From the entrepreneurial myth created by Alibaba, it has been more than a decade since Ali products have become the mainstream of life. Alipay is a necessary software for living in China, but recently criminals have used a major decision by Alipay to carry out fraud, which has led to heated discussions on major social platforms. A series of changes in Alipay have also allowed depositors to start transferring funds.
A new type of scam has emerged, and Alipay has been hotly discussed
Most college students have not yet stepped into society, and bad habits such as admiring vanity and comparison psychology are also pervading the campus, and advanced consumption has become the choice of most college students. Loan software has also emerged in an endless stream, making a lot of noise some time ago. The relevant state departments saw the situation and vigorously rectified, and Alipay also actively responded to the call and decided to cancel the student account. Unexpectedly, this seemingly protective student initiative has allowed criminals to take advantage of it.
In this context, a new type of fraud was born. The scam is mainly telephone fraud, and criminals will lie that they can change the identity of Alipay students, so that students can obtain a large amount of loan line. Criminals take advantage of college students' desire to spend in advance, induce college students to provide them with private information, and eventually transfer all the balances in their accounts.
This fraud method conforms to the new regulations of Alipay, and the society has not yet made relevant preventive reminders, and people with weak awareness of prevention will naturally be poisoned by scammers. As a result, Alipay has also frequently appeared in hot searches, which has triggered fierce discussions in society.
Depositors transfer funds
According to Alipay data, nearly 70% of people in the country use Alipay. Therefore, once Alipay has any news, it will affect most people in China. The emergence of new types of scams, so that Alipay frequent hot search is also a matter of course. Many depositors who like to save money in Alipay have begun to worry about the security risks of Alipay and have begun to transfer funds.
The recently buzzed new type of scam is one of the reasons savers decide to transfer their money. In the past two years, Alipay has continuously spread negative news, and Ma Yun, who has been complimented by countless people, has caused social evaluation to "plummet" because of his words. Ali's products are also constantly declining, constantly being overtaken by other competitors. The anchors vigorously supported by Ali are deeply involved in the storm of tax evasion, and the news of the suspension of services by Xianghubao has introduced deep thinking, making the masses doubt whether the future of Alipay is bright. Recently, Alipay has fallen into a new scam, and depositors will naturally start to abandon Ali products and transfer funds in Alipay for the sake of security.
As of 2021, the number of active people of Alipay's various products is only more than 20 million compared with Pinduoduo, which is lagging behind. This phenomenon also shows that a large number of Alipay users are being lost.
Whether alipay saves money is a security risk
Although Alipay is in turmoil now, the money stored in Alipay is actually safe, and depositors do not need to worry about their property safety due to changes in Alipay. Alipay is just a platform that connects financial institutions for customers, and itself has no stored value function. The State has stipulated that the reserve shall be paid to the Chinese bank or a qualified commercial bank. Alipay does not have the money deposited by depositors, and it is always the bank that stores the money. So there is no need to worry about the property security in Alipay.
Conclusion
As a well-known enterprise in China, Ali's Alipay will naturally not be easily eliminated by society. Under the protection of the state, Alipay users do not have to worry about what will be affected. While using various types of financial software, users also need to beware of criminals taking advantage of the situation.