His mother died of a heart attack, his father abandoned his wife and son, and 20-year-old Jing Hao (Yi Qianxi) took his 6-and-a-half-year-old sister alone to live in Shenzhen.
The leak in the house happened to rain overnight, and my sister was also seriously ill, and she had to undergo surgery within 18 months, and the operation cost was at least 300,000 yuan!
In order to raise the cost of surgery, Jing Hao united a group of "marginal people" to start a business together, and gambled with his life on a miracle!
This is the background of the story of the movie "Miracle Stupid Child", and the director of "I Am Not a Medicine God", Wen Muye, once again focused the camera on the "bottom of society", also telling a story about "saving lives".
Sitting in the theater to watch the film "Miracle Stupid Child", crying from the beginning to the end, is touching, is resonant, but also because it educates people to reflect, give people the power to understand life. From the small characters in the film, many people see their own shadows, struggling to be strong under the ravages of life.
Small people also have big ideals!
Stupid kids can do miracles too!
The movie is inspirational and warm, very much in line with the psychological expectations of the public, and has earned hundreds of millions of tears from the audience!
Because to keep the promise to his mother, he must cure his sister, in order to raise the cost of surgery, Jing Hao united a group of "marginal people" to start a business together, and gambled with his life on a miracle!
Therefore, when Jing Hao knew that there was a batch of goods refurbished to earn 800,000 yuan, he decided to gamble without hesitation, and after the loan mortgage to buy goods, he suffered from the renovation policy and broke the road, so he had to find ways to sell parts;
In order to talk with Zhao Zong for 10 minutes, he chased after the car, and after being hit by the car, he still completely ignored it;
When encountering a thief who stole goods, Jing Hao chased after him and broke his hand.
But in addition to being moved, the heart is also heavy: the miracle is a miracle because it can hardly happen!
For the thousands of people who have not encountered miracles, in the face of the ruthless manipulation of fate, the end can be imagined.
Like the line in the film:
"If you lose the bet, your sister's life will be gone."
"You tell me what to do, what if I don't gamble?"
Instead of gambling on a miracle, it is better to configure insurance in advance, and the problems of everyone in the movie can actually be solved by insurance.
1
As a mother of two children
From the moment the child was born, she had a responsibility on her, a heavy burden! Can't give up!
Allocate a term life insurance for yourself in advance, with a sum insured of 1 million yuan and a protection period of 30 years.
With this protection, after the mother leaves due to illness, she can leave 1 million insurance money for Jing Hao's brothers and sisters, so that they can live without worry, face accidents and diseases, and run for money without a young age.
Term life insurance, essential insurance for the family's economic support.
Many people feel that death is far away from themselves, but because of the low probability of occurrence, term life insurance premiums are very cheap, and they can be bought for hundreds of yuan per year.
Isn't it worth using this money to buy a child a definite future?
Don't say, "I don't need it," one of the big truths of the adult world is that the only certainty in life is uncertainty.
If you can't use the best, you should spend money to buy a peace of mind, once you use it, this may be the child's "life-saving money"!
2
For sisters suffering from congenital diseases
Jing Hao's sister suffers from congenital heart disease, full name "congenital heart disease", accounting for 40.95% of all congenital birth defect diseases, is the most common congenital malformations, including ventricular septal defects, atrial septal defects, patent ductus arteriosus, aortic dislocation, pulmonary artery stenosis and a series of diseases!
The doctor in the movie stressed that the sister's surgery is best completed before the age of eight, because most of the congenital heart diseases are better at a young age, if not treated in time, it may lead to ventricular hypertrophy, pulmonary hypertension, heart valve damage and other problems, and even affect growth and development and future survival, seriously threatening life and health.
The causes of congenital heart disease are more complex, and are closely related to genes, embryonic development environment, drug effects, etc., such as Jing Hao's sister's congenital heart disease may be inherited from her mother!
We all know that almost all major illness insurance and medical insurance do not pay for congenital diseases.
This is clearly stated in the exclusion clause: there is no compensation for genetic diseases, congenital malformations, deformations or chromosomal variations, i.e. deformities, deformations or chromosomal abnormalities that the insurer has had at birth.
This is because the insurance is insured by "uncertain unknown risks", and congenital diseases are "innate" certain risks, which do not meet the principles of commercial insurance, so whether it is found before insurance or found after insurance, ordinary insurance is not indemnified.
Jing Hao's sister's congenital heart disease, ordinary insurance compensation, first determine whether it is a congenital disease:
The first point: it is present at birth, which is in line with this.
The second point: taking ICD-10 as the standard, congenital diseases begin with Q in ICD-10, which can be viewed from the "disease code" on the home page of the hospital case, and if the visit is a congenital disease, the disease code will begin with Q.
If it is determined that it is a congenital disease, ordinary medical insurance and serious illness insurance are definitely not covered, and the following 2 types of insurance can also provide protection:
1. Pregnancy insurance
The so-called pregnancy insurance is an insurance that specifically protects the pregnancy period, which not only protects the mother-to-be, but also protects the congenital malformations of the newborn.
Second, high-end medical insurance
For congenital diseases found after insurance, some high-end medical insurance can provide protection, not only can reimburse medical expenses, high-end medical insurance can also allow patients to seek medical treatment faster and better! It has a direct payment function, medical expenses are settled directly with the hospital by the insurance company, and with the help of the medical green pass service, you can quickly stay in the best hospital.......
3
For other "little people" in the movie
Their survival dilemma can be summed up in nothing more than 4 words: old, weak, sick and disabled!
And that's exactly what insurance can solve.
If a childless nursing home nurse can reserve a pension in advance, he may no longer need to "carry the weight forward" in his later life.
Single mothers with hearing impairments, if they can have a major illness insurance, they can get minor illness insurance benefits, under the pressure of life, more confidence to face.
.......
Unfortunately, there is no if!
Fortunately, in the movie, they worked together to create a miracle, and Jing Hao healed his sister and returned to school as he wished.
Unfortunately, this may only happen in the movie.
As ordinary people, miracles are too far away from us, but we also have the opportunity to leverage high risk protection with limited funds, and let insurance rush in front of us when illness and accidents strike, and share some of the pressure!
Problems that can be solved with insurance, or don't hope for miracles!
With insurance at the bottom, we still strive hard, but not for a miracle, but for a better life.