The second-hand housing trading market during the Spring Festival seems to have entered a "frozen period", which is even worse for the already deserted property market.
Recently, the data released by the Middle Finger Research Institute shows that during the Spring Festival (January 31 to February 6), the transaction area in Shenzhen was 0.94 million square meters; the transaction area in Guangzhou was 0.1 million square meters, down 99% from the same period last year. In addition, the transaction area of Suzhou, Wenzhou, Wuhan, Qingdao, Fuzhou and Dalian all fell by more than 90% compared with the same period last year.
Among them, compared with last year's Spring Festival (February 11-February 17), Guangzhou fell by 85%, which is the largest decline among the monitoring representative cities.
Since September last year, Guangzhou's property market has entered a state of falling volume and price.
According to the changes in the sales prices of commercial residential buildings in 70 large and medium-sized cities released by the National Bureau of Statistics in 2021: from September to December, the prices of new houses or second-hand houses in Guangzhou have shown a month-on-month decline for four consecutive months.
According to the data of Guangzhou Zhongyuan Research and Development Department, in 2021, the number of transactions in the second-hand market in Guangzhou was 117103 cases (self-service online signature + intermediary promotion online signature), which was significantly lower than that of the same period last year (131009 cases). Among them, the second-hand transaction performance in the second half of the year was sluggish, with only 41891 transactions, down 49.6% year-on-year, the lowest level in recent years.
A real estate agent told this newspaper that compared with the end of last year, the transaction volume of second-hand houses in January this year has rebounded, and there are almost no transactions during the Spring Festival, which is also expected, next, March will enter Xiaoyangchun, and the transaction volume may increase.
Second-hand housing transaction volume declined, directly dragging down the bank's housing mortgage business volume decline, a loan intermediary told this newspaper, the current bank's housing loan amount is very loose, mortgage loans can basically be loaned within 4 weeks.
No, the intermediary also said that the mortgage interest rate is still continuing the level of the previous year, the first mortgage interest rate is about 5.65% (LPR + 100BP), the second set of interest rates is about 5.85% (LPR + 120BP), "at present, there is no notice from the bank to reduce the interest rate", the loan intermediary said.
In the first-hand housing market, in 2021, Guangzhou will implement stricter filing price measures from the middle of the year, and under multi-dimensional adjustment, the transaction of new houses will be "frozen", and the transactions in the second half of the year, which is rare in history, will be significantly lower than the first half of the year.
According to the data of Guangzhou Zhongyuan Research and Development Department, in 2021, the average price of first-hand residential buildings in Guangzhou for the whole year will be 33305 yuan / square meter, and the average price of each set will be 3.56 million yuan.
According to media reports, the recent guangzhou first-hand housing price limit policy rumors have been loosened, this year the relevant departments plan to adopt a "graded filing" policy for just need and luxury housing projects, and the price limit policy for luxury houses will be relaxed. In this regard, the relevant person in charge of the Guangzhou Municipal Housing and Construction Bureau said that Guangzhou has always implemented strict housing price guidance, but the filing price of each property is considered according to the surrounding real estate situation, and the dynamic price guidance is implemented, and a red line is not set according to the price. The filing price of each property will fluctuate in each period, and the current price limit policy has not been relaxed.
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