The "Implementation Measures for the Basic Old-age Insurance of Employees of Enterprises in Jiangsu Province" (hereinafter referred to as the "Implementation Measures") issued by the Provincial Human Resources and Social Security Department will be officially implemented from March 1. The promulgation of the "Implementation Measures" will help to further enhance the transparency and operability of the pension insurance policy and better protect the basic pension insurance rights and interests of the insured.
Employers handle the new measures for retirement comparison
The issue of old-age care is related to thousands of households, why should our province formulate new implementation measures?
It is reported that although the current basic endowment insurance for enterprise employees has large institutional provisions, many specific policies are scattered in different documents in different periods, which are generally fragmented, which is not conducive to the understanding and mastery of employers and insured personnel. In 2021, the provincial government revised and issued the new "Provisions on Basic Pension Insurance for Employees of Enterprises in Jiangsu Province", which is in line with this, and it is urgent to revise the original implementation opinions at the same time.
"The new "Implementation Measures" are more operable and more detailed, taking what procedures are required for employers to handle retirement as an example, the previous provision was 'according to the determination of the human resources and social security department', but according to what to determine there are no detailed rules." The new "Implementation Measures" will list the materials required one by one, and clarify how to deal with key materials if they are missing, which is easy to understand. Lu Chenmin, deputy director of the Pension Department of the Municipal Human Resources and Social Security Bureau, introduced that the new "Implementation Measures" and the "Provisions" are matched, and the two together form a "complete set" of basic pension insurance policies for enterprise employees.
Basic endowment insurance covers a wider range
The "Implementation Measures" cover a wider range, and Hong Kong, Macao and Taiwan residents and foreigners who have not previously been clearly stipulated have also made it clear this time: Hong Kong, Macao and Taiwan residents recruited by employers in accordance with the law and Hong Kong, Macao and Taiwan residents who are flexibly employed in our province, in accordance with the provisions of the state on Hong Kong, Macao and Taiwan residents participating in social insurance in the mainland (mainland), participate in the basic old-age insurance of enterprise employees in our province; those who have participated in local social insurance in Hong Kong, Macao and Taiwan and continue to retain the social insurance relationship may not participate in the basic old-age insurance in our province with the certificate issued by the relevant authorized institutions.
Foreigners recruited by employers in accordance with the law shall participate in the basic old-age insurance of our province in accordance with the provisions of the state on the participation of foreigners employed in China in social insurance. Where a person with the nationality of a country that has signed a bilateral or multilateral agreement on social insurance with China is employed in our province, the basic old-age insurance matters shall be handled in accordance with the provisions of the agreement.
The new policy also relaxes the household registration restrictions for flexible employment personnel inside and outside the province to participate in the insurance at the place of employment, further expanding the scope of insurance. Flexible employment personnel employed in our province who voluntarily participate in basic old-age insurance after completing employment registration procedures shall participate in insurance at the place of employment registration.
Those who receive unemployment insurance benefits can participate in the basic old-age insurance, which is implemented with reference to the payment policy for flexible employment personnel.
The innovation provides for a deferred retirement policy
The new "Implementation Measures" innovatively stipulates the policy of postponing retirement.
The retirement age of the insured persons shall be determined according to the following method
Men must be 60 years of age, female cadres are 55 years of age, female workers are 50 years of age, and women of flexible employment are 55 years of age. The following circumstances are derived from its special provisions: Female workers who work in management technical posts when they are 50 years old, or who have worked in management technical posts for a cumulative period of 5 years and have worked in management technical posts after 45 years of age, shall be implemented in accordance with the retirement age of female cadres. Female flexible employment insured persons and female unemployed persons, who have been former permanent workers, or who originally worked in the posts of workers in state-owned enterprises and terminated their labor relations in accordance with law before the issuance of document [2001] No. 20 issued by the former Ministry of Labor and Social Security, or who have been in the employer's position at the age of 50 and have completed a total of 15 years of deemed contributions and actual payment years, shall be implemented in accordance with the retirement age of female workers. The retirement age for female unemployed persons who do not meet the above requirements shall be 55 years.
Males are 55 years old and women are 45 years old, and meet the relevant provisions of the state, engage in special types of work specified by the state for early retirement and reach the specified number of years. Insured persons who meet the conditions for early retirement of special types of work may, upon consultation between the employees and the enterprise, choose the time of retirement between the retirement age provided for in this article and the retirement age specified in the preceding paragraph.
Males who have reached the age of 50 and women who have reached the age of 45 and are disabled due to illness or non-work-related causes have been completely incapacitated by the Labor Capacity Appraisal Committee of the districted city. Upon their own application and the consent of the employer, and reported to the human resources and social security administrative department for the record, the insured personnel may postpone retirement, and the minimum time for postponing retirement is not less than one year. Where the State has other provisions on the retirement age, such provisions shall prevail.
"This policy is innovative, how to understand it? For example, there is a woman, now 50 years old, to the retirement age, but in fact this woman is a company executive, strong management experience, the company does not want this female executive to retire, and this female executive also wants to extend the working life. Lu Chenmin introduced that there was no formal channel to extend retirement before, and now the new policy has come out, and it is possible to apply for deferred retirement under the condition that the company and employees reach a consensus.
Source: Yangzhou Daily
Editor-in-charge: Fang Xiaoyi
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