. Further optimize and improve various risk monitoring platform systems and regulatory technology products such as virtual currency transactions, suspected illegal financial marketing publicity, illegal Internet foreign exchange margin trading, etc., and submit 60 reports to the regulatory authorities throughout the year.

Fourth, the digital transformation services and self-discipline of the financial industry are carried out efficiently. The supply chain finance digital information service platform operates stably, and the centralized access function of supply chain bills is launched. Optimize and improve the functions of the digital correspondence platform, and take the lead in landing the innovative application of "blockchain + correspondence". Launched a trial operation of the fintech service capability sharing system (Phase I), providing strong support for the digital transformation of financial institutions. Promote the reconstruction of the Internet financial information sharing platform.

Fifth, the standardization of Internet finance and the level of characteristic research have continued to improve. Orderly promote the evaluation of online banking services, mobile financial client applications and financial distributed ledger technology application enterprise standards "frontrunner". Released and implemented 5 group standards such as open source software and service provider evaluation in the financial industry, and participated in the development of 2 industry standards such as digital correspondence bank application data specifications. He has written research reports such as "Data Governance Practice and Evaluation of Commercial Banks" and "2021 Chief Insight Report of China's Fintech Enterprises", and published professional books such as "China Internet Finance Annual Report 2021" and "Privacy Computing and Financial Data Integration Application".

Sixth, financial consumer protection and policy publicity and precise implementation. Timely provide risk warnings to the society for risk problems such as virtual currency transaction speculation and illegal fund-raising fraud. Cooperate with relevant member units to carry out a series of public welfare activities to "help protect the rights and interests of financial consumers". Conducted 11 business training and policy interpretations on hot issues such as data security and compliance applications and supervision of Internet loans of commercial banks.

Seventh, the internal management ability has been further enhanced. Led the industry forces to organize the compilation of the "14th Five-Year Development Plan" of the China Internet Finance Association. Adhere to the concept of hard work, diligence and thrift, and constantly optimize the internal process mechanism to effectively support the normal operation of various work. Continue to improve the functional layout, promote the construction of disaster recovery centers, the "member home" of Beiguang Building was officially opened, and the financial technology accelerator and aggregation effect were highlighted.

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